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Massachusetts real estate · Worcester County

Spencer, Massachusetts Real Estate

Homes, values and local insight for Spencer, Worcester County, Massachusetts. Typical home value $440,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$440,000Typical home value
+1.3%Home values, past year
12,090Residents (2024)
$79,086Median household income
Homes for sale

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New England colonial home in Worcester County in fall

Life in Spencer, MA

Spencer is best known for the Spencer Fair, its agricultural fair held every Labor Day weekend at the fairgrounds on Smithville Road. It is also the hometown of the Howe family inventors, including Elias Howe Jr., who invented the lockstitch sewing machine. Today it is a Route 9 town with ponds, state forest land and the Trappist monks of St. Joseph's Abbey.

Nathaniel Wood settled Spencer in 1717 and the town was incorporated in 1753, named for Lieutenant Governor Spencer Phipps. It was a stagecoach stop on the Old Boston Post Road, and George Washington stayed in town in 1789. Shoe and wire mills drove its growth, and in 1888 and 1889 David Prouty, Richard Sugden, Luther Hill and Nathaniel Myrick gave the town a high school, a library, a park and the fairgrounds. Spencer is a small town on Route 9 about twenty minutes west of Worcester, with a historic Main Street and a lot of open land and water around it. Daily life centers on Main Street, the town parks, the ponds and the fall fair.

Spencer neighborhoods

Town Center and Main Street

The downtown along Route 9 holds Town Hall at 157 Main Street, the Richard Sugden Library, antique and specialty shops, and a historic district with houses dating from the 18th and 19th centuries. ( source )

Wire Village

Upper and Lower Wire Village grew around Richard Sugden's wire mills near Thompson Pond and the Seven Mile River. Wire Village Road passes old mill sites and Ralph Warren Park, and Wire Village School serves the town's younger grades. ( source )

Lake Whittemore and Luther Hill Park

Spencer's only natural lake sits just off Park Street near the town center. Luther Hill Park on its shore has the town beach, a pine grove, a playground, a skate park and a disc golf course. ( source )

South Spencer

The area along South Spencer Road holds Vietnam Memorial Park beside the South Spencer School and the southwest trailhead of the Depot Rail Trail at 65 South Spencer Road. ( source )

North Spencer and Route 31

North of the center, Route 31 and the back roads lead to St. Joseph's Abbey, Browning Pond, Brooks Pond and Camp Marshall on McCormick Road. This part of town is rural, with woods, farms and ponds. ( source )

Sugden Reservoir and Thompson Pond

These mill-era reservoirs north of Route 9 have mostly privately owned shoreline, with public shore access near the Sugden dam and a gravel boat ramp off Donnelly Cross Road. ( source )

Where locals eat in Spencer

Classic diner · 5 Meadow Road

Charlie's Diner

A 1948 Worcester Lunch Car Company diner that ran on Plantation Street in Worcester until 2003, then moved to Spencer. Known for breakfast plates and diner comfort food. ( source )

American family restaurant · 206 North Spencer Road

Black & White Grille

A family owned, full-service restaurant with a broad menu of American entrees, seafood and pizza. ( source )

American restaurant and function venue · 500 Main Street (Route 9)

Spencer Country Inn

A Main Street restaurant and bar that also hosts weddings and large functions in its private dining rooms. ( source )

Breakfast and lunch · 31 Pleasant Street

Kosta's Cafe

Locals go for pancakes, crepes and homemade corned beef hash at this family run breakfast spot. ( source )

Bakery and cafe · 320 Main Street

The Goods Bakery & Cafe

Owner Casey Wood, a culinary school graduate, bakes pastries fresh daily and makes custom cakes. Go early because the case sells out. ( source )

Seasonal roadside food stand · 6 West Main Street (Route 9)

The Dashboard Diner

Scratch-made cheeseburgers, hot dogs, hand-cut fries and homemade ice cream at picnic tables on Route 9. ( source )

Asian fusion and sushi · 62 West Main Street

Yamato Asian Bistro

Sushi rolls and nigiri alongside Chinese favorites and Thai curries. ( source )

Pizza and subs · 320 Main Street

Village Pizza

A family owned pizza shop that also makes pasta, wings, subs and salads, with delivery. ( source )

Coffee, drinks and hangouts

Rapscallion Brewery & Taproom

A dog-friendly taproom with views of the 20-barrel brewing system, cans to go and private event space. Located at 8 Meadow Road. ( source )

Richard Sugden Library

The 1889 downtown library at 8 Pleasant Street has oak paneling, stained glass and the town's Historical Museum, plus programs for all ages. ( source )

Luther Hill Park

A 14-acre park on Lake Whittemore with a pine grove, picnic tables, playground, skate park and a disc golf course installed by the Spencer Lions Club. ( source )

O'Gara Park

Home to baseball, softball and youth football at the end of Water Street. Its wooden grandstand dates to 1931. ( source )

Maple Hill Disc Golf (Leicester)

An 18-hole disc golf course with five layouts on a farm property in neighboring Leicester. It hosts weekly leagues and the MVP Open. ( source )

Shopping in Spencer

Klem's

Locally owned since the 1940s at the corner of Routes 9 and 49. It combines Ace Hardware, lawn equipment, garden and pet supplies, clothing, toys and a Hallmark store. ( source )

Bemis Farms Nursery

A family run garden center, farm, nursery and greenhouse at 29 North Brookfield Road, in business since 1947, with workshops and seasonal events. ( source )

St. Joseph's Abbey Gift Shop

At the monastery entrance on Route 31. It sells the monks' Trappist Preserves, Trappist-made chocolates and fruitcake, religious books and art. ( source )

Downtown Main Street shops

Spencer's downtown on Route 9 has antique and specialty shops set among the town's historic buildings. ( source )

Parks, beaches and nature

in town

Spencer State Forest

A 965-acre state forest at 51 Howe Road with trails, picnicking at Howe Pond, canoeing, fishing, cross-country skiing and a monument at the birthplace of Elias Howe. Open sunrise to sunset with free parking. ( source )

in town

Burncoat Pond Wildlife Sanctuary

A Mass Audubon sanctuary off Greenville Street with trails through fields and hardwood and white pine forest ending at the pond. Foot travel only, no dogs. ( source )

in town

Depot Rail Trail

A 2-mile walking trail on an old railroad bed running from South Spencer Road to Chestnut Street near downtown. ( source )

in town

Moose Hill Wildlife Management Area

State wildlife land shared with Paxton and Leicester, with a flood-control levee and reservoir crossed by the Midstate Trail. Spencer access is from Moose Hill Road. ( source )

in town

Four Chimneys Recreation Area

A 200-acre state wildlife management area on scenic Borkum Road, crossed by the Midstate Trail on its way into Charlton. ( source )

neighboring Paxton

Moore State Park (Paxton)

A state park at 1 Sawmill Road in Paxton with a restored sawmill, waterfalls and mill sites along Eames Pond. ( source )

begins in Worcester, about 12 miles east

Blackstone River Valley National Heritage Corridor

A National Park Service affiliated corridor that follows the Blackstone River from Worcester to Providence, tracing the start of the American Industrial Revolution. ( source )

Attractions and landmarks

St. Joseph's Abbey

A Trappist monastery at 167 North Spencer Road. The monks have made Trappist Preserves jams and jellies since 1954. ( source )

Elias Howe Birthplace Monument

A fieldstone monument and the original stone doorsteps mark the birthplace of the sewing machine inventor inside Spencer State Forest. ( source )

O'Gara Park Grandstand

The 1931 wooden grandstand at O'Gara Park, on ballfields the Spencer Baseball Association first leased in 1886. ( source )

Spencer Historical Museum at the Richard Sugden Library

The town's collection of historical artifacts, housed inside the 1889 library on Pleasant Street. ( source )

Isaac Prouty Park and Soldiers' Monument

A Main Street park given to the town in 1905. Its Soldiers' Monument, erected on Patriots' Day 1911, honors the Spencer men who served in the Civil War. ( source )

Annual events

Labor Day weekend (September 4 to 7, 2026)

The Spencer Fair

Spencer's agricultural fair at the fairgrounds on Smithville Road, with gates open 8 a.m. to 10 p.m. ( source )

Early December

Spencer Christmas Parade of Lights

An evening parade of lighted floats, fire trucks and ATVs organized by the town Celebrations Committee. ( source )

Fall

Oktoberfest at Rapscallion Spencer

The Spencer taproom celebrates Oktoberfest with seasonal beers such as its Pumpkin Lager. ( source )

Labor Day weekend

Bemis Farms Labor Day Nursery Yard Sale

The garden center's yearly plant and nursery sale, held the same weekend as the Spencer Fair. ( source )

Spencer-East Brookfield Regional School District

Elementary

Wire Village School (Spencer, grades K-4), East Brookfield Elementary (East Brookfield, grades PK-6)

Middle

Knox Trail Middle School (Spencer, grades 5-8)

High

David Prouty High School (Spencer, grades 9-12)

Listed for reference, not ranked. Confirm school zoning for any address with the district. ( source )

Buying in Spencer: what Ryan and Megan check

  • Winter parking ban: from November 1 to April 15, no overnight parking (12:01 a.m. to 6 a.m.) on listed streets including Main, Maple, Elm and High Streets. Check off-street parking for any in-town home.
  • Sewer or septic: confirm whether the home is on town sewer using the Sewer Department system map. If it has a private septic system, plan for a Title 5 inspection.
  • Private and gravel roads: some Spencer roads are private or unaccepted ways. Check the town's public and private roads list for who plows and maintains the street.
  • Waterfront and wetlands: homes near the ponds, reservoirs and Seven Mile River may need Conservation Commission approval for additions, docks or clearing.
Roads

Route 9 (Main Street) runs east-west through town to Worcester. Route 31 runs north-south, and Route 49 leads south to Route 20 and the Massachusetts Turnpike.

Airports

Worcester Regional Airport (ORH) is about 16 minutes away. Boston Logan International (BOS) is about 1 hour 7 minutes by car.

Worcester: about 20 min via Route 9 Springfield: about 45 min via Routes 49, 20 and the Mass Pike Boston Logan Airport: about 1 hr 7 min

Talk to Ryan and Megan about Spencer

Ryan and Megan Winslow, broker owners of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army Retired.

Call 386-690-5858 Email Ryan and Megan Get pre-approved

Researched and verified 2026-09-28. Businesses change; call ahead.

Market data

Spencer by the numbers

The typical home in Spencer is worth $440,000, 12% below the Worcester County typical value of $498,000 and 33% below the Massachusetts typical value of $662,000.

Typical home value

$440,000

Zillow Home Value Index for Spencer, August 2026. The middle of the market for single family homes and condos.

5 year change

+25.2%

Home values in Spencer moved +25.2% over five years and +93.0% over ten.

Median rent

$1,085/mo

Median gross rent in Spencer. Useful for investors running rental numbers.

Homeownership

65%

Share of occupied homes in Spencer lived in by the owner.

Median year built

1968

Older homes often need inspection focus on roof, systems and windows.

Household income

$79,086

Median household income in Spencer.

Mortgage planning for a home in Spencer
Financing

Buying in Spencer with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Spencer home of $440,000:

  • FHA, 3.5% down: $15,408 down, loan of $425,000
  • Conventional, 5% down: $22,011 down, loan of $418,000
  • Conventional, 20% down: $88,043 down, loan of $352,000
  • VA, 0% down for eligible veterans, loan of $440,000
Selling

What is your Spencer home worth?

Ryan and Megan price Spencer homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Spencer
Nearby

Towns near Spencer

Worcester County

More in Worcester County

See the full Worcester County real estate guide or the Massachusetts real estate guide.

FAQ

Common questions

What is the typical home value in Spencer, MA?

The Zillow Home Value Index for Spencer was $440,000 in August 2026, +1.3% over the past year.

What county is Spencer in?

Spencer is in Worcester County, Massachusetts.

How many people live in Spencer?

About 12,090 people as of the 2024 Census Bureau estimate, up from 11,985 in 2020.

Who are the best real estate agents in Spencer?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Spencer?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Spencer own or rent?

65% of occupied homes in Spencer are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Spencer?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Spencer, MA

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Spencer home values by ZIP code

The typical home in Spencer is worth $440,222 as of August 2026 in ZIP code 01562. Values moved +1.3% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
01562$440,222+1.3%+25.1%

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.