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State guide

Florida Real Estate

Every county and town in Florida, with real home values and local guides from Ryan and Megan.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
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Florida Living

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$375,000Typical home value
-1.5%Home values, past year
23,372,215Residents (2024)
$71,711Median household income
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Counties
Aerial view of a Florida waterfront neighborhood

Every county in Florida

Tap a county to see every town inside it.

CountyTypical value1 yearResidents
Alachua County$304,000-1.2%291,782
Baker County$315,000+3.9%29,325
Bay County$344,000-0.4%199,718
Bradford County$252,000+3.8%28,075
Brevard County$342,000-0.9%658,447
Broward County$423,000-2.1%2,037,472
Calhoun County$177,000-4.1%13,278
Charlotte County$297,000-4.9%212,122
Citrus County$272,000-1.1%170,174
Clay County$336,000-0.5%236,760
Collier County$551,000-2.4%416,233
Columbia County$271,0000.0%73,977
Dixie County$221,000+3.4%17,614
Duval County$295,000-0.7%1,055,159
Escambia County$282,000+1.4%331,275
Flagler County$349,000-1.0%136,744
Franklin County$422,000-3.3%12,979
Gadsden County$201,000-0.3%44,151
Gilchrist County$306,000+2.7%20,233
Glades County$261,000-3.2%13,132
Gulf County$399,000-1.3%15,876
Hamilton County$212,000+5.7%14,334
Hardee County$245,000+2.0%26,068
Hendry County$274,000-3.9%46,130
Hernando County$308,000-2.0%218,150
Highlands County$233,000-1.5%109,778
Hillsborough County$377,000-1.4%1,581,426
Holmes County$188,000-2.2%19,876
Indian River County$364,000-1.5%172,139
Jackson County$185,000+1.5%49,980
Jefferson County$313,000+4.6%15,921
Lafayette County$265,000+5.8%8,640
Lake County$361,000-2.3%444,204
Lee County$335,000-4.4%860,959
Leon County$295,000+1.4%300,488
Levy County$290,000-1.3%47,765
Liberty County$209,000+4.8%7,955
Madison County$210,000-1.8%18,364
Manatee County$408,000-3.4%458,352
Marion County$269,000-2.3%428,905
Martin County$448,000-0.4%165,666
Miami-Dade County$521,000-0.0%2,838,461
Monroe County$960,000+1.1%80,908
Nassau County$483,000+0.2%104,376
Okaloosa County$353,000+0.7%220,483
Okeechobee County$291,000+0.7%42,369
Orange County$401,000-1.2%1,533,646
Osceola County$359,000-3.2%468,058
Palm Beach County$474,000+1.2%1,582,055
Pasco County$329,000-2.1%659,114
Pinellas County$371,000-0.8%965,870
Polk County$296,000-2.4%852,878
Putnam County$218,000+0.7%77,301
Santa Rosa County$351,000+1.3%207,653
Sarasota County$397,000-2.9%476,604
Seminole County$401,000-0.8%494,605
St. Johns County··334,928
St. Lucie County··390,670
Sumter County$388,000-0.8%154,693
Suwannee County$273,000+3.0%47,536
Taylor County$198,000+6.1%21,843
Union County$266,000+1.9%15,738
Volusia County$325,000-0.9%602,772
Wakulla County$289,000+0.7%37,115
Walton County$655,000+0.4%89,666
Washington County$224,000+0.5%26,503

About Florida Real Estate

Florida is the third most populous state in the US, attracting over 300,000 new residents annually. The state stretches 800 miles from Pensacola in the Panhandle to Key West. No state income tax makes Florida a top destination for retirees, remote workers, and business owners relocating from high-tax states.

The real estate market spans Gulf Coast beach towns, Atlantic oceanfront communities, Orlando-area suburbs, and rural inland counties. South Florida (Miami-Dade, Broward, Palm Beach) commands the highest prices. The Space Coast, Tampa Bay, and Jacksonville offer strong value with growing job markets. North Florida provides affordable options with rural character.

Winslow Homes LLC covers all 67 Florida counties with licensed agents ready to serve buyers, sellers, and investors statewide.

Schools & Education in Florida

Florida's public school system is the third largest in the US. The state uses the A-F school grading system. Top-rated districts include St. Johns County (consistently #1), Seminole County, Sarasota County, and Clay County. Florida Bright Futures scholarships reward academic achievement with college tuition assistance. The state university system includes UF (#1 public university), FSU, UCF, and USF.

🎓 Higher Education

University of Florida in Gainesville ranks as the #1 public university in many rankings. Florida State University in Tallahassee, University of Central Florida in Orlando (largest enrollment in the nation), and University of South Florida in Tampa provide research university options. Florida's 28 state colleges offer affordable associate and bachelor's degrees statewide.

Lifestyle & Recreation

Florida offers year-round outdoor living with 1,350 miles of coastline, 175 state parks, and 1,711 rivers and streams. The state has more golf courses than any other state. Theme parks in Orlando draw 75 million visitors annually. The Everglades, the Florida Keys, and the Springs region provide unique natural experiences found nowhere else in the US.

🏖️ Beach Living

825 miles of beaches line the Atlantic and Gulf coasts. Clearwater Beach, Siesta Key, Destin, and Amelia Island consistently rank among America's best. Water sports include surfing, paddleboarding, fishing, and diving.

🐊 Nature & Wildlife

Everglades National Park protects 1.5 million acres of wetlands. Over 700 natural springs flow throughout the state. Manatee encounters in Crystal River, sea turtle nesting on Atlantic beaches, and world-class fishing define Florida's connection to nature.

Employment & Economy

Florida's economy ranks fourth in the US by GDP. Major industries include tourism and hospitality, healthcare, aerospace and defense, agriculture, finance, and technology. The state has no personal income tax, attracting businesses and workers from across the country.

💼 Major Employers

Walt Disney World (largest single-site employer in the US with 75,000+ employees), AdventHealth, Baptist Health, Publix Super Markets, Lockheed Martin, Northrop Grumman, L3Harris Technologies, and Jacksonville-based CSX Transportation and FIS. The Space Coast hosts NASA, SpaceX, Blue Origin, and Boeing space operations.

📈 Growth Sectors

Tech hubs growing in Miami, Tampa, and Orlando. Financial services concentrated in Jacksonville and South Florida. Biotech and medical device companies expanding in multiple markets. Defense and aerospace remain strong along the Space Coast and Tampa Bay.

Property Taxes & Cost of Living

Florida has no state income tax, one of the biggest draws for new residents. Property taxes vary by county, with a statewide average effective rate around 0.86%. Homestead exemption reduces assessed value by up to $50,000 for primary residences. Sales tax is 6% statewide with county surtaxes up to 1.5% additional.

🏠 Homestead Exemption

Florida's homestead exemption provides up to $51,411 off assessed value in 2026 for primary residences. The Save Our Homes cap limits annual assessment increases to 3% or CPI, whichever is lower. Portability allows homeowners to transfer up to $500,000 of accumulated savings to a new Florida home.

Commute & Transportation

Florida's highway system includes I-95 (Atlantic coast), I-75 (Gulf coast/central), I-4 (Orlando to Tampa), and I-10 (Panhandle). SunRail commuter rail serves the Orlando metro. Brightline high-speed rail connects Miami, Fort Lauderdale, West Palm Beach, and Orlando. Major international airports in Miami, Fort Lauderdale, Orlando, Tampa, and Jacksonville provide global connectivity.

✈️ Airport Access

Orlando International (MCO) is Florida's busiest airport. Miami International (MIA) serves as the gateway to Latin America and the Caribbean. Tampa International (TPA) consistently ranks among America's best airports. Jacksonville (JAX), Fort Lauderdale (FLL), and Southwest Florida (RSW) provide additional options.

About Winslow Homes LLC

Winslow Homes LLC is a full-service real estate brokerage licensed in Florida, Massachusetts, Connecticut, and Rhode Island. Ryan and Megan Winslow combine experience with commitment to client success and market expertise across all four states.

📞 Contact Information

Winslow Homes LLC Email: [email protected] Phone: 386-690-5858

MLS Disclaimer & Legal Information

All real estate information provided by Winslow Homes LLC is derived from the Multiple Listing Service (MLS) and public sources. Information is deemed accurate but not guaranteed.

Equal Housing Opportunity. Winslow Homes LLC operates under fair housing principles.

Largest communities

Top towns in Florida

A to Z

Every Florida town guide

AlachuaAlfordAltamonte SpringsAlthaAnna MariaApalachicolaApopkaArcadiaArcherAstatulaAtlantic BeachAtlantisAuburndaleAventuraAvon ParkBal HarbourBaldwinBartowBascomBay Harbor IslandsBay LakeBellBelle GladeBelle IsleBelleairBelleair BeachBelleair BluffsBelleair ShoreBelleviewBeverly BeachBiscayne ParkBlountstownBoca RatonBonifayBonita SpringsBowling GreenBoynton BeachBradentonBradenton BeachBrandonBranfordBriny BreezesBristolBronsonBrookerBrooksvilleBunnellBushnellCallahanCallawayCampbelltonCape CanaveralCape CoralCaptivaCarrabelleCaryvilleCasselberryCedar KeyCenter HillCenturyChattahoocheeChieflandChipleyCinco BayouClearwaterClermontClewistonCloud LakeCocoaCocoa BeachCoconut CreekColemanCooper CityCoral GablesCoral SpringsCottondaleCrescent CityCrestviewCross CityCrystal RiverCutler BayDade CityDania BeachDavenportDavieDaytona BeachDaytona Beach ShoresDeBaryDeFuniak SpringsDeLandDeerfield BeachDelray BeachDeltonaDestinDoralDr. PhillipsDundeeDunedinDunnellonEagle LakeEatonvilleEbroEdgewaterEdgewoodEl PortalEnglewoodEsteroEstoEustisEverglades CityFanning SpringsFellsmereFernandina BeachFlagler BeachFlorida CityFort LauderdaleFort MeadeFort MyersFort Myers BeachFort PierceFort Walton BeachFort WhiteFreeportFrostproofFruitland ParkGainesvilleGlen RidgeGlen St. MaryGolden BeachGolfGracevilleGrand RidgeGrant-ValkariaGreen Cove SpringsGreenacresGreensboroGreenvilleGreenwoodGretnaGrovelandGulf BreezeGulf StreamGulfportHaines CityHallandale BeachHamptonHastingsHavanaHaverhillHawthorneHialeahHialeah GardensHigh SpringsHighland BeachHighland ParkHillcrest HeightsHilliardHillsboro BeachHolly HillHollywoodHolmes BeachHomesteadHomosassaHorseshoe BeachHowey-in-the-HillsHypoluxoImmokaleeIndialanticIndian CreekIndian Harbour BeachIndian River ShoresIndian Rocks BeachIndian ShoresIndiantownInglisInterlachenInvernessIslamoradaJacksonvilleJacksonville BeachJacob CityJasperJayJenningsJensen BeachJuno BeachJupiterJupiter Inlet ColonyJupiter IslandKenneth CityKey BiscayneKey Colony BeachKey LargoKey WestKeystone HeightsKissimmeeLa CrosseLaBelleLady LakeLake AlfredLake Buena VistaLake ButlerLake CityLake Clarke ShoresLake HamiltonLake HelenLake MaryLake ParkLake PlacidLake WalesLake Worth BeachLakelandLakewood RanchLantanaLargoLauderdale LakesLauderdale-by-the-SeaLauderhillLaurel HillLawteyLaytonLazy LakeLeeLeesburgLehigh AcresLighthouse PointLive OakLongboat KeyLongwoodLoxahatchee GrovesLutzLynn HavenMacclennyMadeira BeachMadisonMaitlandMalabarMaloneManalapanMangonia ParkMarathonMarco IslandMargateMariannaMarinelandMary EstherMascotteMayoMcIntoshMedleyMelbourneMelbourne BeachMelbourne VillageMerritt IslandMexico BeachMiamiMiami BeachMiami GardensMiami LakesMiami ShoresMiami SpringsMicanopyMiddleburgMidwayMiltonMinneolaMiramarMiramar BeachMonticelloMontverdeMoore HavenMount DoraMulberryNaplesNeptune BeachNew Port RicheyNew Smyrna BeachNewberryNicevilleNokomisNomaNorth Bay VillageNorth LauderdaleNorth MiamiNorth Miami BeachNorth Palm BeachNorth PortNorth Redington BeachOak HillOaklandOakland ParkOcalaOcean BreezeOcean RidgeOcoeeOkeechobeeOldsmarOpa-lockaOrange CityOrange ParkOrchidOrlandoOrmond BeachOspreyOtter CreekOviedoPahokeePalatkaPalm BayPalm BeachPalm Beach GardensPalm Beach ShoresPalm CoastPalm ShoresPalm SpringsPalmettoPalmetto BayPanama CityPanama City BeachParkerParklandPaxtonPembroke ParkPembroke PinesPenney FarmsPensacolaPerryPiersonPinecrestPinellas ParkPlant CityPlantationPolk CityPomona ParkPompano BeachPonce InletPonce de LeonPort CharlottePort OrangePort RicheyPort St. JoePort St. LuciePunta GordaQuincyRaifordReddickRedington BeachRedington ShoresRiverviewRiviera BeachRockledgeRoyal Palm BeachRuskinSafety HarborSan AntonioSanfordSanibelSarasotaSatellite BeachSea Ranch LakesSebastianSebringSeminoleSewall's PointShalimarSiesta KeySneadsSopchoppySouth BaySouth DaytonaSouth MiamiSouth Palm BeachSouth PasadenaSouthwest RanchesSpring HillSpringfieldSt. AugustineSt. Augustine BeachSt. CloudSt. LeoSt. Lucie VillageSt. MarksSt. Pete BeachSt. PetersburgStarkeStuartSun City CenterSunny Isles BeachSunriseSurfsideSweetwaterTallahasseeTamaracTampaTarpon SpringsTavaresTemple TerraceTequestaThe VillagesTitusvilleTreasure IslandTrentonUmatillaValparaisoVeniceVernonVero BeachVirginia GardensWaldoWauchulaWausauWebsterWelakaWellingtonWesley ChapelWest MelbourneWest MiamiWest Palm BeachWest ParkWestlakeWestonWestvilleWewahitchkaWhite SpringsWildwoodWillistonWilton ManorsWindermereWinter GardenWinter HavenWinter ParkWinter SpringsWorthington SpringsYankeetownZephyrhillsZolfo Springs
Market data

Florida by the numbers

Real numbers for Florida, updated from public data.

Typical home value

$375,000

Zillow Home Value Index for Florida, August 2026. The middle of the market for single family homes and condos.

5 year change

+20.3%

Home values in Florida moved +20.3% over five years and +85.4% over ten.

Median rent

$1,564/mo

Median gross rent in Florida. Useful for investors running rental numbers.

Homeownership

67%

Share of occupied homes in Florida lived in by the owner.

Median year built

1988

A newer housing stock means fewer surprises at inspection.

Household income

$71,711

Median household income in Florida.

Mortgage planning for a home in Florida
Financing

Buying in Florida with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Florida home of $375,000:

  • FHA, 3.5% down: $13,141 down, loan of $362,000
  • Conventional, 5% down: $18,774 down, loan of $357,000
  • Conventional, 20% down: $75,094 down, loan of $300,000
  • VA, 0% down for eligible veterans, loan of $375,000
Selling

What is your Florida home worth?

Ryan and Megan price Florida homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Florida
FAQ

Common questions

What is the typical home value in Florida?

The Zillow Home Value Index for Florida was $375,000 in August 2026, -1.5% over the past year.

How many counties are in Florida?

Florida has 66 counties. Winslow Homes has a guide for each one, with every town inside it.

Are Ryan and Megan licensed in Florida?

Yes. Ryan and Megan Winslow are licensed real estate brokers in Florida, Massachusetts, Connecticut and Rhode Island, and mortgage bankers lending in all 50 states.

How do I get pre-approved?

Apply at www.winslowloan.com or call 386-690-5858. FHA, VA, conventional and jumbo loans through The Federal Savings Bank.

Talk to Ryan and Megan

Ready to move in Florida?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

Apply for a mortgage

Get your home value instantly

No in-person meeting or phone call needed for most addresses. See your estimated value, price range and value trend in seconds.

Coming soon in Florida

Get coming-soon homes, pocket listings and price drops in Florida before they hit the big home search sites.