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State guide

Rhode Island Real Estate

Every county and town in Rhode Island, with real home values and local guides from Ryan and Megan.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
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New England Living

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$511,000Typical home value
+3.4%Home values, past year
1,112,308Residents (2024)
$86,372Median household income
Homes for sale

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Counties

Every county in Rhode Island

Tap a county to see every town inside it.

CountyTypical value1 yearResidents
Bristol County$658,000+2.8%50,145
Kent County$443,000+4.3%172,450
Newport County$791,000+5.7%83,468
Providence County$455,000+2.1%675,912
Washington County$690,000+5.8%130,333

About Rhode Island Real Estate

Rhode Island is the smallest state in the US but packs significant density with 1.1 million residents across just 1,214 square miles. Providence is a cultural and culinary destination anchored by Brown University and RISD. Newport's Gilded Age mansions, Narragansett Bay sailing, and 400 miles of coastline define the state's character.

The real estate market ranges from historic Federal Hill homes in Providence to oceanfront estates in Newport and Watch Hill. The state offers relative affordability compared to eastern Massachusetts and coastal Connecticut. South County beaches, East Bay waterfront towns, and the Blackstone Valley provide diverse community options.

Winslow Homes LLC serves all 5 Rhode Island counties with dedicated agents specializing in the state's unique coastal and urban markets.

Schools & Education in Rhode Island

Rhode Island's public schools operate by city and town. Top-rated districts include Barrington, East Greenwich, Narragansett, and South Kingstown. The state's small size means most schools serve tight-knit communities. Rhode Island was the first state to mandate computer science education in all schools.

🎓 Higher Education

Brown University in Providence is an Ivy League institution. Rhode Island School of Design (RISD) is the top art and design school in the US. University of Rhode Island in Kingston is the flagship state university. Providence College, Bryant University, Salve Regina University (Newport), and Roger Williams University provide additional options.

Lifestyle & Recreation

Rhode Island is the Ocean State with 400 miles of coastline relative to its tiny size. Narragansett Bay is the state's defining geographic feature, supporting sailing, fishing, and waterfront dining. The state's food scene punches well above its weight, with Providence earning recognition as a top food city.

⛵ Waterfront Living

Narragansett Bay offers world-class sailing. Newport hosted the America's Cup for decades. Block Island provides a car-free beach getaway. Misquamicut and Narragansett Town Beach draw summer crowds.

🎭 Arts & Culture

WaterFire Providence lights up the rivers with bonfires on summer and fall evenings. Newport's mansions draw over a million visitors. The Newport Folk and Jazz Festivals are legendary. RISD Museum houses a world-class collection. Federal Hill in Providence rivals any Little Italy in the country.

Employment & Economy

Rhode Island's economy centers on healthcare, education, defense, and tourism. The state's small size creates a tight-knit business community. Naval Station Newport is the largest employer. Providence's hospitals and universities form the economic backbone.

💼 Major Employers

Lifespan (Rhode Island Hospital, Miriam Hospital), Care New England, Brown University, CVS Health (headquartered in Woonsocket), Naval Station Newport, Raytheon, General Dynamics Electric Boat (nearby in Groton, CT), Citizens Financial Group, and Textron.

📈 Growth Sectors

Offshore wind energy with the Block Island Wind Farm as the first US offshore wind project. Marine science and ocean technology at URI. Digital media and design growing around RISD graduates. Healthcare innovation centered on the Providence medical campus.

Property Taxes & Cost of Living

Rhode Island has a graduated state income tax from 3.75% to 5.99%. Property taxes average about 1.40% effective rate statewide. The state offers a homestead exemption in some communities. Rhode Island has an estate tax with a $1.77 million exemption, one of the lowest thresholds in the US.

🏠 Property Tax Considerations

Tax rates vary by municipality. Barrington and East Greenwich have moderate rates with excellent services. Providence and Central Falls have higher rates. The state offers property tax relief for seniors and veterans. Rhode Island's car tax is being phased out.

Commute & Transportation

Rhode Island's compact size means most commutes are under 30 minutes. I-95 bisects the state connecting Providence to Boston (50 min) and NYC (3 hrs). MBTA commuter rail extends from Providence to Boston. RIPTA buses serve the Providence metro area. Amtrak's Northeast Corridor stops in Providence and Westerly.

✈️ Airport Access

T.F. Green International Airport (PVD) in Warwick serves the state with domestic and limited international flights. Boston Logan Airport is 60 minutes north via commuter rail or car. Block Island is accessible by ferry from Point Judith (Narragansett) and by air from Westerly.

About Winslow Homes LLC

Winslow Homes LLC is a full-service real estate brokerage licensed in Florida, Massachusetts, Connecticut, and Rhode Island. Ryan and Megan Winslow combine experience with commitment to client success and market expertise across all four states.

📞 Contact Information

Winslow Homes LLC Email: [email protected] Phone: 386-690-5858

MLS Disclaimer & Legal Information

All real estate information provided by Winslow Homes LLC is derived from the Multiple Listing Service (MLS) and public sources. Information is deemed accurate but not guaranteed.

Equal Housing Opportunity. Winslow Homes LLC operates under fair housing principles.

Largest communities

Top towns in Rhode Island

A to Z

Every Rhode Island town guide

Market data

Rhode Island by the numbers

Real numbers for Rhode Island, updated from public data.

Typical home value

$511,000

Zillow Home Value Index for Rhode Island, August 2026. The middle of the market for single family homes and condos.

5 year change

+33.6%

Home values in Rhode Island moved +33.6% over five years and +101.3% over ten.

Median rent

$1,273/mo

Median gross rent in Rhode Island. Useful for investors running rental numbers.

Homeownership

63%

Share of occupied homes in Rhode Island lived in by the owner.

Median year built

1961

Older homes often need inspection focus on roof, systems and windows.

Household income

$86,372

Median household income in Rhode Island.

Mortgage planning for a home in Rhode Island
Financing

Buying in Rhode Island with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Rhode Island home of $511,000:

  • FHA, 3.5% down: $17,893 down, loan of $493,000
  • Conventional, 5% down: $25,562 down, loan of $486,000
  • Conventional, 20% down: $102,000 down, loan of $409,000
  • VA, 0% down for eligible veterans, loan of $511,000
Selling

What is your Rhode Island home worth?

Ryan and Megan price Rhode Island homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Rhode Island
FAQ

Common questions

What is the typical home value in Rhode Island?

The Zillow Home Value Index for Rhode Island was $511,000 in August 2026, +3.4% over the past year.

How many counties are in Rhode Island?

Rhode Island has 5 counties. Winslow Homes has a guide for each one, with every town inside it.

Are Ryan and Megan licensed in Rhode Island?

Yes. Ryan and Megan Winslow are licensed real estate brokers in Florida, Massachusetts, Connecticut and Rhode Island, and mortgage bankers lending in all 50 states.

How do I get pre-approved?

Apply at www.winslowloan.com or call 386-690-5858. FHA, VA, conventional and jumbo loans through The Federal Savings Bank.

Talk to Ryan and Megan

Ready to move in Rhode Island?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Rhode Island

Get coming-soon homes, pocket listings and price drops in Rhode Island before they hit the big home search sites.