Miami, Fort Lauderdale, New Smyrna Beach, Orlando, the Florida Keys, Worcester and Boston
Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes
Source: Redfin housing market data, three-month window ending August 2026. Gold marks this market.
The median sale price in Miami was $649,570 in August 2026, up 2.3% from a year earlier, according to Redfin. Homes took a median of 116 days to sell, 16 days longer than last August.
The median sale price in Fort Lauderdale was $602,351 in the three months ending August 2026, up 11.5% from a year earlier, according to Redfin. Homes took a median of 101 days to sell, 25 days faster than last year.
The median sale price in Orlando was $414,726 in August 2026, down 1.2% from a year earlier, according to Redfin. Homes took a median of 52 days to sell, 4 days longer than last August.
The median sale price in Key West was $1,049,306 in the three months ending August 2026, up 13.7% from a year earlier, according to Redfin. Homes took a median of 141 days to sell, 10 days longer than last year.
The median sale price in New Smyrna Beach was $419,934 in August 2026, down 2.3% from a year earlier on a 3-month basis, according to Redfin. Homes sold in a median of 80 days at 95.4% of list price, at a median of $307 per square foot. Buyers hold more room to negotiate.
The median sale price in Daytona Beach was $299,124 in August 2026, down 5.2% from a year earlier on a 3-month basis, according to Redfin. Homes sold in a median of 80 days at 95.0% of list price, at a median of $208 per square foot. Buyers hold more room to negotiate.
The median sale price in Ormond Beach was $379,744 in August 2026, up 1.3% from a year earlier on a 3-month basis, according to Redfin. Homes sold in a median of 75 days at 97.0% of list price, at a median of $198 per square foot. Buyers hold more room to negotiate.
The median sale price in Port Orange was $352,767 in August 2026, up 3.3% from a year earlier on a 3-month basis, according to Redfin. Homes sold in a median of 49 days at 96.9% of list price, at a median of $209 per square foot. Buyers hold more room to negotiate.
The median sale price in Edgewater was $321,787 in August 2026, up 8.2% from a year earlier on a 3-month basis, according to Redfin. Homes sold in a median of 46 days at 97.5% of list price, at a median of $202 per square foot. The market sits close to balanced.
The median sale price in Worcester was $481,681 in August 2026, up 8.2% from a year earlier on a 3-month basis, according to Redfin. Homes sold in a median of 22 days at 101.5% of list price, at a median of $272 per square foot. Sellers hold the edge.
Yes, for buyers who want a beach town with a small-town feel. New Smyrna Beach sits on Florida's east coast in Volusia County, about an hour from Orlando, with two walkable downtowns on Flagler Avenue and Canal Street. The median sale price was $419,934 in August 2026, and you should check the flood zone, insurance quotes and roof age before you write an offer.
Many retirees choose New Smyrna Beach for the beaches, walkable downtowns, golf and Florida's lack of a state personal income tax. The Daytona Beach airport sits about 25 minutes north and Orlando International about an hour west. The guide also covers homestead and Save Our Homes tax savings, extra Volusia County exemptions for some seniors and veterans, and why condo buyers should review the reserve study.
Florida has no state personal income tax, while Massachusetts taxes income. Home prices in coastal Volusia County sit below many Massachusetts suburbs, but homeowners and flood insurance often cost more. Ryan and Megan hold broker licenses in both states, and most clients get pre-approved, list the Massachusetts home and set the Florida closing after the Massachusetts closing.
The homestead exemption lowers the taxable value of the home you live in. For 2026 the first $25,000 is exempt from all property taxes, a second exemption of $26,411 applies to non-school taxes, and the Save Our Homes cap limits yearly assessed value increases to 2.7%. File with your county property appraiser by March 1 after you own and live in the home on January 1, and do not rely on the seller's tax bill, because your assessed value resets to market value after you buy.
A standard homeowners policy does not cover flood, so you need a separate policy when your lender, Citizens Property Insurance or your own risk calls for one. Lenders require it for federally backed mortgages in FEMA high-risk zones, and Citizens is phasing in a flood requirement that reaches all remaining personal residential policies on January 1, 2027. Look up the flood zone at FEMA's Map Service Center and get a quote for the exact address during your inspection period.
Hurricane exposure, roof age and construction year drive the price, and coastal homes with older roofs cost the most to insure. A wind mitigation inspection often lowers the wind portion of your premium, and a four-point inspection covers roof, electrical, plumbing and heating and cooling for older homes. Get quotes during your inspection period, before your deposit goes hard.
After the 2021 Surfside collapse, Florida passed laws requiring milestone structural inspections and structural integrity reserve studies for many condo buildings three stories and taller. Many older buildings raised dues or passed special assessments to fund repairs and reserves. Ask for the milestone inspection report, reserve study, current budget, recent meeting minutes and any pending special assessments during your contract review period.
It depends on the exact address. The City of New Smyrna Beach and unincorporated Volusia County apply different zoning rules, and many condo associations set minimum rental periods. Florida also requires a vacation rental license from the Department of Business and Professional Regulation for most short-term rentals, plus sales tax and county tourist development tax registration.
A VA loan lets eligible veterans, service members and surviving spouses buy with no down payment and no monthly mortgage insurance, and full entitlement carries no VA loan limit. For a first-use purchase the funding fee is 2.15% with less than 5% down, 1.5% with 5% or more and 1.25% with 10% or more, and you owe no fee if you receive VA disability compensation. Ryan and Megan request your Certificate of Eligibility, and the VA caps seller concessions at 4%.
Florida Hometown Heroes gives eligible buyers up to 5% of the first mortgage, with a $10,000 minimum and a $35,000 maximum, as a 0% deferred second mortgage. Florida Assist offers up to $10,000 and the Florida HLP second mortgage offers up to $12,500, and the guide also compares MassHousing, CHFA, RIHousing and county SHIP programs. Funding changes, so get pre-approved before reservations open.
Winter and spring bring the most buyers, including seasonal and relocating buyers from the Northeast and Midwest, and summer and early fall usually run slower. Redfin reported median days on market of 80 in New Smyrna Beach and Daytona Beach, 75 in Ormond Beach, 49 in Port Orange and 46 in Edgewater in August 2026. Price and condition matter more than timing.
Check the agent's license on the Florida DBPR website, ask how many homes the agent has sold, and ask for local pricing examples. Experience with flood zones, insurance and condo documents matters on the coast. Ask how the agent will price and market your home, negotiate repairs and handle your calls day to day.
Yes. Ryan and Megan are licensed brokers in both states. You line up financing first, list the Massachusetts home and set the Florida closing after the Massachusetts closing. Massachusetts sellers need a smoke and carbon monoxide certificate, a Title 5 septic inspection for homes on septic and a lead paint disclosure for homes built before 1978. In Florida, budget for homeowners and flood insurance, association dues and property taxes before homestead applies in your first year.
Daytona Beach is a larger city with the speedway, events and a wide range of neighborhoods, and it offers more entry-level options. New Smyrna Beach feels smaller and quieter and costs more per square foot. Redfin reported August 2026 median sale prices of $299,124 in Daytona Beach and $419,934 in New Smyrna Beach.
Ormond Beach suits buyers who want established neighborhoods, the beachside and quick access north toward Palm Coast. Port Orange suits buyers who want newer subdivisions, family neighborhoods and a central spot between Daytona Beach and New Smyrna Beach. Redfin reported August 2026 median sale prices of $379,744 in Ormond Beach and $352,767 in Port Orange, and Port Orange homes sold faster at 49 median days versus 75.
Redfin reported a median sale price of $481,681 in Worcester in August 2026, up 8.2% year over year. Homes sold in a median of 22 days at 101.5% of list price, so sellers hold the edge. Well-priced homes draw multiple offers, and many sell above asking.
Gather a smoke and carbon monoxide certificate from the local fire department, a Title 5 septic inspection for homes on septic and a lead paint disclosure for homes built before 1978. Price from recent closed sales in your neighborhood, because with a 22-day median on market in August 2026, correct pricing brings offers in the first two weekends. If you plan to move to Florida, Ryan and Megan hold broker licenses in both states and handle both sides of the move.
Inspect the seawall and dock, confirm permits for the dock and lift, review the elevation certificate and get flood and wind insurance quotes early. Oceanfront homes carry the highest insurance cost and wind exposure, while Indian River and canal homes offer boating access, and low-tide depth matters for boat owners. Browse waterfront homes and call 386-690-5858 to start.
New homes meet current building codes, which often lowers insurance, and they carry builder warranties, while many builders offer rate buydowns and closing cost incentives. Resale homes often sit on larger lots in established neighborhoods, and prices are more open to negotiation. Use your own broker for new construction, because the builder's sales agent represents the builder.
Lenders compare your total monthly debts, including the new payment, to your gross monthly income. A Florida payment includes principal, interest, property taxes, homeowners insurance, flood insurance where required, mortgage insurance on low down payment loans and association dues. Get a pre-approval with actual insurance and tax estimates for the areas you want to buy in.
Written by Ryan and Megan Winslow, broker/owner of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army retired. About Ryan and Megan.
Updated 2026-09-28. General information, not legal, tax or insurance advice.
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