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Massachusetts real estate · Worcester County

Phillipston, Massachusetts Real Estate

Homes, values and local insight for Phillipston, Worcester County, Massachusetts. Typical home value $440,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$440,000Typical home value
+4.8%Home values, past year
1,759Residents (2024)
$92,027Median household income
Homes for sale

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About

Living in Phillipston

Phillipston is a town in Worcester County, Massachusetts, home to about 1,759 people across 24.2 square miles of land. The median household income is $92,027 and 91% of households own their home. The median home was built in 1984.

Nearby you will find Templeton, Athol, Petersham. Ryan and Megan help buyers compare Phillipston with these towns on price, commute and lifestyle.

Homes in Phillipston, Massachusetts
Market data

Phillipston by the numbers

The typical home in Phillipston is worth $440,000, 12% below the Worcester County typical value of $498,000 and 33% below the Massachusetts typical value of $662,000.

Typical home value

$440,000

Zillow Home Value Index for Phillipston, August 2026. The middle of the market for single family homes and condos.

5 year change

+36.8%

Home values in Phillipston moved +36.8% over five years and +109.6% over ten.

Median rent

$1,313/mo

Median gross rent in Phillipston. Useful for investors running rental numbers.

Homeownership

91%

Share of occupied homes in Phillipston lived in by the owner.

Median year built

1984

A newer housing stock means fewer surprises at inspection.

Household income

$92,027

Median household income in Phillipston.

Mortgage planning for a home in Phillipston
Financing

Buying in Phillipston with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Phillipston home of $440,000:

  • FHA, 3.5% down: $15,411 down, loan of $425,000
  • Conventional, 5% down: $22,016 down, loan of $418,000
  • Conventional, 20% down: $88,064 down, loan of $352,000
  • VA, 0% down for eligible veterans, loan of $440,000
Selling

What is your Phillipston home worth?

Ryan and Megan price Phillipston homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Phillipston
Nearby

Towns near Phillipston

Worcester County

More in Worcester County

See the full Worcester County real estate guide or the Massachusetts real estate guide.

FAQ

Common questions

What is the typical home value in Phillipston, MA?

The Zillow Home Value Index for Phillipston was $440,000 in August 2026, +4.8% over the past year.

What county is Phillipston in?

Phillipston is in Worcester County, Massachusetts.

How many people live in Phillipston?

About 1,759 people as of the 2024 Census Bureau estimate, up from 1,727 in 2020.

Who are the best real estate agents in Phillipston?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Phillipston?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Phillipston own or rent?

91% of occupied homes in Phillipston are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Phillipston?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Phillipston, MA

Get coming-soon homes, pocket listings and price drops in Phillipston, MA before they hit the big home search sites.