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Massachusetts real estate · Middlesex County

Ashby, Massachusetts Real Estate

Homes, values and local insight for Ashby, Middlesex County, Massachusetts. Typical home value $482,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$482,000Typical home value
+2.6%Home values, past year
3,270Residents (2024)
$111,000Median household income
Homes for sale

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About Ashby

Ashby is a small rural town in Middlesex County combining genuine country living with Route 2 commute accessibility. Established in 1767, the town maintains agricultural traditions while attracting families and professionals seeking affordable alternatives to suburban sprawl. Tree-lined roads, conservation land, and spacious residential lots define the landscape. The tight-knit community values privacy and natural surroundings while remaining within 45 minutes of Boston.

The housing market reflects rural-town affordability with ranch and colonial homes on generous lots commanding most demand. Properties typically range $340k-$550k for standard homes, with waterfront and premium lots reaching $700k. Buyer pool includes commuters, remote workers, and families prioritizing land and privacy over urban amenities. Steady inventory levels support moderate competition and reasonable pricing.

Winslow Homes serves Ashby buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Featured Communities

Town Center

Historic village center near town hall and library. Established homes on moderate lots with community gathering spaces. Schools nearby and traditional New England character.

Price Range: $380k-$550k

North Ashby

Spacious properties with privacy and land. Larger lots and rural atmosphere attract families seeking country living with Route 2 commute access.

Price Range: $340k-$500k

Lifestyle & Entertainment

Outdoor Recreation

Conservation land access, hiking trails, town forests. Wachusett Mountain nearby for seasonal recreation.

Local Dining

Limited village options; most residents travel to Fitchburg or Leominster for variety. Casual American restaurants and pizzerias available.

Community Events

Town festivals, farmers market season, school events. Strong civic engagement and neighborhood traditions.

Ashby Conservation Land

Town-protected trails and forests for hiking and nature walks.

Wachusett Mountain

Regional recreation area 20 minutes away. Skiing and hiking.

Town Common

Historic gathering space with seasonal events.

Investment Opportunities

Rental Market

Modest rental demand from commuters and Fitchburg State University proximity. 4-5% gross yield on $450k investment.

Land Banking

Large-lot properties offer land value potential. Future development as Boston commute corridor strengthens.

Market data

Ashby by the numbers

The typical home in Ashby is worth $482,000, 41% below the Middlesex County typical value of $814,000 and 27% below the Massachusetts typical value of $662,000.

Typical home value

$482,000

Zillow Home Value Index for Ashby, August 2026. The middle of the market for single family homes and condos.

5 year change

+24.8%

Home values in Ashby moved +24.8% over five years and +86.4% over ten.

Median rent

$969/mo

Median gross rent in Ashby. Useful for investors running rental numbers.

Homeownership

94%

Share of occupied homes in Ashby lived in by the owner.

Median year built

1971

Older homes often need inspection focus on roof, systems and windows.

Household income

$111,000

Median household income in Ashby.

Mortgage planning for a home in Ashby
Financing

Buying in Ashby with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Ashby home of $482,000:

  • FHA, 3.5% down: $16,867 down, loan of $465,000
  • Conventional, 5% down: $24,096 down, loan of $458,000
  • Conventional, 20% down: $96,384 down, loan of $386,000
  • VA, 0% down for eligible veterans, loan of $482,000
Selling

What is your Ashby home worth?

Ryan and Megan price Ashby homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Ashby
Nearby

Towns near Ashby

Middlesex County

More in Middlesex County

See the full Middlesex County real estate guide or the Massachusetts real estate guide.

FAQ

Common questions

What is the typical home value in Ashby, MA?

The Zillow Home Value Index for Ashby was $482,000 in August 2026, +2.6% over the past year.

What county is Ashby in?

Ashby is in Middlesex County, Massachusetts.

How many people live in Ashby?

About 3,270 people as of the 2024 Census Bureau estimate, up from 3,190 in 2020.

Who are the best real estate agents in Ashby?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Ashby?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Ashby own or rent?

94% of occupied homes in Ashby are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Ashby?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Ashby, MA

Get coming-soon homes, pocket listings and price drops in Ashby, MA before they hit the big home search sites.

Ashby home values by ZIP code

The typical home in Ashby is worth $482,255 as of August 2026 in ZIP code 01431. Values moved +2.6% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
01431$482,255+2.6%+24.8%$440,00020

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.