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Massachusetts real estate · Middlesex County

Chelmsford, Massachusetts Real Estate

Homes, values and local insight for Chelmsford, Middlesex County, Massachusetts. Typical home value $682,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$682,000Typical home value
+1.2%Home values, past year
36,953Residents (2024)
$141,000Median household income
Homes for sale

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About Chelmsford

Chelmsford is a residential town in Middlesex County offering family-focused living with Route 2 location and Solid schools. The town develops strong community character with civic institutions.

The housing market reflects regional pricing with colonials and ranches dominating inventory. Properties range $$480k for standard homes to $900k. Buyer pool includes families and commuters.

Winslow Homes serves this town's buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Market data

Chelmsford by the numbers

The typical home in Chelmsford is worth $682,000, 16% below the Middlesex County typical value of $814,000 and 3% above the Massachusetts typical value of $662,000.

Typical home value

$682,000

Zillow Home Value Index for Chelmsford, August 2026. The middle of the market for single family homes and condos.

5 year change

+27.7%

Home values in Chelmsford moved +27.7% over five years and +80.2% over ten.

Median rent

$1,959/mo

Median gross rent in Chelmsford. Useful for investors running rental numbers.

Homeownership

83%

Share of occupied homes in Chelmsford lived in by the owner.

Median year built

1967

Older homes often need inspection focus on roof, systems and windows.

Household income

$141,000

Median household income in Chelmsford.

Mortgage planning for a home in Chelmsford
Financing

Buying in Chelmsford with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Chelmsford home of $682,000:

  • FHA, 3.5% down: $23,862 down, loan of $658,000
  • Conventional, 5% down: $34,089 down, loan of $648,000
  • Conventional, 20% down: $136,000 down, loan of $545,000
  • VA, 0% down for eligible veterans, loan of $682,000
Selling

What is your Chelmsford home worth?

Ryan and Megan price Chelmsford homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Chelmsford
Nearby

Towns near Chelmsford

Middlesex County

More in Middlesex County

See the full Middlesex County real estate guide or the Massachusetts real estate guide.

FAQ

Common questions

What is the typical home value in Chelmsford, MA?

The Zillow Home Value Index for Chelmsford was $682,000 in August 2026, +1.2% over the past year.

What county is Chelmsford in?

Chelmsford is in Middlesex County, Massachusetts.

How many people live in Chelmsford?

About 36,953 people as of the 2024 Census Bureau estimate, up from 36,373 in 2020.

Who are the best real estate agents in Chelmsford?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Chelmsford?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Chelmsford own or rent?

83% of occupied homes in Chelmsford are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Chelmsford?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Chelmsford, MA

Get coming-soon homes, pocket listings and price drops in Chelmsford, MA before they hit the big home search sites.

Chelmsford home values by ZIP code

The typical home in Chelmsford is worth $716,388 as of August 2026, across 2 ZIP codes ranging from $554,602 in 01863 to $716,388 in 01824. Values moved +1.1% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
01824$716,388+1.1%+25.9%
01863$554,602+0.5%+29.9%$495,00020

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.