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Massachusetts real estate · Middlesex County

Cambridge, Massachusetts Real Estate

Homes, values and local insight for Cambridge, Middlesex County, Massachusetts. Typical home value $1,032,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$1,032,000Typical home value
-0.6%Home values, past year
121,186Residents (2024)
$126,000Median household income
Homes for sale

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New England colonial home in Worcester County in fall

Life in Cambridge, MA

Cambridge is home to Harvard University and MIT, and the tourism office calls it the City of Squares. Harvard, Central, Kendall, Inman and Porter Squares each run on their own mix of shops, restaurants and music venues. Kendall Square is a hub for technology and biotech research.

Colonists founded Newtowne on the Charles River in 1630 as a planned capital for the Massachusetts Bay Colony. Harvard College was founded there in 1636, and the village took the name Cambridge in 1638. George Washington made the Vassall-Craigie-Longfellow House his headquarters in 1775 and 1776, and Cambridge became a city in 1846 by uniting Old Cambridge, Cambridgeport and East Cambridge. Cambridge mixes students, researchers, long-time families and tech workers in a dense, walkable city of more than 100,000 people. The city is easiest to get around on foot, by bike or on the Red Line, and the Charles River paths and Fresh Pond are where people run, walk and bike.

Cambridge neighborhoods

Harvard Square and Old Cambridge

The historic core around Harvard Yard and Cambridge Common. The Old Cambridge Historic District covers most of Brattle Street, once Tory Row, where Loyalist mansions from the 1700s still stand. Exterior changes here go through Historical Commission review. ( source )

Central Square

The city's traditional downtown on Massachusetts Avenue, a mix of cultures, restaurants and music clubs like The Middle East. Central Fire Station and Central Square Theater sit here, and the Red Line stops in the square. ( source )

Kendall Square

The MIT side of the city and a center for software and biotech firms. Home to the MIT Museum and a Red Line stop. ( source )

Cambridgeport

A residential neighborhood that grew along the roads to the West Boston (Longfellow) Bridge after 1793. The Fort Washington Historic District protects remains of a 1775 earthwork fort. Jahunger and the annual Port Arts Festival are local draws. ( source )

East Cambridge

Opened for development in 1809 and the city's industrial center until the 1880s. Irish, Italian and Portuguese families shaped the neighborhood, which still hosts the Feast of Saints Cosmas and Damian. A Neighborhood Conservation District study has been under way for part of the area. ( source )

Mid Cambridge

The residential blocks between Harvard and Central Squares, bounded by Prospect Street, Prescott Street, Kirkland Street and Massachusetts Avenue. A Neighborhood Conservation District set up in 1985 reviews exterior projects. ( source )

North Cambridge and Porter Square

North Cambridge grew around clay pits and brickyards, with workers' cottages housing many Irish immigrants. Today it and Porter Square offer Red Line access, Porter Square Books and the Avon Hill Neighborhood Conservation District of about 220 properties. ( source )

Where locals eat in Cambridge

Uyghur · 272 Brookline St, Cambridgeport

Jahunger

MICHELIN Bib Gourmand for Central Asian influenced Uyghur cooking at a good value. ( source )

Spanish and Japanese · 310 Massachusetts Ave, Central Square

PAGU

Chef Tracy Chang's MICHELIN Bib Gourmand spot blending Spanish and Japanese flavors, with a strong cocktail and Spanish wine list. ( source )

Hunan Chinese · 270 Third St, Kendall Square

Sumiao Hunan Kitchen

MICHELIN Bib Gourmand for authentic Hunan cuisine, with weekend specials for adventurous eaters. ( source )

Eastern Mediterranean · 134 Hampshire St, Inman Square

Oleana

Farm-to-table meze from Chef Ana Sortun and a wine list of organic and biodynamic wines. MICHELIN Recommended. ( source )

Italian · 1682 Massachusetts Ave, between Harvard and Porter Squares

Giulia

Chef Michael Pagliarini hand-rolls fresh pasta each morning in a brick-and-wood trattoria. MICHELIN Recommended. ( source )

Seafood · 1 Shepard St, Porter Square

Moëca

Seasonal seafood with global flavors, sourced from small boat fishermen. MICHELIN Recommended. ( source )

New American with Italian influence · 928 Massachusetts Ave, between Central and Harvard Squares

Pammy's

A trattoria-style neighborhood spot from Chris and Pam Willis, with Old and New World wines. MICHELIN Recommended. ( source )

Farm to table · 1281 Cambridge St, Inman Square

Urban Hearth

Chef Erin Miller's globally inspired, locally sourced tasting menus, with seats at the chef's counter. MICHELIN Recommended. ( source )

Coffee, drinks and hangouts

Lilypad

Inman Square music venue open since 2005 and named one of the best jazz clubs in the world nine times by DownBeat. Artists sell their own tickets, so the money goes to them. ( source )

Regattabar

Jazz and world music club at 1 Bennett St in Harvard Square since 1985, in Boston magazine's Best of Boston Hall of Fame. ( source )

Roxy's Arcade

A hidden 21+ arcade bar in Central Square from Area Four and Roxy's Grilled Cheese, with pinball, retro games, cocktails and grilled cheese. ( source )

Club Passim

Harvard Square music venue the tourism office calls one of the most iconic listening rooms in the city. ( source )

The Middle East

A Central Square live music venue that has been a neighborhood staple for years. ( source )

Shopping in Cambridge

Harvard Book Store

Family-owned since 1932 on Massachusetts Ave in Harvard Square, with new, used and bargain books. ( source )

Porter Square Books

Independent, full-service general bookstore at 1815 Massachusetts Ave. ( source )

Lovestruck Books

The Boston area's first permanent romance bookstore, on Brattle St, with a George Howell Coffee bar inside. ( source )

Albertine Press

Letterpress print studio and paper boutique on Cambridge St in Inman Square. ( source )

Cambridge Naturals

Natural products store in Porter Square since 1974 and a founding member of Cambridge Local First. ( source )

CambridgeSide

Two-level shopping center on the Charles River in East Cambridge with Apple, Zara, lululemon and the CanalSide food hall. ( source )

Parks, beaches and nature

in town

Fresh Pond Reservation

A 155-acre kettle hole reservoir with 162 acres of land around it, a nine-hole golf course and a 2.25-mile perimeter road for walking, running and biking. ( source )

in town

Charles River Reservation

Riverside paths from the Museum of Science to Eliot Bridge with Boston skyline views, benches and picnic areas. ( source )

in town

Cambridge Common

Historic common at Massachusetts Ave and Garden St, once a militia training ground and now a shaded gathering spot. ( source )

in town

North Point Park

An 8.5-acre Charles River park completed in 2007, with a riverfront promenade and a fishing pier. ( source )

nearby town: Concord

Walden Pond State Reservation (Concord)

State reservation in Concord around the 102-foot-deep glacial pond that inspired Thoreau. Swimming, trails through Walden Woods and a replica of Thoreau's cabin. ( source )

nearby town: Concord

Minute Man National Historical Park (Concord)

National park preserving the battlefields of April 19, 1775, including the North Bridge and The Wayside, home of authors. ( source )

nearby towns: Concord and Sudbury

Great Meadows National Wildlife Refuge (Concord and Sudbury)

Wildlife refuge with Concord and Sudbury units for hiking, snowshoeing, fishing and boating along river habitats. ( source )

Attractions and landmarks

Harvard Art Museums

Free every day, Tuesday to Sunday. The collection of more than a quarter million works includes Van Gogh, Monet, Sargent and Pollock. ( source )

Harvard Museum of Natural History

12,000 specimens, including dinosaurs, minerals and the famous Blaschka Glass Flowers, 3,000 glass models of plants. ( source )

MIT Museum

Interactive exhibits on invention, science and technology in Kendall Square, plus the monthly After Dark evening series. ( source )

Longfellow House-Washington's Headquarters National Historic Site

Georgian house on Brattle St that was Washington's first long-term Revolutionary War headquarters and later Henry Wadsworth Longfellow's home. Open seasonally, May through October. ( source )

Mount Auburn Cemetery

Founded in 1831 between Cambridge and Watertown, one of the first rural cemeteries in the U.S. and a National Historic Landmark, with 175 acres, about 5,000 trees and guided tours. ( source )

Annual events

October (October 16 to 18, 2026)

Head of the Charles Regatta

The world's largest regatta, held since 1965. Crowds watch from Weeks Footbridge, Eliot Bridge and Herter Park. ( source )

September

Cambridge Carnival

A two-day Cambridge festival weekend, September 12 to 13 in 2026. ( source )

October

Oktoberfest and HONK! Parade

Oktoberfest and the HONK! Parade share one October day, October 11 in 2026. ( source )

September

Cambridge Arts Open Studios

Cambridge artists open their studios to visitors, September 19 to 20 in 2026. ( source )

November

Cambridge Half Marathon

A fall half marathon in Cambridge, November 1 in 2026. ( source )

Brownstone townhomes on a Boston street

Cambridge Public Schools

Elementary

Amigos School, Baldwin School, Cambridgeport School, Fletcher Maynard Academy, Graham and Parks School, Haggerty School, King Open School, Dr. Martin Luther King, Jr. School, Morse School, Peabody School, Tobin Montessori School

Middle

Amigos School (upper), Cambridge Street Upper School, Putnam Avenue Upper School, Rindge Avenue Upper Campus, Darby Vassall Upper School

High

Cambridge Rindge and Latin School, Rindge School of Technical Arts, High School Extension Program

Private

Buckingham Browne & Nichols School, Shady Hill School

Listed for reference, not ranked. Confirm school zoning for any address with the district. ( source )

Buying in Cambridge: what Ryan and Megan check

  • Check if the home sits in a historic district or Neighborhood Conservation District (Old Cambridge, Fort Washington, Avon Hill, Half Crown-Marsh, Mid Cambridge, Harvard Square). Exterior changes may need Historical Commission review, and any demolition of a building over 50 years old gets staff review.
  • Look up the parcel in the city's FloodViewer. It sets Long Term Flood Elevations under the Climate Resilience Zoning adopted in February 2023, which can affect additions and new construction.
  • Street parking runs on resident permits, and during a declared Snow Emergency cars on signed streets are ticketed and towed. Ask whether the home has off-street parking.
Roads

I-90 (Mass Pike) runs parallel to Cambridge into Boston, I-93 passes Cambridge, and Memorial Drive, Fresh Pond Parkway and Massachusetts Ave are the main local routes. The MBTA Red Line stops at Kendall, Central, Harvard, Porter and North Cambridge, and the Green Line serves East Cambridge.

Airports

Boston Logan International Airport is about 8 miles away. Manchester-Boston Regional, T.F. Green in Providence and Worcester Regional also serve the area.

Boston: about 14 min (2 miles) Providence, RI: about 1 hour Manchester, NH: about 1 hour Portland, ME: about 2 hours New York, NY: about 4 hours

Talk to Ryan and Megan about Cambridge

Ryan and Megan Winslow, broker owners of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army Retired.

Call 386-690-5858 Email Ryan and Megan Get pre-approved

Researched and verified 2026-09-28. Businesses change; call ahead.

Market data

Cambridge by the numbers

The typical home in Cambridge is worth $1,032,000, 27% above the Middlesex County typical value of $814,000 and 56% above the Massachusetts typical value of $662,000.

Typical home value

$1,032,000

Zillow Home Value Index for Cambridge, August 2026. The middle of the market for single family homes and condos.

5 year change

+7.6%

Home values in Cambridge moved +7.6% over five years and +35.7% over ten.

Median rent

$2,742/mo

Median gross rent in Cambridge. Useful for investors running rental numbers.

Homeownership

34%

Share of occupied homes in Cambridge lived in by the owner.

Median year built

1948

Older homes often need inspection focus on roof, systems and windows.

Household income

$126,000

Median household income in Cambridge.

Mortgage planning for a home in Cambridge
Financing

Buying in Cambridge with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Cambridge home of $1,032,000:

  • FHA, 3.5% down: $36,111 down, loan of $996,000
  • Conventional, 5% down: $51,587 down, loan of $980,000
  • Conventional, 20% down: $206,000 down, loan of $825,000
  • VA, 0% down for eligible veterans, loan of $1,032,000
Selling

What is your Cambridge home worth?

Ryan and Megan price Cambridge homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Cambridge
Nearby

Towns near Cambridge

Middlesex County

More in Middlesex County

See the full Middlesex County real estate guide or the Massachusetts real estate guide.

FAQ

Common questions

What is the typical home value in Cambridge, MA?

The Zillow Home Value Index for Cambridge was $1,032,000 in August 2026, -0.6% over the past year.

What county is Cambridge in?

Cambridge is in Middlesex County, Massachusetts.

How many people live in Cambridge?

About 121,186 people as of the 2024 Census Bureau estimate, up from 118,379 in 2020.

Who are the best real estate agents in Cambridge?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Cambridge?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Cambridge own or rent?

34% of occupied homes in Cambridge are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Cambridge?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Cambridge, MA

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Cambridge home values by ZIP code

The typical home in Cambridge is worth $1,087,537 as of August 2026, across 5 ZIP codes ranging from $899,450 in 02141 to $1,313,035 in 02142. Values moved +0.5% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
02138$1,150,205+0.5%+9.2%$1,229,00019
02139$1,003,714+1.1%+13.2%$1,325,00023
02140$1,087,537+0.0%+5.1%
02141$899,450+2.3%+11.8%
02142$1,313,035+0.2%+11.6%$1,390,50061

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.