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Massachusetts real estate · Middlesex County

Lowell, Massachusetts Real Estate

Homes, values and local insight for Lowell, Middlesex County, Massachusetts. Typical home value $486,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$486,000Typical home value
+0.9%Home values, past year
120,418Residents (2024)
$76,205Median household income
Homes for sale

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New England colonial home in Worcester County in fall

Life in Lowell, MA

Lowell is known as the first successful planned industrial city in the United States, built around canals and textile mills on the Merrimack River. Today it is home to Lowell National Historical Park, the country's first urban national park, plus UMass Lowell and one of the largest free folk festivals in the nation. It is also the hometown of Beat writer Jack Kerouac and the birthplace of painter James McNeill Whistler.

Lowell was incorporated in 1826 and grew into a textile powerhouse whose mills were driven by water from the Merrimack River and a network of canals. Belvidere Hill was annexed from Tewksbury in 1834, and the Downtown Lowell Historic District was created in 1983 as a key step in establishing Lowell National Historical Park. The city marked its 200th anniversary in 2026. Lowell mixes converted mill lofts downtown with Victorian and early 1900s homes on the hills, and it has a deeply multicultural population. Daily life runs on cobblestone streets, canal walks, college hockey at the Tsongas Center and summer concerts in Boarding House Park.

Lowell neighborhoods

Downtown Lowell Historic District

Covers much of downtown, including the commercial district, millyards and canal system. Housing includes condos and lofts in converted mills, such as Counting House Lofts in the former Hamilton millyard. Exterior changes need Lowell Historic Board approval. ( source )

Belvidere Hill

The city's best-preserved late 19th century residential area, with large, stylish single-family homes built mostly between 1845 and 1945 and views across the city. The National Register district includes 128 structures. ( source )

Rogers Fort Hill Park (Belvidere)

A late 1800s middle-class neighborhood in Belvidere built around Rogers Fort Hill Park, which the Rogers family donated to the city in 1886. The district counts 205 historic structures, with the earliest homes from 1886 and 1887. ( source )

Tyler Park (Highlands)

A turn-of-the-century streetcar suburb in the Highlands with homes built mostly between 1890 and 1924. It centers on Tyler Park, believed to be the smallest park ever designed by the Olmsted firm. The district includes 409 structures. ( source )

South Common

Built around the 22.5 acre South Common, one of Lowell's earliest public open spaces. Expect mid-19th century merchant-class houses alongside churches, schools and civic buildings. ( source )

The Acre

One of Lowell's earliest neighborhoods, next to downtown. It became the city's first neighborhood design review district in 1999, so exterior changes to buildings need Lowell Historic Board approval. ( source )

Where locals eat in Lowell

Greek · 207 Market St, downtown

Athenian Corner

Family-run since 1974, known for a wide Greek menu, lunch specials and weekend live Greek and Middle Eastern music with belly dancers. ( source )

Tavern / American · 141 Worthen St, downtown

The Worthen House

Lowell's oldest tavern, serving since 1898 in an 1834 building with its original belt-driven fan system. Poe and Kerouac are said to have been patrons. ( source )

American tavern · 91 Dutton St, downtown

Cobblestones

Hand cut steaks, burgers, local seafood and oysters in a historic landmark building, a short walk from the Tsongas Center and the Auditorium. ( source )

American · 45 Palmer St, downtown

Fuse Bistro

Steak tips with mashed potatoes, seafood, burgers and wings in a converted historic firehouse. Sunday brunch and patio seating. ( source )

Pizza / Italian · 220 Central St, downtown

Espresso Pizza

Serving pizza, subs and dinners downtown since 1962, still using the original dough and sauce recipes. No delivery. ( source )

Mexican / Central American · 124 Merrimack St, downtown

El Potro Mexican Grill

Family-owned spot cooking traditional dishes from recipes handed down through generations. ( source )

Coffee house · 61 Market St, downtown

Brew'd Awakening Coffeehaus

Open since 2005 and roasting its own coffee since 2015. A go-to downtown spot for studying, working or a sandwich. ( source )

Organic cafe · 194 Middle St, downtown

Life Alive Organic Cafe

Scratch-made bowls, smoothies and organic plant-forward food. ( source )

Coffee, drinks and hangouts

Western Avenue Studios

Home to nearly 400 artists in a historic mill at 122 Western Ave. Open Studios run the first Saturday of every month, and the Loading Dock Gallery is on site. ( source )

LeLacheur Park (Lowell Spinners)

The Spinners returned in 2026 after a six-year break and now play in the Futures Collegiate Baseball League, with themed nights and promotions along the Merrimack River. ( source )

Merrimack Repertory Theatre

Professional theatre staging new and contemporary plays in the 279-seat Nancy L. Donahue Theatre inside Liberty Hall at Lowell Memorial Auditorium. ( source )

Lowell Memorial Auditorium

A 1920 veterans memorial hall seating about 3,000 that hosts concerts, family shows and touring acts downtown. ( source )

Tsongas Center at UMass Lowell

The area's largest arena, home to UMass Lowell River Hawks Division I hockey, plus concerts and family shows. ( source )

Shopping in Lowell

New England Quilt Museum Store

Handmade quilts, gifts and keepsakes inside the quilt museum at 18 Shattuck St. ( source )

The Brush Art Gallery and Studios

Gallery and working studios at 256 Market St, next to the park visitor center, where artists sell paintings, ceramics, jewelry, quilts and handwoven work. ( source )

Loading Dock Gallery

Artist co-op gallery on the second floor of Western Avenue Studios selling work by resident artists. ( source )

Mill City Grows Mobile Farmers Markets

Outdoor farmers markets that rotate around Lowell neighborhoods Tuesday through Friday from May through October. ( source )

Burlington Mall (Burlington)

Regional mall in nearby Burlington with Macy's, Nordstrom, Primark and more than 190 shops. ( source )

Kimball Farm Country Store (Westford)

Two-story gift shop and cafe in nearby Westford with homemade muffins, scones and Kimball's merchandise. ( source )

Parks, beaches and nature

in town

Lowell Heritage State Park

A 2-mile waterfront stretch on the Merrimack with a boat ramp, paved bike path, picnic areas, the Rynne Bathhouse and canal and mill exhibits made with the National Park Service. ( source )

in town

Lowell-Dracut-Tyngsboro State Forest

Over 1,000 acres with about 6 miles of trails, ponds and wetlands for hiking, biking, fishing and cross-country skiing. Entrance on Trotting Park Road. ( source )

in town

Concord River Greenway Park

City-owned multi-use trail along the Concord River, accessible to wheelchairs and strollers, with parking on Davidson St and Lawrence St. ( source )

starts at the city line

Bruce Freeman Rail Trail

A 20-mile paved rail trail that starts at the Lowell and Chelmsford line and runs south through Chelmsford, Westford, Carlisle, Acton, Concord and Sudbury. ( source )

about 10 miles

Great Brook Farm State Park (Carlisle)

1,000 acres with more than 20 miles of trails, a working dairy farm with weekend tours and an ice cream stand. ( source )

about 20 miles

Great Meadows National Wildlife Refuge (Concord)

Freshwater wetlands along the Concord and Sudbury rivers with an observation tower and more than 220 bird species. ( source )

about 20 miles

Minute Man National Historical Park (Concord)

Battlefields and historic structures tied to the opening battle of the American Revolution on April 19, 1775. ( source )

Attractions and landmarks

Boott Cotton Mills Museum

The heart of Lowell National Historical Park at 115 John St, with a weave room of more than 80 working 1920s power looms and daily demonstrations. ( source )

Lowell National Historical Park Riverboat and Trolley

Summer 60-minute tours on the Francis Cabot Lowell Riverboat from the UMass Lowell Bellegarde Boathouse, plus free historic trolley rides between park sites. ( source )

New England Quilt Museum

Changing exhibitions of antique and contemporary quilts from New England and around the world at 18 Shattuck St. ( source )

Whistler House Museum of Art

The 1825 birthplace of painter James McNeill Whistler at 243 Worthen St, showing 19th and 20th century American art and rotating exhibits. ( source )

National Streetcar Museum

Streetcar and trolley exhibits at 25 Shattuck St, open weekends year-round. ( source )

Annual events

Last full weekend in July

Lowell Folk Festival

One of the largest free folk festivals in the nation, with three days of traditional music, dance, crafts and food on outdoor stages downtown. ( source )

Summer

Lowell Summer Music Series

Outdoor concerts in Boarding House Park since 1990, plus free kids shows on summer Wednesdays and Thursdays and a Banjo and Fiddle Contest each September. ( source )

September

Lowell Kinetic Sculpture Race

A free 10K race of human-powered sculptures over cobblestones, through a mud pit and into the Merrimack River, held since 2016. ( source )

First weekend in October

Lowell Celebrates Kerouac Festival

Tours of Kerouac's Lowell places, readings, music, films and panels honoring the city's Beat Generation native son. ( source )

Buying in Lowell: what Ryan and Megan check

  • Check whether the property sits in one of the Lowell Historic Board's 11 review districts. Downtown and the Acre require approval for exterior changes, and neighborhood districts like Belvidere Hill, Tyler Park and South Common require approval for demolition, partial demolition (including removing details for new siding or porches) and new construction.
  • Review FEMA flood maps near the Merrimack River, Concord River and Beaver Brook. FEMA has proposed changes to Lowell's flood map, and owners who think they are wrongly placed in a flood zone need an Elevation Certificate from a surveyor.
  • Confirm off-street parking. During a declared snow emergency, residents without off-street parking move cars to select city garages, then have 2 hours after the ban lifts before fees apply.
Roads

Interstate 495, US Route 3, the Lowell Connector, and Routes 3A, 38, 110, 113 and 133

Airports

Boston Logan International Airport (about 45 to 60 minutes) and Manchester-Boston Regional Airport in New Hampshire (about 40 minutes)

Boston: about 27 miles, roughly 45 to 60 minutes by car, or the MBTA Lowell Line commuter rail from the Gallagher Transit Terminal Burlington: about 20 minutes Nashua, NH: about 25 minutes

Talk to Ryan and Megan about Lowell

Ryan and Megan Winslow, broker owners of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army Retired.

Call 386-690-5858 Email Ryan and Megan Get pre-approved

Researched and verified 2026-09-28. Businesses change; call ahead.

Market data

Lowell by the numbers

The typical home in Lowell is worth $486,000, 40% below the Middlesex County typical value of $814,000 and 27% below the Massachusetts typical value of $662,000.

Typical home value

$486,000

Zillow Home Value Index for Lowell, August 2026. The middle of the market for single family homes and condos.

5 year change

+27.2%

Home values in Lowell moved +27.2% over five years and +99.2% over ten.

Median rent

$1,603/mo

Median gross rent in Lowell. Useful for investors running rental numbers.

Homeownership

44%

Share of occupied homes in Lowell lived in by the owner.

Median year built

1954

Older homes often need inspection focus on roof, systems and windows.

Household income

$76,205

Median household income in Lowell.

Mortgage planning for a home in Lowell
Financing

Buying in Lowell with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Lowell home of $486,000:

  • FHA, 3.5% down: $17,013 down, loan of $469,000
  • Conventional, 5% down: $24,304 down, loan of $462,000
  • Conventional, 20% down: $97,216 down, loan of $389,000
  • VA, 0% down for eligible veterans, loan of $486,000
Selling

What is your Lowell home worth?

Ryan and Megan price Lowell homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Lowell
Nearby

Towns near Lowell

Middlesex County

More in Middlesex County

See the full Middlesex County real estate guide or the Massachusetts real estate guide.

FAQ

Common questions

What is the typical home value in Lowell, MA?

The Zillow Home Value Index for Lowell was $486,000 in August 2026, +0.9% over the past year.

What county is Lowell in?

Lowell is in Middlesex County, Massachusetts.

How many people live in Lowell?

About 120,418 people as of the 2024 Census Bureau estimate, up from 115,560 in 2020.

Who are the best real estate agents in Lowell?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Lowell?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Lowell own or rent?

44% of occupied homes in Lowell are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Lowell?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Lowell, MA

Get coming-soon homes, pocket listings and price drops in Lowell, MA before they hit the big home search sites.

Lowell home values by ZIP code

The typical home in Lowell is worth $482,415 as of August 2026, across 4 ZIP codes ranging from $452,294 in 01850 to $522,375 in 01851. Values moved +0.7% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
01850$452,294+0.5%+27.0%$485,00020
01851$522,375+0.5%+26.6%$495,00029
01852$473,176+1.1%+26.3%
01854$482,415+0.7%+27.8%$444,30023

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.