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Rhode Island real estate · Providence County

Scituate, Rhode Island Real Estate

Homes, values and local insight for Scituate, Providence County, Rhode Island. Typical home value $558,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$558,000Typical home value
+3.5%Home values, past year
10,741Residents (2024)
$116,000Median household income
Homes for sale

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About Scituate

Scituate is a distinctive Rhode Island community that offers residents a blend of local character, quality amenities, and regional convenience.

The Scituate real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve Scituate buyers and sellers across Rhode Island. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Neighborhood Breakdown

Explore Scituate Neighborhoods

🏘 Downtown Scituate

Historic center with local shops, dining, and civic institutions.

🏠 North Scituate

Residential area with established neighborhoods and good school access.

🏡 South Scituate

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East Scituate

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in Scituate

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in Scituate.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of Scituate near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select Scituate areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most Scituate properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Rhode Island homeowners insurance averages $1,400-$2,400 annually. Coastal zones require windstorm coverage.

Investment & Rental Potential

Real Estate Investment in Scituate

💰 Long-term Buy and Hold

Steady appreciation and rental demand make Scituate suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in Scituate supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in Scituate offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

Scituate investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer Scituate

New development zones on the outskirts of Scituate offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from Scituate to nearby cities via major roads and highways.

🏙 Metropolitan Hub

Scituate residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

Scituate supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in Scituate

🏦 Property Taxes

Rhode Island property tax averages 1.53%. Homestead exemptions available in some municipalities. Tax rates set by town assessors.

💵 Rhode Island Tax Considerations

Rhode Island has a progressive income tax from 3.75% to 5.99%. Property taxes vary by municipality and are among the higher rates in New England. The state offers a homestead exemption and property tax relief for seniors. Car tax elimination has been phased in across municipalities.

🛒 Cost of Living

Cost of living in Scituate aligns with regional Rhode Island averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in Scituate averages $1,200-$2,400 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the Scituate Life

🌳 Outdoor Recreation

Scituate offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in Scituate.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near Scituate.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the Scituate economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in Scituate, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around Scituate

🛣 Major Roads

Scituate connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

Scituate offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

Scituate residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to Scituate

🏗 Emerging Scituate Zones

Expanding development areas bringing new construction to Scituate.

📈 Market Outlook

The Scituate market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in Scituate

💰 Entry Strategy

Pre-approve financing before searching. Work with Scituate-focused agents.

📈 Holding Strategy

Long-term holds in Scituate benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Common Buyer Mistakes

Avoid These Costly Errors

❌ Skipping Pre-Approval

Get pre-approved with Ryan & Megan Winslow, Mortgage Bankers with The Federal Savings Bank, before shopping.

❌ Ignoring Total Cost

Budget for taxes, insurance, HOA, and maintenance beyond the mortgage payment.

❌ Skipping a Local Agent

A local Scituate agent knows which streets flood, which buildings have pending special assessments, and which neighborhoods are appreciating fastest. Buyer agent services are free to the buyer in most transactions.

Market data

Scituate by the numbers

The typical home in Scituate is worth $558,000, 23% above the Providence County typical value of $455,000 and 9% above the Rhode Island typical value of $511,000.

Typical home value

$558,000

Zillow Home Value Index for Scituate, August 2026. The middle of the market for single family homes and condos.

5 year change

+28.3%

Home values in Scituate moved +28.3% over five years and +91.0% over ten.

Median rent

$1,533/mo

Median gross rent in Scituate. Useful for investors running rental numbers.

Homeownership

87%

Share of occupied homes in Scituate lived in by the owner.

Median year built

1965

Older homes often need inspection focus on roof, systems and windows.

Household income

$116,000

Median household income in Scituate.

Mortgage planning for a home in Scituate
Financing

Buying in Scituate with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Scituate home of $558,000:

  • FHA, 3.5% down: $19,530 down, loan of $538,000
  • Conventional, 5% down: $27,900 down, loan of $530,000
  • Conventional, 20% down: $112,000 down, loan of $446,000
  • VA, 0% down for eligible veterans, loan of $558,000
Selling

What is your Scituate home worth?

Ryan and Megan price Scituate homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Scituate
Nearby

Towns near Scituate

Providence County

More in Providence County

See the full Providence County real estate guide or the Rhode Island real estate guide.

FAQ

Common questions

What is the typical home value in Scituate, RI?

The Zillow Home Value Index for Scituate was $558,000 in August 2026, +3.5% over the past year.

What county is Scituate in?

Scituate is in Providence County, Rhode Island.

How many people live in Scituate?

About 10,741 people as of the 2024 Census Bureau estimate, up from 10,380 in 2020.

Who are the best real estate agents in Scituate?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Scituate?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Scituate own or rent?

87% of occupied homes in Scituate are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Scituate?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Scituate, RI

Get coming-soon homes, pocket listings and price drops in Scituate, RI before they hit the big home search sites.

Scituate home values by ZIP code

The typical home in Scituate is worth $545,701 as of August 2026, across 3 ZIP codes ranging from $525,881 in 02815 to $581,011 in 02831. Values moved +2.8% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
02815$525,881+0.5%+21.5%$1,025,000125
02831$581,011+2.8%+27.4%$690,00050
02857$545,701+3.5%+29.3%

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.