Join Our Team 386-690-5858
Rhode Island real estate · Providence County

Cumberland, Rhode Island Real Estate

Homes, values and local insight for Cumberland, Providence County, Rhode Island. Typical home value $523,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$523,000Typical home value
+2.3%Home values, past year
37,509Residents (2024)
$119,000Median household income
Homes for sale

Shop Cumberland homes

Live listings open in a new tab, highest price first. Or type exactly what you want in the search bar.

About Cumberland

Cumberland sits in northern Providence County, serving as a gateway between Rhode Island and Massachusetts. The town blends suburban neighborhoods with commercial corridors along Route 99 and Route 6. Cumberland attracts families and professionals seeking reasonable costs with suburban amenities. Direct access to both Providence and Boston job markets positions Cumberland as a regional commuter hub. The town maintains community character while accommodating steady commercial development.

Real estate in Cumberland ranges from classic New England homes to newer suburban developments. Neighborhoods like Mendon Road and Diamond Hill offer distinct suburban character. The market provides solid value between Providence and Massachusetts border areas. Properties appeal to families and commuters balancing price and convenience. Investment activity focuses on rental opportunities and modest home improvements.

Winslow Homes serves Cumberland buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Market data

Cumberland by the numbers

The typical home in Cumberland is worth $523,000, 15% above the Providence County typical value of $455,000 and 2% above the Rhode Island typical value of $511,000.

Typical home value

$523,000

Zillow Home Value Index for Cumberland, August 2026. The middle of the market for single family homes and condos.

5 year change

+29.8%

Home values in Cumberland moved +29.8% over five years and +94.8% over ten.

Median rent

$1,251/mo

Median gross rent in Cumberland. Useful for investors running rental numbers.

Homeownership

77%

Share of occupied homes in Cumberland lived in by the owner.

Median year built

1971

Older homes often need inspection focus on roof, systems and windows.

Household income

$119,000

Median household income in Cumberland.

Mortgage planning for a home in Cumberland
Financing

Buying in Cumberland with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Cumberland home of $523,000:

  • FHA, 3.5% down: $18,317 down, loan of $505,000
  • Conventional, 5% down: $26,167 down, loan of $497,000
  • Conventional, 20% down: $105,000 down, loan of $419,000
  • VA, 0% down for eligible veterans, loan of $523,000
Selling

What is your Cumberland home worth?

Ryan and Megan price Cumberland homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Cumberland
Nearby

Towns near Cumberland

Providence County

More in Providence County

See the full Providence County real estate guide or the Rhode Island real estate guide.

FAQ

Common questions

What is the typical home value in Cumberland, RI?

The Zillow Home Value Index for Cumberland was $523,000 in August 2026, +2.3% over the past year.

What county is Cumberland in?

Cumberland is in Providence County, Rhode Island.

How many people live in Cumberland?

About 37,509 people as of the 2024 Census Bureau estimate, up from 36,404 in 2020.

Who are the best real estate agents in Cumberland?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Cumberland?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Cumberland own or rent?

77% of occupied homes in Cumberland are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Cumberland?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

Apply for a mortgage

Get your home value instantly

No in-person meeting or phone call needed for most addresses. See your estimated value, price range and value trend in seconds.

Coming soon in Cumberland, RI

Get coming-soon homes, pocket listings and price drops in Cumberland, RI before they hit the big home search sites.

Cumberland home values by ZIP code

The typical home in Cumberland is worth $523,587 as of August 2026 in ZIP code 02864. Values moved +2.3% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
02864$523,587+2.3%+29.8%

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.