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Rhode Island real estate · Providence County

Providence, Rhode Island Real Estate

Homes, values and local insight for Providence, Providence County, Rhode Island. Typical home value $435,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$435,000Typical home value
+2.3%Home values, past year
194,706Residents (2024)
$66,772Median household income
Homes for sale

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Life in Providence, RI

Providence is Rhode Island's capital and home to Brown University and RISD on College Hill. It is known for WaterFire on its three downtown rivers, Federal Hill's Italian food scene on Atwells Avenue, and a large stock of historic homes.

Roger Williams founded Providence in 1636 after being banished by the English, around a freshwater spring now preserved as Roger Williams National Memorial. The Rhode Island State House, designed by McKim, Mead & White, was built between 1895 and 1904. The city created the Providence Historic District Commission in 1960 to protect its historic neighborhoods. Students, state workers, hospital staff, artists, and longtime families share a compact, walkable city. Daily life mixes East Side historic streets, a busy downtown arts scene, and strong immigrant business districts on the South and West Sides.

Providence neighborhoods

College Hill and Benefit Street

Home to Brown University and RISD, with historic residences and cultural sites. Part of the College Hill local historic district. ( source )

Fox Point and Wickenden

Walkable waterfront area where the rivers meet the bay, with an eclectic feel and historic homes on the National Register. ( source )

Federal Hill

Historic Italian-American neighborhood centered on Atwells Avenue, known for restaurants, markets, and bakeries. ( source )

West End

Urban neighborhood around Broadway, West Fountain Street, and Luongo Square, with renovated homes and ongoing revitalization. Includes the Broadway local historic district. ( source )

Wayland Square

East Side neighborhood near the Seekonk River with a classic New England feel and a walkable shopping square. ( source )

Hope and Summit

East Side area along Hope Street with streets of historic houses and a highly walkable commercial strip. ( source )

Elmhurst and Mount Pleasant

Residential neighborhoods with restaurants, bakeries, and small businesses near Providence College and Rhode Island College. ( source )

Smith Hill

Borders downtown and holds the State House and state government offices, with apartments in refurbished mill buildings and residential streets. ( source )

Where locals eat in Providence

Italian · 577 South Water Street

Al Forno

Long-running Providence dinner destination, open Tuesday through Saturday evenings. ( source )

French bistro · Downtown

Pot au Feu

Cooking French classics from scratch since 1972 inside the 1875 Wilcox Building. Offers champagne sabering and cooking classes. ( source )

Hot wieners · 18 Plainfield Street, Olneyville

Olneyville N.Y. System

Rhode Island hot wiener institution. The house tip is to order three all the way with a coffee milk. Open late. ( source )

Seafood · 121 South Main Street

Hemenway's

Providence seafood classic with a Wine Spectator Award of Excellence every year since 2012 and a weekday handroll happy hour. ( source )

New American · 500 Broadway, West End

Nick's on Broadway

Daily changing menus with patio and indoor seating, plus a rose and oysters menu. ( source )

Italian · 141 Atwells Avenue, Federal Hill

Angelo's Civita Farnese

Authentic Italian comfort food and a repeat winner of Rhode Island best cheap eats honors. ( source )

Bakery and dessert cafe · 92 Spruce Street, Federal Hill

Pastiche Fine Desserts

Serving cakes and pastries on Federal Hill since 1983. The chocolate mousse cake is a signature. ( source )

Brewpub · 186 Fountain Street, Downtown

Trinity Brewhouse

Providence's original downtown brewpub, brewing beers like Downcity Haze and PVD Lager on site. Named Rhode Island Monthly's statewide best brewery and brewpub. ( source )

Coffee, drinks and hangouts

Providence Athenaeum

Historic membership library with author talks, reading groups, exhibits, and building tours. ( source )

AS220

Nonprofit community arts center downtown with galleries, performance space, studios, classes, and a bar. ( source )

Fete Music Hall

Concert venue at 103 Dike Street with Ballroom, Lounge, and Getties stages and a full show calendar. ( source )

The Providence Rink

Year-round downtown venue at 2 Kennedy Plaza with ice skating and ice bumper cars in winter and roller skating and pickleball in warmer months. ( source )

Avon Cinema

Neighborhood movie theater at 260 Thayer Street with a weekly film schedule. ( source )

Shopping in Providence

Craftland

Shop at 212 Westminster Street selling work by local artists, including Rhode Island art, gifts, and apparel. Supporting local artists for 23 years. ( source )

Frog & Toad

Providence gift shop with Rhode Island themed goods, cards, home items, and books. ( source )

Tony's Colonial Food

Italian specialty grocery on Federal Hill since 1952, known for imported meats and cheeses. ( source )

Thayer Street

College Hill commercial strip near Brown University with shops, restaurants, and a managed business district. ( source )

Parks, beaches and nature

in town

Roger Williams Park

The city's major park at 1000 Elmwood Avenue. Home to the zoo, Carousel Village, and the 1773 Betsey Williams Cottage. ( source )

in town

Blackstone Park and Blackstone Boulevard

East Side conservation district with trails around York Pond along the Seekonk River, plus a boulevard with a center walking path first landscaped in 1904. ( source )

about 8 miles

Lincoln Woods State Park (Lincoln)

State park with Olney Pond for swimming, fishing, and boating, Frank Moody State Beach, and multi-use and horse trails. ( source )

about 5 miles

Blackstone River Valley National Historical Park (Pawtucket)

National park telling the story of American industry, centered on Samuel Slater's cotton mill in Pawtucket. ( source )

about 30 miles

Sachuest Point National Wildlife Refuge (Middletown)

Coastal refuge that serves as a stopover and wintering area for migratory birds. ( source )

about 40 miles

Ninigret National Wildlife Refuge (Charlestown)

Refuge on the former Charlestown Naval Auxiliary Landing Facility, known for migratory birds. ( source )

Attractions and landmarks

RISD Museum

Art and design museum at 20 North Main Street. Free on Sundays and Thursday evenings. ( source )

Roger Williams Park Zoo

Zoo with more than 130 species, including New England's only Komodo dragon, plus a zip ride. ( source )

Rhode Island State House

Built 1895 to 1904 of Georgian marble, with one of the largest self-supported marble domes in the world. Docent-led and self-guided tours. ( source )

Providence Children's Museum

Hands-on play museum open seven days a week, with online reservations. ( source )

Roger Williams National Memorial

Urban greenspace at the foot of College Hill around the spring where Providence was settled in 1636. ( source )

Annual events

Select evenings through the season, schedule posted online

WaterFire

Bonfire sculpture by Barnaby Evans lit on the three rivers of downtown Providence. ( source )

October

Jack-O-Lantern Spectacular

Evening display of carved pumpkins at Roger Williams Park Zoo. ( source )

October (Columbus Day weekend)

Columbus Weekend Festival on Federal Hill

Street festival on Federal Hill with food, entertainment, and a parade. ( source )

Late September through October

Festival of Architecture and Design

Providence Preservation Society festival of tours and programs on the city's buildings. ( source )

Providence Public School District

Elementary

Robert L. Bailey IV Elementary School, Anthony Carnevale Elementary School, William D'Abate Elementary School, Lillian Feinstein Elementary School at Sackett Street, Mary E. Fogarty Elementary School, Vartan Gregorian Elementary School, Robert F. Kennedy Elementary School, Dr. Martin Luther King Jr. Elementary School, Harry Kizirian Elementary School, Leviton Dual Language School, Alfred Lima Elementary School, Asa Messer Elementary School, Pleasant View Elementary School, Reservoir Avenue Elementary School, Frank D. Spaziano Elementary School, Veazie Street Elementary School, Webster Avenue Elementary School, George J. West Elementary School, Sgt. Cornel Young Jr. and Charlotte Woods Elementary School

Middle

Nathan Bishop Middle School, DelSesto Middle School, Nathanael Greene Middle School, Esek Hopkins Middle School, West Broadway Middle School, Roger Williams Middle School

High

Dr. Jorge Alvarez High School, A-Venture Academy, Providence Career and Technical Academy, Central High School, Classical High School, E-Cubed Academy, Hope High School, Mount Pleasant High School, Juanita Sanchez Educational Complex

Private

Moses Brown School, The Wheeler School, Lincoln School, La Salle Academy

Listed for reference, not ranked. Confirm school zoning for any address with the district. ( source )

Buying in Providence: what Ryan and Megan check

  • Check whether the home sits in one of the city's local historic districts, such as College Hill, Broadway, or Armory. Any exterior change, including demolition, needs Providence Historic District Commission review.
  • Street parking overnight requires a city permit. Police no longer skip ticketing between 2 and 5 AM, and households are capped at two permits.
  • Owner-occupants should file the Owner Occupied Certification with the Tax Assessor to receive the owner-occupied tax treatment.
  • Homes near the rivers and the Fox Point waterfront should be checked against FEMA flood maps for insurance needs.
Roads

I-95, I-195, Route 146, and Routes 6 and 10

Airports

Rhode Island T.F. Green International Airport (PVD) in Warwick, about 15 min; Boston Logan, about 1 hr 15 min

Boston: about 1 hr Newport: about 45 min Worcester: about 1 hr Hartford: about 1 hr 30 min

Talk to Ryan and Megan about Providence

Ryan and Megan Winslow, broker owners of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army Retired.

Call 386-690-5858 Email Ryan and Megan Get pre-approved

Researched and verified 2026-09-28. Businesses change; call ahead.

Market data

Providence by the numbers

The typical home in Providence is worth $435,000, 4% below the Providence County typical value of $455,000 and 15% below the Rhode Island typical value of $511,000.

Typical home value

$435,000

Zillow Home Value Index for Providence, August 2026. The middle of the market for single family homes and condos.

5 year change

+33.3%

Home values in Providence moved +33.3% over five years and +124.6% over ten.

Median rent

$1,333/mo

Median gross rent in Providence. Useful for investors running rental numbers.

Homeownership

41%

Share of occupied homes in Providence lived in by the owner.

Median year built

1938

Older homes often need inspection focus on roof, systems and windows.

Household income

$66,772

Median household income in Providence.

Mortgage planning for a home in Providence
Financing

Buying in Providence with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Providence home of $435,000:

  • FHA, 3.5% down: $15,214 down, loan of $419,000
  • Conventional, 5% down: $21,735 down, loan of $413,000
  • Conventional, 20% down: $86,940 down, loan of $348,000
  • VA, 0% down for eligible veterans, loan of $435,000
Selling

What is your Providence home worth?

Ryan and Megan price Providence homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Providence
Nearby

Towns near Providence

Providence County

More in Providence County

See the full Providence County real estate guide or the Rhode Island real estate guide.

FAQ

Common questions

What is the typical home value in Providence, RI?

The Zillow Home Value Index for Providence was $435,000 in August 2026, +2.3% over the past year.

What county is Providence in?

Providence is in Providence County, Rhode Island.

How many people live in Providence?

About 194,706 people as of the 2024 Census Bureau estimate, up from 190,978 in 2020.

Who are the best real estate agents in Providence?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Providence?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Providence own or rent?

41% of occupied homes in Providence are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Providence?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Providence, RI

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Providence home values by ZIP code

The typical home in Providence is worth $425,286 as of August 2026, across 6 ZIP codes ranging from $387,524 in 02909 to $818,439 in 02906. Values moved +2.5% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
02903$445,570-0.5%+20.6%$630,00038
02905$425,286+1.5%+36.4%$500,00040
02906$818,439+4.9%+44.1%
02907$402,834+2.8%+37.0%$590,00042
02908$418,465+2.5%+34.9%
02909$387,524+2.5%+37.8%

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.