Every town in Okaloosa County, with home values, population and local guides. Typical home value $353,000.
Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes
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Okaloosa County is home to about 220,483 people across 929.8 square miles and 9 cities and towns with Winslow Homes guides. The largest are Crestview, Fort Walton Beach, Niceville, Destin. Median household income is $79,097 and 68% of households own their home.
Ryan and Megan compare every town in Okaloosa County on price, taxes, schools and commute so you choose the right fit, then handle the loan through The Federal Savings Bank.
Tap any town for its full guide.
| Town | Typical value | 1 year | Residents |
|---|---|---|---|
| Crestview | $288,000 | +0.1% | 30,727 |
| Fort Walton Beach | $322,000 | +1.1% | 21,188 |
| Niceville | $435,000 | +0.8% | 17,919 |
| Destin | $612,000 | +1.3% | 13,991 |
| Valparaiso | $330,000 | +0.2% | 4,852 |
| Mary Esther | $323,000 | -0.4% | 4,070 |
| Shalimar | $385,000 | +1.6% | 757 |
| Laurel Hill | $205,000 | +0.6% | 606 |
| Cinco Bayou | · | · | 468 |
Okaloosa County is a Okaloosa County community offering diverse real estate options and strong community values. Located in central Florida, the area combines small-town charm with accessibility to major employment centers. The community features established neighborhoods, quality schools, and outdoor recreation opportunities.
The real estate market in Okaloosa County offers moderate pricing and solid appreciation potential. Median prices around $425,000 make the area accessible for families and investors. Properties range from modest single-family homes to larger estates, with good rental demand from families and professionals seeking value and community.
Winslow Homes serves buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.
Safe neighborhoods, good schools, parks, and family activities.
Parks, trails, and natural areas for outdoor enthusiasts.
Strong community feel with local events and gatherings.
Local shops, services, community center, and gathering spaces.
Public parks with playgrounds, trails, and open green space.
Family homes rented to working families. 5-6% cap rates. Steady tenant demand.
Purchase and hold for long-term appreciation. 3-4% annual expected. Low entry cost.
Homes in amenity communities. Family appeal. 4-5% cap rates. Lower vacancy.
The typical home in Okaloosa County is worth $353,000, 6% below the Florida typical value of $375,000.
Zillow Home Value Index for Okaloosa County, August 2026. The middle of the market for single family homes and condos.
Home values in Okaloosa County moved +12.5% over five years and +75.4% over ten.
Median gross rent in Okaloosa County. Useful for investors running rental numbers.
Share of occupied homes in Okaloosa County lived in by the owner.
A newer housing stock means fewer surprises at inspection.
Median household income in Okaloosa County.
Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Okaloosa County home of $353,000:
Ryan and Megan price Okaloosa County homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.
Typical value $655,000 · 89,666 residents
Area guide →Typical value $351,000 · 207,653 residents
Area guide →Typical value $282,000 · 331,275 residents
Area guide →Typical value $188,000 · 19,876 residents
Area guide →Typical value $224,000 · 26,503 residents
Area guide →Typical value $344,000 · 199,718 residents
Area guide →The Zillow Home Value Index for Okaloosa County was $353,000 in August 2026, +0.7% over the past year.
About 220,483 people as of 2024, per the Census Bureau.
Cinco Bayou, Crestview, Destin, Fort Walton Beach, Laurel Hill, Mary Esther, Niceville, Shalimar, Valparaiso.
Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009, with the home and the loan under one team. Call or text 386-690-5858.
17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.
Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.
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