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Florida real estate

Holmes County, Florida Real Estate

Every town in Holmes County, with home values, population and local guides. Typical home value $188,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$188,000Typical home value
-2.2%Home values, past year
19,876Residents (2024)
$48,236Median household income
Homes for sale

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Overview

About Holmes County

Holmes County is home to about 19,876 people across 478.9 square miles and 4 cities and towns with Winslow Homes guides. The largest are Bonifay, Esto, Westville, Noma. Median household income is $48,236 and 77% of households own their home.

Ryan and Megan compare every town in Holmes County on price, taxes, schools and commute so you choose the right fit, then handle the loan through The Federal Savings Bank.

View of Holmes County, Florida
Towns

Every town in Holmes County

Tap any town for its full guide.

TownTypical value1 yearResidents
Bonifay$147,000-6.9%2,838
Esto··350
Westville$202,000+0.4%268
Noma··215

About Holmes County

Holmes County is a Florida community offering diverse real estate opportunities. The area features a blend of residential properties and strong neighborhood character. Located in Holmes County, Holmes County provides access to quality schools, employment opportunities, and local amenities. The community attracts diverse buyer profiles seeking lifestyle fit and investment potential. Strong local market fundamentals support steady appreciation.

Real estate in Holmes County emphasizes rural living properties with median prices in the $100K-$300K range. The market reflects regional growth patterns and economic fundamentals. Properties range from affordable starter homes to premium estates. Strong buyer demand from relocating professionals and investors creates steady transaction activity. Market appreciation typically runs 2-4% annually driven by local employment and population growth.

Winslow Homes serves this community buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Market data

Holmes County by the numbers

The typical home in Holmes County is worth $188,000, 50% below the Florida typical value of $375,000.

Typical home value

$188,000

Zillow Home Value Index for Holmes County, August 2026. The middle of the market for single family homes and condos.

5 year change

+7.5%

Home values in Holmes County moved +7.5% over five years and +82.7% over ten.

Median rent

$823/mo

Median gross rent in Holmes County. Useful for investors running rental numbers.

Homeownership

77%

Share of occupied homes in Holmes County lived in by the owner.

Median year built

1983

A newer housing stock means fewer surprises at inspection.

Household income

$48,236

Median household income in Holmes County.

Mortgage planning for a home in Holmes County
Financing

Buying in Holmes County with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Holmes County home of $188,000:

  • FHA, 3.5% down: $6,592 down, loan of $182,000
  • Conventional, 5% down: $9,417 down, loan of $179,000
  • Conventional, 20% down: $37,667 down, loan of $151,000
  • VA, 0% down for eligible veterans, loan of $188,000
Selling

What is your Holmes County home worth?

Ryan and Megan price Holmes County homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Holmes County
Nearby

Counties near Holmes County

FAQ

Common questions

What is the typical home value in Holmes County, FL?

The Zillow Home Value Index for Holmes County was $188,000 in August 2026, -2.2% over the past year.

How many people live in Holmes County?

About 19,876 people as of 2024, per the Census Bureau.

What towns are in Holmes County?

Bonifay, Esto, Noma, Westville.

Who are the best real estate agents in Holmes County?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009, with the home and the loan under one team. Call or text 386-690-5858.

Talk to Ryan and Megan

Ready to move in Holmes County?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Holmes County, FL

Get coming-soon homes, pocket listings and price drops in Holmes County, FL before they hit the big home search sites.