Every town in Bay County, with home values, population and local guides. Typical home value $344,000.
Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes
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Bay County is home to about 199,718 people across 758.6 square miles and 7 cities and towns with Winslow Homes guides. The largest are Panama City, Lynn Haven, Panama City Beach, Callaway. Median household income is $70,188 and 68% of households own their home.
Ryan and Megan compare every town in Bay County on price, taxes, schools and commute so you choose the right fit, then handle the loan through The Federal Savings Bank.
Tap any town for its full guide.
| Town | Typical value | 1 year | Residents |
|---|---|---|---|
| Panama City | $284,000 | +1.2% | 37,024 |
| Lynn Haven | $327,000 | -0.3% | 21,954 |
| Panama City Beach | $414,000 | -1.4% | 19,955 |
| Callaway | $266,000 | +0.6% | 14,138 |
| Springfield | $218,000 | -0.0% | 8,495 |
| Parker | $239,000 | +2.9% | 4,801 |
| Mexico Beach | $497,000 | -2.2% | 1,210 |
Comprehensive guide to Bay County real estate and lifestyle.
Market overview for Bay County properties and communities.
Winslow Homes serves all buyers across FL, MA, CT, and RI. Ryan and Megan Winslow provide brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.
The typical home in Bay County is worth $344,000, 8% below the Florida typical value of $375,000.
Zillow Home Value Index for Bay County, August 2026. The middle of the market for single family homes and condos.
Home values in Bay County moved +17.7% over five years and +81.1% over ten.
Median gross rent in Bay County. Useful for investors running rental numbers.
Share of occupied homes in Bay County lived in by the owner.
A newer housing stock means fewer surprises at inspection.
Median household income in Bay County.
Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Bay County home of $344,000:
Ryan and Megan price Bay County homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.
Typical value $177,000 · 13,278 residents
Area guide →Typical value $399,000 · 15,876 residents
Area guide →Typical value $224,000 · 26,503 residents
Area guide →Typical value $209,000 · 7,955 residents
Area guide →Typical value $655,000 · 89,666 residents
Area guide →Typical value $185,000 · 49,980 residents
Area guide →The Zillow Home Value Index for Bay County was $344,000 in August 2026, -0.4% over the past year.
About 199,718 people as of 2024, per the Census Bureau.
Callaway, Lynn Haven, Mexico Beach, Panama City, Panama City Beach, Parker, Springfield.
Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009, with the home and the loan under one team. Call or text 386-690-5858.
17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.
Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.
No in-person meeting or phone call needed for most addresses. See your estimated value, price range and value trend in seconds.
Get coming-soon homes, pocket listings and price drops in Bay County, FL before they hit the big home search sites.
