Homes, values and local insight for Fort Walton Beach, Okaloosa County, Florida. Typical home value $322,000.
Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes
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Fort Walton Beach is a vibrant Florida community with unique character and charm.
The real estate market offers diverse options for homebuyers seeking various lifestyle preferences.
Winslow Homes serves {cfg['city']} buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.
The typical home in Fort Walton Beach is worth $322,000, 9% below the Okaloosa County typical value of $353,000 and 14% below the Florida typical value of $375,000.
Zillow Home Value Index for Fort Walton Beach, August 2026. The middle of the market for single family homes and condos.
Home values in Fort Walton Beach moved +10.7% over five years and +78.7% over ten.
Median gross rent in Fort Walton Beach. Useful for investors running rental numbers.
Share of occupied homes in Fort Walton Beach lived in by the owner.
Older homes often need inspection focus on roof, systems and windows.
Median household income in Fort Walton Beach.

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Fort Walton Beach home of $322,000:
Ryan and Megan price Fort Walton Beach homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

468 residents
Area guide →Typical value $323,000 · 4,070 residents
Area guide →Typical value $385,000 · 757 residents
Area guide →Typical value $330,000 · 4,852 residents
Area guide →Typical value $612,000 · 13,991 residents
Area guide →Typical value $435,000 · 17,919 residents
Area guide →See the full Okaloosa County real estate guide or the Florida real estate guide.
The Zillow Home Value Index for Fort Walton Beach was $322,000 in August 2026, +1.1% over the past year.
Fort Walton Beach is in Okaloosa County, Florida.
About 21,188 people as of the 2024 Census Bureau estimate, up from 20,923 in 2020.
Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.
Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.
60% of occupied homes in Fort Walton Beach are owner occupied, based on the 2019 to 2023 American Community Survey.
17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.
Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.
No in-person meeting or phone call needed for most addresses. See your estimated value, price range and value trend in seconds.
Get coming-soon homes, pocket listings and price drops in Fort Walton Beach, FL before they hit the big home search sites.
The typical home in Fort Walton Beach is worth $336,648 as of August 2026, across 2 ZIP codes ranging from $314,247 in 32547 to $336,648 in 32548. Values moved +1.4% over the last 12 months at the middle ZIP code.
| ZIP | Typical value | 12 months | 5 years | Median sale, Mar to May 2026 | Days on market |
|---|---|---|---|---|---|
| 32547 | $314,247 | +0.9% | +11.9% | ||
| 32548 | $336,648 | +1.4% | +8.9% | $375,000 | 79 |
Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.