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Florida real estate · Palm Beach County

Lake Clarke Shores, Florida Real Estate

Homes, values and local insight for Lake Clarke Shores, Palm Beach County, Florida. Typical home value $668,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$668,000Typical home value
+4.7%Home values, past year
3,629Residents (2024)
$150,000Median household income
Homes for sale

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About Lake Clarke Shores

Lake Clarke Shores is a distinctive Florida community that offers residents a blend of local character, quality amenities, and regional convenience.

The Lake Clarke Shores real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve Lake Clarke Shores buyers and sellers across Florida. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Neighborhood Breakdown

Explore Lake Clarke Shores Neighborhoods

🏘 Downtown Lake Clarke Shores

Historic center with local shops, dining, and civic institutions.

🏠 North Lake Clarke Shores

Residential area with established neighborhoods and good school access.

🏡 South Lake Clarke Shores

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East Lake Clarke Shores

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in Lake Clarke Shores

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in Lake Clarke Shores.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of Lake Clarke Shores near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select Lake Clarke Shores areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most Lake Clarke Shores properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Florida homeowners insurance averages $3,500-$5,000 annually due to hurricane exposure. Flood insurance separate, often required near coast.

Investment & Rental Potential

Real Estate Investment in Lake Clarke Shores

💰 Long-term Buy and Hold

Steady appreciation and rental demand make Lake Clarke Shores suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in Lake Clarke Shores supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in Lake Clarke Shores offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

Lake Clarke Shores investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer Lake Clarke Shores

New development zones on the outskirts of Lake Clarke Shores offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from Lake Clarke Shores to nearby cities via major roads and highways.

🏙 Metropolitan Hub

Lake Clarke Shores residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

Lake Clarke Shores supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in Lake Clarke Shores

🏦 Property Taxes

Florida has no state income tax. Property taxes average 0.98% of assessed value with homestead exemption up to $51,411 (2026).

💵 No State Income Tax

Florida has no state income tax. This represents savings of $5,000-$30,000+ annually compared to Northeast states like Massachusetts, Connecticut, and New York. Combined with homestead exemption savings, Florida offers significant cost advantages for homeowners.

🛒 Cost of Living

Cost of living in Lake Clarke Shores aligns with regional Florida averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in Lake Clarke Shores averages $2,500-$5,000 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the Lake Clarke Shores Life

🌳 Outdoor Recreation

Lake Clarke Shores offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in Lake Clarke Shores.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near Lake Clarke Shores.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the Lake Clarke Shores economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in Lake Clarke Shores, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around Lake Clarke Shores

🛣 Major Roads

Lake Clarke Shores connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

Lake Clarke Shores offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

Lake Clarke Shores residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to Lake Clarke Shores

🏗 Emerging Lake Clarke Shores Zones

Expanding development areas bringing new construction to Lake Clarke Shores.

📈 Market Outlook

The Lake Clarke Shores market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in Lake Clarke Shores

💰 Entry Strategy

Pre-approve financing before searching. Work with Lake Clarke Shores-focused agents.

📈 Holding Strategy

Long-term holds in Lake Clarke Shores benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Common Buyer Mistakes

Avoid These Costly Errors

❌ Skipping Pre-Approval

Get pre-approved with Ryan & Megan Winslow, Mortgage Bankers with The Federal Savings Bank, before shopping.

❌ Ignoring Total Cost

Budget for taxes, insurance, HOA, and maintenance beyond the mortgage payment.

❌ Skipping a Local Agent

A local Lake Clarke Shores agent knows which streets flood, which buildings have pending special assessments, and which neighborhoods are appreciating fastest. Buyer agent services are free to the buyer in most transactions.

Market data

Lake Clarke Shores by the numbers

The typical home in Lake Clarke Shores is worth $668,000, 41% above the Palm Beach County typical value of $474,000 and 78% above the Florida typical value of $375,000.

Typical home value

$668,000

Zillow Home Value Index for Lake Clarke Shores, August 2026. The middle of the market for single family homes and condos.

5 year change

+41.4%

Home values in Lake Clarke Shores moved +41.4% over five years and +127.2% over ten.

Homeownership

93%

Share of occupied homes in Lake Clarke Shores lived in by the owner.

Median year built

1976

Older homes often need inspection focus on roof, systems and windows.

Household income

$150,000

Median household income in Lake Clarke Shores.

Median age

45.7

Median age of residents in Lake Clarke Shores.

Mortgage planning for a home in Lake Clarke Shores
Financing

Buying in Lake Clarke Shores with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Lake Clarke Shores home of $668,000:

  • FHA, 3.5% down: $23,397 down, loan of $645,000
  • Conventional, 5% down: $33,424 down, loan of $635,000
  • Conventional, 20% down: $134,000 down, loan of $535,000
  • VA, 0% down for eligible veterans, loan of $668,000
Selling

What is your Lake Clarke Shores home worth?

Ryan and Megan price Lake Clarke Shores homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Lake Clarke Shores
Nearby

Towns near Lake Clarke Shores

Palm Beach County

More in Palm Beach County

See the full Palm Beach County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Lake Clarke Shores, FL?

The Zillow Home Value Index for Lake Clarke Shores was $668,000 in August 2026, +4.7% over the past year.

What county is Lake Clarke Shores in?

Lake Clarke Shores is in Palm Beach County, Florida.

How many people live in Lake Clarke Shores?

About 3,629 people as of the 2024 Census Bureau estimate, up from 3,568 in 2020.

Who are the best real estate agents in Lake Clarke Shores?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Lake Clarke Shores?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Lake Clarke Shores own or rent?

93% of occupied homes in Lake Clarke Shores are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Lake Clarke Shores?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Lake Clarke Shores, FL

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