Homes, values and local insight for Delray Beach, Palm Beach County, Florida. Typical home value $343,000.
Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes
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Delray Beach is a distinctive Florida community that offers residents a blend of local character, quality amenities, and regional convenience.
The Delray Beach real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.
Winslow Homes LLC and Ryan & Megan Winslow serve Delray Beach buyers and sellers across Florida. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.
Explore Delray Beach Neighborhoods
Historic center with local shops, dining, and civic institutions.
Residential area with established neighborhoods and good school access.
Quiet residential streets with a mix of homes and convenient commuter access.
Expanding area with newer construction and family-friendly amenities.
Unique Property Types in Delray Beach
Properties with lake, pond, or reservoir access where available in Delray Beach.
Homes near local waterways offering natural settings and scenic views.
What Every Buyer Must Know
Some areas of Delray Beach near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.
Moderate flood risk exists in select Delray Beach areas near wetlands or drainage basins.
Most Delray Beach properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.
Insurance Tip: Florida homeowners insurance averages $3,500-$5,000 annually due to hurricane exposure. Flood insurance separate, often required near coast.
Real Estate Investment in Delray Beach
Steady appreciation and rental demand make Delray Beach suitable for long-term wealth building.
Rental demand in Delray Beach supports cash flow strategies for single-family and multifamily properties.
Older properties in Delray Beach offer value-add opportunities through renovation and modernization.
Delray Beach investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.
Where New Homes Are Being Built
New development zones on the outskirts of Delray Beach offer modern construction and newer floor plans.
Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.
Drive Times & Work-From-Anywhere
Convenient access from Delray Beach to nearby cities via major roads and highways.
Delray Beach residents commute to regional metropolitan areas for employment and entertainment.
Delray Beach supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.
Your Dollar in Delray Beach
Florida has no state income tax. Property taxes average 0.98% of assessed value with homestead exemption up to $51,411 (2026).
Florida has no state income tax. This represents savings of $5,000-$30,000+ annually compared to Northeast states like Massachusetts, Connecticut, and New York. Combined with homestead exemption savings, Florida offers significant cost advantages for homeowners.
Cost of living in Delray Beach aligns with regional Florida averages. Housing remains the largest expense category.
Homeowners insurance in Delray Beach averages $2,500-$5,000 annually. Coverage varies by property age, value, and risk factors.
Living the Delray Beach Life
Delray Beach offers parks, trails, and outdoor recreation opportunities year-round.
Local restaurants, cafes, and cultural venues provide community gathering spaces in Delray Beach.
Local retail, services, and major shopping areas accessible within and near Delray Beach.
Employment & Economic Drivers
Retail, professional services, and hospitality anchor the Delray Beach economy.
Residents also commute to regional employment centers for professional opportunities.
Remote work grows as a major economic factor in Delray Beach, supported by quality broadband and home-office friendly properties.
Getting Around Delray Beach
Delray Beach connects to major highways and arterials providing access to regional destinations.
Delray Beach offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.
Delray Beach residents access regional airports within reasonable driving distance for domestic and international travel.
What's Coming to Delray Beach
Expanding development areas bringing new construction to Delray Beach.
The Delray Beach market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.
Real Estate Investment in Delray Beach
Pre-approve financing before searching. Work with Delray Beach-focused agents.
Long-term holds in Delray Beach benefit from regional appreciation trends.
DISCUSS INVESTMENT STRATEGY
Avoid These Costly Errors
Get pre-approved with Ryan & Megan Winslow, Mortgage Bankers with The Federal Savings Bank, before shopping.
Budget for taxes, insurance, HOA, and maintenance beyond the mortgage payment.
A local Delray Beach agent knows which streets flood, which buildings have pending special assessments, and which neighborhoods are appreciating fastest. Buyer agent services are free to the buyer in most transactions.
The typical home in Delray Beach is worth $343,000, 28% below the Palm Beach County typical value of $474,000 and 9% below the Florida typical value of $375,000.
Zillow Home Value Index for Delray Beach, August 2026. The middle of the market for single family homes and condos.
Home values in Delray Beach moved +21.1% over five years and +72.0% over ten.
Median gross rent in Delray Beach. Useful for investors running rental numbers.
Share of occupied homes in Delray Beach lived in by the owner.
A newer housing stock means fewer surprises at inspection.
Median household income in Delray Beach.
Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Delray Beach home of $343,000:
Ryan and Megan price Delray Beach homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.
Typical value $2,761,000 · 994 residents
Area guide →Typical value $3,104,000 · 273 residents
Area guide →Typical value $916,000 · 4,368 residents
Area guide →532 residents
Area guide →Typical value $404,000 · 83,095 residents
Area guide →Typical value $577,000 · 102,238 residents
Area guide →See the full Palm Beach County real estate guide or the Florida real estate guide.
The Zillow Home Value Index for Delray Beach was $343,000 in August 2026, +0.2% over the past year.
Delray Beach is in Palm Beach County, Florida.
About 70,140 people as of the 2024 Census Bureau estimate, up from 66,846 in 2020.
Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.
Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.
65% of occupied homes in Delray Beach are owner occupied, based on the 2019 to 2023 American Community Survey.
17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.
Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.
No in-person meeting or phone call needed for most addresses. See your estimated value, price range and value trend in seconds.
Get coming-soon homes, pocket listings and price drops in Delray Beach, FL before they hit the big home search sites.
The typical home in Delray Beach is worth $338,698 as of August 2026, across 5 ZIP codes ranging from $200,469 in 33484 to $1,021,648 in 33483. Values moved -0.4% over the last 12 months at the middle ZIP code.
| ZIP | Typical value | 12 months | 5 years | Median sale, Mar to May 2026 | Days on market |
|---|---|---|---|---|---|
| 33444 | $529,493 | +5.5% | +38.4% | $810,000 | 91 |
| 33445 | $304,000 | -0.4% | +21.1% | ||
| 33446 | $338,698 | -0.4% | +19.6% | $450,000 | 85 |
| 33483 | $1,021,648 | +5.9% | +32.3% | $1,117,500 | 105 |
| 33484 | $200,469 | -6.4% | +2.9% | $245,000 | 76 |
Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.
