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Florida real estate · Palm Beach County

Haverhill, Florida Real Estate

Homes, values and local insight for Haverhill, Palm Beach County, Florida. Typical home value $504,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$504,000Typical home value
+0.4%Home values, past year
2,225Residents (2024)
$74,808Median household income
Homes for sale

Shop Haverhill homes

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About Haverhill

Haverhill is a distinctive Florida community that offers residents a blend of local character, quality amenities, and regional convenience.

The Haverhill real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve Haverhill buyers and sellers across Florida. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Neighborhood Breakdown

Explore Haverhill Neighborhoods

🏘 Downtown Haverhill

Historic center with local shops, dining, and civic institutions.

🏠 North Haverhill

Residential area with established neighborhoods and good school access.

🏡 South Haverhill

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East Haverhill

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in Haverhill

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in Haverhill.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of Haverhill near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select Haverhill areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most Haverhill properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Florida homeowners insurance averages $3,500-$5,000 annually due to hurricane exposure. Flood insurance separate, often required near coast.

Investment & Rental Potential

Real Estate Investment in Haverhill

💰 Long-term Buy and Hold

Steady appreciation and rental demand make Haverhill suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in Haverhill supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in Haverhill offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

Haverhill investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer Haverhill

New development zones on the outskirts of Haverhill offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from Haverhill to nearby cities via major roads and highways.

🏙 Metropolitan Hub

Haverhill residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

Haverhill supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in Haverhill

🏦 Property Taxes

Florida has no state income tax. Property taxes average 0.98% of assessed value with homestead exemption up to $51,411 (2026).

💵 No State Income Tax

Florida has no state income tax. This represents savings of $5,000-$30,000+ annually compared to Northeast states like Massachusetts, Connecticut, and New York. Combined with homestead exemption savings, Florida offers significant cost advantages for homeowners.

🛒 Cost of Living

Cost of living in Haverhill aligns with regional Florida averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in Haverhill averages $2,500-$5,000 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the Haverhill Life

🌳 Outdoor Recreation

Haverhill offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in Haverhill.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near Haverhill.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the Haverhill economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in Haverhill, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around Haverhill

🛣 Major Roads

Haverhill connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

Haverhill offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

Haverhill residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to Haverhill

🏗 Emerging Haverhill Zones

Expanding development areas bringing new construction to Haverhill.

📈 Market Outlook

The Haverhill market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in Haverhill

💰 Entry Strategy

Pre-approve financing before searching. Work with Haverhill-focused agents.

📈 Holding Strategy

Long-term holds in Haverhill benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Common Buyer Mistakes

Avoid These Costly Errors

❌ Skipping Pre-Approval

Get pre-approved with Ryan & Megan Winslow, Mortgage Bankers with The Federal Savings Bank, before shopping.

❌ Ignoring Total Cost

Budget for taxes, insurance, HOA, and maintenance beyond the mortgage payment.

❌ Skipping a Local Agent

A local Haverhill agent knows which streets flood, which buildings have pending special assessments, and which neighborhoods are appreciating fastest. Buyer agent services are free to the buyer in most transactions.

Market data

Haverhill by the numbers

The typical home in Haverhill is worth $504,000, 6% above the Palm Beach County typical value of $474,000 and 34% above the Florida typical value of $375,000.

Typical home value

$504,000

Zillow Home Value Index for Haverhill, August 2026. The middle of the market for single family homes and condos.

5 year change

+29.1%

Home values in Haverhill moved +29.1% over five years and +112.8% over ten.

Median rent

$1,767/mo

Median gross rent in Haverhill. Useful for investors running rental numbers.

Homeownership

73%

Share of occupied homes in Haverhill lived in by the owner.

Median year built

1985

A newer housing stock means fewer surprises at inspection.

Household income

$74,808

Median household income in Haverhill.

Mortgage planning for a home in Haverhill
Financing

Buying in Haverhill with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Haverhill home of $504,000:

  • FHA, 3.5% down: $17,641 down, loan of $486,000
  • Conventional, 5% down: $25,201 down, loan of $479,000
  • Conventional, 20% down: $101,000 down, loan of $403,000
  • VA, 0% down for eligible veterans, loan of $504,000
Selling

What is your Haverhill home worth?

Ryan and Megan price Haverhill homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Haverhill
Nearby

Towns near Haverhill

Palm Beach County

More in Palm Beach County

See the full Palm Beach County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Haverhill, FL?

The Zillow Home Value Index for Haverhill was $504,000 in August 2026, +0.4% over the past year.

What county is Haverhill in?

Haverhill is in Palm Beach County, Florida.

How many people live in Haverhill?

About 2,225 people as of the 2024 Census Bureau estimate, up from 2,176 in 2020.

Who are the best real estate agents in Haverhill?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Haverhill?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Haverhill own or rent?

73% of occupied homes in Haverhill are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Haverhill?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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