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Florida real estate · Monroe County

Key Largo, Florida Real Estate

Homes, values and local insight for Key Largo, Monroe County, Florida. Typical home value $1,097,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$1,097,000Typical home value
+3.5%Home values, past year
12,069Residents (2024)
$78,906Median household income
Homes for sale

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About Key Largo

Key Largo is a Florida community offering diverse real estate opportunities. The area features a blend of residential properties and strong neighborhood character. Located in Monroe County, Key Largo provides access to quality schools, employment opportunities, and local amenities. The community attracts diverse buyer profiles seeking lifestyle fit and investment potential. Strong local market fundamentals support steady appreciation.

Real estate in Key Largo emphasizes island living properties with median prices in the $400K-$2M range. The market reflects regional growth patterns and economic fundamentals. Properties range from affordable starter homes to premium estates. Strong buyer demand from relocating professionals and investors creates steady transaction activity. Market appreciation typically runs 2-4% annually driven by local employment and population growth.

Winslow Homes serves this community buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Market data

Key Largo by the numbers

The typical home in Key Largo is worth $1,097,000, 14% above the Monroe County typical value of $960,000 and 192% above the Florida typical value of $375,000.

Typical home value

$1,097,000

Zillow Home Value Index for Key Largo, August 2026. The middle of the market for single family homes and condos.

5 year change

+31.8%

Home values in Key Largo moved +31.8% over five years and +96.9% over ten.

Median rent

$1,889/mo

Median gross rent in Key Largo. Useful for investors running rental numbers.

Homeownership

76%

Share of occupied homes in Key Largo lived in by the owner.

Median year built

1983

A newer housing stock means fewer surprises at inspection.

Household income

$78,906

Median household income in Key Largo.

Mortgage planning for a home in Key Largo
Financing

Buying in Key Largo with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Key Largo home of $1,097,000:

  • FHA, 3.5% down: $38,383 down, loan of $1,058,000
  • Conventional, 5% down: $54,833 down, loan of $1,042,000
  • Conventional, 20% down: $219,000 down, loan of $877,000
  • VA, 0% down for eligible veterans, loan of $1,097,000
Selling

What is your Key Largo home worth?

Ryan and Megan price Key Largo homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Key Largo
Nearby

Towns near Key Largo

Monroe County

More in Monroe County

See the full Monroe County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Key Largo, FL?

The Zillow Home Value Index for Key Largo was $1,097,000 in August 2026, +3.5% over the past year.

What county is Key Largo in?

Key Largo is in Monroe County, Florida.

How many people live in Key Largo?

About 12,069 people as of the 2024 Census Bureau estimate.

Who are the best real estate agents in Key Largo?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Key Largo?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Key Largo own or rent?

76% of occupied homes in Key Largo are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Key Largo?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Key Largo by ZIP code and neighborhood

Typical home values, 12-month change and days on market for every Key Largo ZIP code, updated from public Zillow and Redfin data.

33037

Coming soon in Key Largo, FL

Get coming-soon homes, pocket listings and price drops in Key Largo, FL before they hit the big home search sites.