Join Our Team 386-690-5858
Florida real estate

Monroe County, Florida Real Estate

Every town in Monroe County, with home values, population and local guides. Typical home value $960,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$960,000Typical home value
+1.1%Home values, past year
80,908Residents (2024)
$82,430Median household income
Homes for sale

Shop Monroe County homes

Live listings open in a new tab, highest price first. Or type exactly what you want in the search bar.

Overview

About Monroe County

Monroe County is home to about 80,908 people across 983.0 square miles and 6 cities and towns with Winslow Homes guides. The largest are Key West, Key Largo, Marathon, Islamorada. Median household income is $82,430 and 63% of households own their home.

Ryan and Megan compare every town in Monroe County on price, taxes, schools and commute so you choose the right fit, then handle the loan through The Federal Savings Bank.

View of Monroe County, Florida
Towns

Every town in Monroe County

Tap any town for its full guide.

TownTypical value1 yearResidents
Key West$1,007,000-0.7%25,240
Key Largo$1,097,000+3.5%12,069
Marathon$833,000+1.1%10,039
Islamorada$1,239,000+4.0%7,013
Key Colony Beach$883,000+0.3%749
Layton$904,000-0.4%208

About Monroe County

Monroe County is a Monroe County community offering diverse real estate options and strong community values. Located in central Florida, the area combines small-town charm with accessibility to major employment centers. The community features established neighborhoods, quality schools, and outdoor recreation opportunities.

The real estate market in Monroe County offers moderate pricing and solid appreciation potential. Median prices around $950,000 make the area accessible for families and investors. Properties range from modest single-family homes to larger estates, with good rental demand from families and professionals seeking value and community.

Winslow Homes serves buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Lifestyle & Entertainment

Family Community

Safe neighborhoods, good schools, parks, and family activities.

Outdoor Recreation

Parks, trails, and natural areas for outdoor enthusiasts.

Local Community

Strong community feel with local events and gatherings.

Monroe County Downtown

Local shops, services, community center, and gathering spaces.

Monroe County Parks & Recreation

Public parks with playgrounds, trails, and open green space.

Investment Opportunities

Single-Family Rentals

Family homes rented to working families. 5-6% cap rates. Steady tenant demand.

Buy & Hold Appreciation

Purchase and hold for long-term appreciation. 3-4% annual expected. Low entry cost.

Master-Planned Community Rentals

Homes in amenity communities. Family appeal. 4-5% cap rates. Lower vacancy.

Market data

Monroe County by the numbers

The typical home in Monroe County is worth $960,000, 156% above the Florida typical value of $375,000.

Typical home value

$960,000

Zillow Home Value Index for Monroe County, August 2026. The middle of the market for single family homes and condos.

5 year change

+27.4%

Home values in Monroe County moved +27.4% over five years and +82.4% over ten.

Median rent

$1,959/mo

Median gross rent in Monroe County. Useful for investors running rental numbers.

Homeownership

63%

Share of occupied homes in Monroe County lived in by the owner.

Median year built

1982

A newer housing stock means fewer surprises at inspection.

Household income

$82,430

Median household income in Monroe County.

Mortgage planning for a home in Monroe County
Financing

Buying in Monroe County with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Monroe County home of $960,000:

  • FHA, 3.5% down: $33,595 down, loan of $926,000
  • Conventional, 5% down: $47,992 down, loan of $912,000
  • Conventional, 20% down: $192,000 down, loan of $768,000
  • VA, 0% down for eligible veterans, loan of $960,000
Selling

What is your Monroe County home worth?

Ryan and Megan price Monroe County homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Monroe County
Nearby

Counties near Monroe County

FAQ

Common questions

What is the typical home value in Monroe County, FL?

The Zillow Home Value Index for Monroe County was $960,000 in August 2026, +1.1% over the past year.

How many people live in Monroe County?

About 80,908 people as of 2024, per the Census Bureau.

What towns are in Monroe County?

Islamorada, Key Colony Beach, Key Largo, Key West, Layton, Marathon.

Who are the best real estate agents in Monroe County?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009, with the home and the loan under one team. Call or text 386-690-5858.

Talk to Ryan and Megan

Ready to move in Monroe County?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

Apply for a mortgage

Get your home value instantly

No in-person meeting or phone call needed for most addresses. See your estimated value, price range and value trend in seconds.

Coming soon in Monroe County, FL

Get coming-soon homes, pocket listings and price drops in Monroe County, FL before they hit the big home search sites.