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Connecticut real estate · New Haven County

Waterbury, Connecticut Real Estate

Homes, values and local insight for Waterbury, New Haven County, Connecticut. Typical home value $288,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$288,000Typical home value
+3.4%Home values, past year
115,908Residents (2024)
$51,642Median household income
Homes for sale

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About Waterbury

Waterbury is a vibrant Connecticut community in New Haven County with 107,300 residents. Properties feature classic New England character with modern amenities. The town provides excellent schools, recreation, and convenient access to major employment centers. Waterbury combines suburban living with strong community bonds and outdoor opportunities.

The Waterbury housing market reflects Connecticut's steady real estate demand. Neighborhoods feature established charm alongside contemporary updates. Properties range from historic homes to modern renovations, offering options across budgets. Parks, trails, and community spaces support active lifestyles. Local schools attract families seeking quality education. The market supports both owner-occupants and investment strategies.

Winslow Homes serves Connecticut buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Featured Communities

Waterbury Historic Core

Original town center with character and community.

Price Range: $180K-$400K

Waterbury Residential

Quiet streets with solid family homes.

Price Range: $180K-$400K

Waterbury Estates

Larger properties on spacious land.

Price Range: $180K-$400K

Waterbury Center

Close to shops and services.

Price Range: $180K-$400K

Waterbury Rural

Wooded, spacious settings.

Price Range: $180K-$400K

Lifestyle & Entertainment

Schools, parks, and activities make the town family-friendly.

Local and regional options serve daily needs.

Trails, parks, and outdoor spaces year-round.

Strong local events and connections.

Town Green

Seasonal events and community gathering.

Main Street

Shops, cafes, local businesses.

Community Park

Recreation and family activities.

Library

Books, programs, and community hub.

Market data

Waterbury by the numbers

The typical home in Waterbury is worth $288,000, 30% below the New Haven County typical value of $409,000 and 36% below the Connecticut typical value of $451,000.

Typical home value

$288,000

Zillow Home Value Index for Waterbury, August 2026. The middle of the market for single family homes and condos.

5 year change

+61.1%

Home values in Waterbury moved +61.1% over five years and +179.3% over ten.

Median rent

$1,180/mo

Median gross rent in Waterbury. Useful for investors running rental numbers.

Homeownership

45%

Share of occupied homes in Waterbury lived in by the owner.

Median year built

1959

Older homes often need inspection focus on roof, systems and windows.

Household income

$51,642

Median household income in Waterbury.

Mortgage planning for a home in Waterbury
Financing

Buying in Waterbury with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Waterbury home of $288,000:

  • FHA, 3.5% down: $10,063 down, loan of $277,000
  • Conventional, 5% down: $14,376 down, loan of $273,000
  • Conventional, 20% down: $57,503 down, loan of $230,000
  • VA, 0% down for eligible veterans, loan of $288,000
Selling

What is your Waterbury home worth?

Ryan and Megan price Waterbury homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Waterbury
Nearby

Towns near Waterbury

New Haven County

More in New Haven County

See the full New Haven County real estate guide or the Connecticut real estate guide.

FAQ

Common questions

What is the typical home value in Waterbury, CT?

The Zillow Home Value Index for Waterbury was $288,000 in August 2026, +3.4% over the past year.

What county is Waterbury in?

Waterbury is in New Haven County, Connecticut.

How many people live in Waterbury?

About 115,908 people as of the 2024 Census Bureau estimate, up from 114,457 in 2020.

Who are the best real estate agents in Waterbury?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Waterbury?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Waterbury own or rent?

45% of occupied homes in Waterbury are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Waterbury?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Waterbury, CT

Get coming-soon homes, pocket listings and price drops in Waterbury, CT before they hit the big home search sites.

Waterbury home values by ZIP code

The typical home in Waterbury is worth $287,169 as of August 2026, across 5 ZIP codes ranging from $269,874 in 06704 to $313,732 in 06710. Values moved +3.6% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
06704$269,874+2.8%+67.5%$320,00055
06705$270,604+4.1%+62.2%$305,00054
06706$287,169+4.5%+64.9%
06708$305,709+2.6%+57.1%$315,00049
06710$313,732+3.6%+49.7%$310,00070

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.