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Connecticut real estate · New Haven County

Derby, Connecticut Real Estate

Homes, values and local insight for Derby, New Haven County, Connecticut. Typical home value $343,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$343,000Typical home value
+3.2%Home values, past year
12,915Residents (2024)
$76,263Median household income
Homes for sale

Shop Derby homes

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About Derby

Derby is a vibrant Connecticut community in New Haven County with 12,300 residents. Properties feature classic New England character with modern amenities. The town provides excellent schools, recreation, and convenient access to major employment centers. Derby combines suburban living with strong community bonds and outdoor opportunities.

The Derby housing market reflects Connecticut's steady real estate demand. Neighborhoods feature established charm alongside contemporary updates. Properties range from historic homes to modern renovations, offering options across budgets. Parks, trails, and community spaces support active lifestyles. Local schools attract families seeking quality education. The market supports both owner-occupants and investment strategies.

Winslow Homes serves Connecticut buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Featured Communities

Derby Historic Core

Original town center with character and community.

Price Range: $180K-$380K

Derby Residential

Quiet streets with solid family homes.

Price Range: $180K-$380K

Derby Estates

Larger properties on spacious land.

Price Range: $180K-$380K

Derby Center

Close to shops and services.

Price Range: $180K-$380K

Derby Rural

Wooded, spacious settings.

Price Range: $180K-$380K

Lifestyle & Entertainment

Schools, parks, and activities make the town family-friendly.

Local and regional options serve daily needs.

Trails, parks, and outdoor spaces year-round.

Strong local events and connections.

Town Green

Seasonal events and community gathering.

Main Street

Shops, cafes, local businesses.

Community Park

Recreation and family activities.

Library

Books, programs, and community hub.

Market data

Derby by the numbers

The typical home in Derby is worth $343,000, 16% below the New Haven County typical value of $409,000 and 24% below the Connecticut typical value of $451,000.

Typical home value

$343,000

Zillow Home Value Index for Derby, August 2026. The middle of the market for single family homes and condos.

5 year change

+40.7%

Home values in Derby moved +40.7% over five years and +107.6% over ten.

Median rent

$1,453/mo

Median gross rent in Derby. Useful for investors running rental numbers.

Homeownership

62%

Share of occupied homes in Derby lived in by the owner.

Median year built

1965

Older homes often need inspection focus on roof, systems and windows.

Household income

$76,263

Median household income in Derby.

Mortgage planning for a home in Derby
Financing

Buying in Derby with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Derby home of $343,000:

  • FHA, 3.5% down: $12,014 down, loan of $331,000
  • Conventional, 5% down: $17,163 down, loan of $326,000
  • Conventional, 20% down: $68,651 down, loan of $275,000
  • VA, 0% down for eligible veterans, loan of $343,000
Selling

What is your Derby home worth?

Ryan and Megan price Derby homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Derby
Nearby

Towns near Derby

New Haven County

More in New Haven County

See the full New Haven County real estate guide or the Connecticut real estate guide.

FAQ

Common questions

What is the typical home value in Derby, CT?

The Zillow Home Value Index for Derby was $343,000 in August 2026, +3.2% over the past year.

What county is Derby in?

Derby is in New Haven County, Connecticut.

How many people live in Derby?

About 12,915 people as of the 2024 Census Bureau estimate, up from 12,326 in 2020.

Who are the best real estate agents in Derby?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Derby?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Derby own or rent?

62% of occupied homes in Derby are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Derby?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Derby, CT

Get coming-soon homes, pocket listings and price drops in Derby, CT before they hit the big home search sites.

Derby home values by ZIP code

The typical home in Derby is worth $343,249 as of August 2026 in ZIP code 06418. Values moved +3.2% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
06418$343,249+3.2%+40.8%$396,55055

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.