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Florida real estate · Charlotte County

Punta Gorda, Florida Real Estate

Homes, values and local insight for Punta Gorda, Charlotte County, Florida. Typical home value $333,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$333,000Typical home value
-5.2%Home values, past year
20,416Residents (2024)
$79,291Median household income
Homes for sale

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About Punta Gorda

Punta Gorda offers diverse real estate opportunities reflecting its unique location and community character. The market features established neighborhoods and growth potential.

The Punta Gorda real estate market appeals to families, investors, and lifestyle seekers. Properties range from affordable to premium depending on specific neighborhoods and features.

Winslow Homes serves [city] buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Market data

Punta Gorda by the numbers

The typical home in Punta Gorda is worth $333,000, 12% above the Charlotte County typical value of $297,000 and 11% below the Florida typical value of $375,000.

Typical home value

$333,000

Zillow Home Value Index for Punta Gorda, August 2026. The middle of the market for single family homes and condos.

5 year change

+1.0%

Home values in Punta Gorda moved +1.0% over five years and +49.3% over ten.

Median rent

$1,235/mo

Median gross rent in Punta Gorda. Useful for investors running rental numbers.

Homeownership

83%

Share of occupied homes in Punta Gorda lived in by the owner.

Median year built

1993

A newer housing stock means fewer surprises at inspection.

Household income

$79,291

Median household income in Punta Gorda.

Mortgage planning for a home in Punta Gorda
Financing

Buying in Punta Gorda with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Punta Gorda home of $333,000:

  • FHA, 3.5% down: $11,644 down, loan of $321,000
  • Conventional, 5% down: $16,635 down, loan of $316,000
  • Conventional, 20% down: $66,539 down, loan of $266,000
  • VA, 0% down for eligible veterans, loan of $333,000
Selling

What is your Punta Gorda home worth?

Ryan and Megan price Punta Gorda homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Punta Gorda
Nearby

Towns near Punta Gorda

Charlotte County

More in Charlotte County

See the full Charlotte County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Punta Gorda, FL?

The Zillow Home Value Index for Punta Gorda was $333,000 in August 2026, -5.2% over the past year.

What county is Punta Gorda in?

Punta Gorda is in Charlotte County, Florida.

How many people live in Punta Gorda?

About 20,416 people as of the 2024 Census Bureau estimate, up from 19,600 in 2020.

Who are the best real estate agents in Punta Gorda?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Punta Gorda?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Punta Gorda own or rent?

83% of occupied homes in Punta Gorda are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Punta Gorda?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Punta Gorda, FL

Get coming-soon homes, pocket listings and price drops in Punta Gorda, FL before they hit the big home search sites.

Punta Gorda home values by ZIP code

The typical home in Punta Gorda is worth $357,560 as of August 2026, across 4 ZIP codes ranging from $302,172 in 33983 to $366,249 in 33950. Values moved -4.9% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
33950$366,249-6.1%-6.1%$429,00092
33955$324,887-5.3%+3.8%$345,00079
33982$357,560-4.9%+8.1%$399,99090
33983$302,172-4.2%+3.5%$312,50071

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.