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Florida real estate · Escambia County

Pensacola, Florida Real Estate

Homes, values and local insight for Pensacola, Escambia County, Florida. Typical home value $267,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$267,000Typical home value
+1.2%Home values, past year
53,898Residents (2024)
$72,699Median household income
Homes for sale

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About Pensacola

Pensacola is Florida's oldest continuously occupied European settlement with a rich history dating back to 1559. Located on the Gulf of Mexico in the Florida Panhandle, Pensacola combines historic architecture with modern amenities. The city has undergone significant revitalization in recent decades, with downtown historic district featuring restored Victorian buildings, local galleries, and cultural venues. With over 50,000 residents, Pensacola serves as the major metropolitan area for Northwest Florida.

The real estate market features a mix of historic homes in downtown districts, waterfront properties, and newer suburban developments. Market values reflect the city's cultural renaissance and beach proximity. Properties range from restored historic homes to modern construction in emerging neighborhoods. The market appeals to buyers seeking cultural amenities, historic character, and affordable beach living compared to South Florida.

Winslow Homes serves Pensacola buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Featured Communities

Historic Pensacola

Downtown historic district with Victorian homes, art galleries, and cultural venues.

Price Range: $300,000 - $600,000

Pensacola Beach

Gulf-front and near-beach properties with resort amenities.

Price Range: $500,000 - $1,200,000

Suburban Pensacola

Newer suburban developments with modern amenities and family orientation.

Price Range: $280,000 - $450,000

Lifestyle & Entertainment

Arts & Culture

Growing arts district with galleries, theaters, and cultural events.

Beach & Water

Gulf beaches, waterfront parks, and water sports access.

Historic Exploration

Rich history with museums, historic sites, and restored architecture.

Dining & Entertainment

Downtown restaurants, nightlife, and entertainment venues.

Historic Pensacola Downtown

Revitalized district with galleries, restaurants, and shops.

Pensacola Beach Boardwalk

Beach shops, restaurants, and pier activities.

National Naval Aviation Museum

World-class museum on Navy Base with aircraft collection.

Investment Opportunities

Historic Renovation Investment

Purchase historic properties for renovation and appreciation. Market values historic character highly.

Vacation Rental Income

Beach properties generate strong seasonal rental income. 6-8% yields possible.

Suburban Growth Strategy

Invest in suburban areas with expansion potential and military influence.

Market data

Pensacola by the numbers

The typical home in Pensacola is worth $267,000, 5% below the Escambia County typical value of $282,000 and 29% below the Florida typical value of $375,000.

Typical home value

$267,000

Zillow Home Value Index for Pensacola, August 2026. The middle of the market for single family homes and condos.

5 year change

+18.5%

Home values in Pensacola moved +18.5% over five years and +97.6% over ten.

Median rent

$1,209/mo

Median gross rent in Pensacola. Useful for investors running rental numbers.

Homeownership

63%

Share of occupied homes in Pensacola lived in by the owner.

Median year built

1972

Older homes often need inspection focus on roof, systems and windows.

Household income

$72,699

Median household income in Pensacola.

Mortgage planning for a home in Pensacola
Financing

Buying in Pensacola with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Pensacola home of $267,000:

  • FHA, 3.5% down: $9,335 down, loan of $257,000
  • Conventional, 5% down: $13,336 down, loan of $253,000
  • Conventional, 20% down: $53,345 down, loan of $213,000
  • VA, 0% down for eligible veterans, loan of $267,000
Selling

What is your Pensacola home worth?

Ryan and Megan price Pensacola homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Pensacola
Nearby

Towns near Pensacola

Escambia County

More in Escambia County

See the full Escambia County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Pensacola, FL?

The Zillow Home Value Index for Pensacola was $267,000 in August 2026, +1.2% over the past year.

What county is Pensacola in?

Pensacola is in Escambia County, Florida.

How many people live in Pensacola?

About 53,898 people as of the 2024 Census Bureau estimate, compared with 54,319 in 2020.

Who are the best real estate agents in Pensacola?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Pensacola?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Pensacola own or rent?

63% of occupied homes in Pensacola are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Pensacola?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Pensacola, FL

Get coming-soon homes, pocket listings and price drops in Pensacola, FL before they hit the big home search sites.

Pensacola home values by ZIP code

The typical home in Pensacola is worth $271,129 as of August 2026, across 10 ZIP codes ranging from $145,730 in 32505 to $378,844 in 32507. Values moved +1.7% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
32501$265,232+0.4%+14.0%$315,00085
32502$336,653-1.1%+18.1%
32503$296,076+2.2%+17.9%$325,00055
32504$271,129+1.9%+17.4%$289,00062
32505$145,730-0.2%+9.5%$170,00065
32506$245,733+2.5%+21.2%
32507$378,844+0.9%+20.6%$391,25079
32514$261,329+2.1%+20.6%$254,00050
32526$280,866+1.7%+18.3%
32534$237,800+0.0%+17.0%

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.