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Florida real estate · Miami-Dade County

Opa-locka, Florida Real Estate

Homes, values and local insight for Opa-locka, Miami-Dade County, Florida. Typical home value $477,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$477,000Typical home value
+0.7%Home values, past year
16,507Residents (2024)
$31,680Median household income
Homes for sale

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About Opa-Locka

Opa-Locka is a Miami-Dade County community offering diverse real estate options and strong community values. Located in central Florida, the area combines small-town charm with accessibility to major employment centers. The community features established neighborhoods, quality schools, and outdoor recreation opportunities.

The real estate market in Opa-Locka offers moderate pricing and solid appreciation potential. Median prices around $300,000 make the area accessible for families and investors. Properties range from modest single-family homes to larger estates, with good rental demand from families and professionals seeking value and community.

Winslow Homes serves buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Featured Communities

Opa-Locka Central

Core residential area with established neighborhoods, shops, and services.

Price Range: $180,000 - $420,000

Opa-Locka Suburbs

Newer suburban neighborhoods with family-friendly amenities.

Price Range: $180,000 - $420,000

Opa-Locka Outlying Areas

Quieter areas with more space and nature.

Price Range: $130,000 - $320,000

Lifestyle & Entertainment

Family Community

Safe neighborhoods, good schools, parks, and family activities.

Outdoor Recreation

Parks, trails, and natural areas for outdoor enthusiasts.

Local Community

Strong community feel with local events and gatherings.

Opa-Locka Downtown

Local shops, services, community center, and gathering spaces.

Opa-Locka Parks & Recreation

Public parks with playgrounds, trails, and open green space.

Investment Opportunities

Single-Family Rentals

Family homes rented to working families. 5-6% cap rates. Steady tenant demand.

Buy & Hold Appreciation

Purchase and hold for long-term appreciation. 3-4% annual expected. Low entry cost.

Master-Planned Community Rentals

Homes in amenity communities. Family appeal. 4-5% cap rates. Lower vacancy.

Market data

Opa-locka by the numbers

The typical home in Opa-locka is worth $477,000, 8% below the Miami-Dade County typical value of $521,000 and 27% above the Florida typical value of $375,000.

Typical home value

$477,000

Zillow Home Value Index for Opa-locka, August 2026. The middle of the market for single family homes and condos.

5 year change

+40.9%

Home values in Opa-locka moved +40.9% over five years and +213.0% over ten.

Median rent

$1,225/mo

Median gross rent in Opa-locka. Useful for investors running rental numbers.

Homeownership

31%

Share of occupied homes in Opa-locka lived in by the owner.

Median year built

1968

Older homes often need inspection focus on roof, systems and windows.

Household income

$31,680

Median household income in Opa-locka.

Mortgage planning for a home in Opa-locka
Financing

Buying in Opa-locka with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Opa-locka home of $477,000:

  • FHA, 3.5% down: $16,687 down, loan of $460,000
  • Conventional, 5% down: $23,838 down, loan of $453,000
  • Conventional, 20% down: $95,353 down, loan of $381,000
  • VA, 0% down for eligible veterans, loan of $477,000
Selling

What is your Opa-locka home worth?

Ryan and Megan price Opa-locka homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Opa-locka
Nearby

Towns near Opa-locka

Miami-Dade County

More in Miami-Dade County

See the full Miami-Dade County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Opa-locka, FL?

The Zillow Home Value Index for Opa-locka was $477,000 in August 2026, +0.7% over the past year.

What county is Opa-locka in?

Opa-locka is in Miami-Dade County, Florida.

How many people live in Opa-locka?

About 16,507 people as of the 2024 Census Bureau estimate, up from 16,469 in 2020.

Who are the best real estate agents in Opa-locka?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Opa-locka?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Opa-locka own or rent?

31% of occupied homes in Opa-locka are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Opa-locka?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Opa-locka, FL

Get coming-soon homes, pocket listings and price drops in Opa-locka, FL before they hit the big home search sites.

Opa-locka home values by ZIP code

The typical home in Opa-locka is worth $503,085 as of August 2026, across 2 ZIP codes ranging from $430,512 in 33054 to $503,085 in 33055. Values moved +1.6% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
33054$430,512+1.6%+42.5%$455,00073
33055$503,085+0.4%+40.5%$513,00074

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.