Join Our Team 386-690-5858
Connecticut real estate · New London County

Ledyard, Connecticut Real Estate

Homes, values and local insight for Ledyard, New London County, Connecticut. Typical home value $419,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$419,000Typical home value
+7.8%Home values, past year
15,575Residents (2024)
$108,000Median household income
Homes for sale

Shop Ledyard homes

Live listings open in a new tab, highest price first. Or type exactly what you want in the search bar.

About Ledyard

Ledyard is a distinctive Connecticut community that offers residents a blend of local character, quality amenities, and regional convenience.

The Ledyard real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve Ledyard buyers and sellers across Connecticut. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Neighborhood Breakdown

Explore Ledyard Neighborhoods

🏘 Downtown Ledyard

Historic center with local shops, dining, and civic institutions.

🏠 North Ledyard

Residential area with established neighborhoods and good school access.

🏡 South Ledyard

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East Ledyard

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in Ledyard

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in Ledyard.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of Ledyard near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select Ledyard areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most Ledyard properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Connecticut homeowners insurance averages $1,400-$2,500 annually. Coastal properties in Fairfield County carry premiums.

Investment & Rental Potential

Real Estate Investment in Ledyard

💰 Long-term Buy and Hold

Steady appreciation and rental demand make Ledyard suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in Ledyard supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in Ledyard offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

Ledyard investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer Ledyard

New development zones on the outskirts of Ledyard offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from Ledyard to nearby cities via major roads and highways.

🏙 Metropolitan Hub

Ledyard residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

Ledyard supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in Ledyard

🏦 Property Taxes

Connecticut has one of the highest effective property tax rates in the US at 1.79%. Mill rates vary significantly by town.

💵 Connecticut Tax Considerations

Connecticut has a progressive income tax ranging from 3% to 6.99%. Property taxes (called mill rates) vary significantly by town. Some towns offer tax abatement programs for seniors and veterans. The state also has estate and gift taxes to consider for high-net-worth buyers.

🛒 Cost of Living

Cost of living in Ledyard aligns with regional Connecticut averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in Ledyard averages $1,300-$2,800 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the Ledyard Life

🌳 Outdoor Recreation

Ledyard offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in Ledyard.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near Ledyard.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the Ledyard economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in Ledyard, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around Ledyard

🛣 Major Roads

Ledyard connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

Ledyard offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

Ledyard residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to Ledyard

🏗 Emerging Ledyard Zones

Expanding development areas bringing new construction to Ledyard.

📈 Market Outlook

The Ledyard market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in Ledyard

💰 Entry Strategy

Pre-approve financing before searching. Work with Ledyard-focused agents.

📈 Holding Strategy

Long-term holds in Ledyard benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Common Buyer Mistakes

Avoid These Costly Errors

❌ Skipping Pre-Approval

Get pre-approved with Ryan & Megan Winslow, Mortgage Bankers with The Federal Savings Bank, before shopping.

❌ Ignoring Total Cost

Budget for taxes, insurance, HOA, and maintenance beyond the mortgage payment.

❌ Skipping a Local Agent

A local Ledyard agent knows which streets flood, which buildings have pending special assessments, and which neighborhoods are appreciating fastest. Buyer agent services are free to the buyer in most transactions.

Market data

Ledyard by the numbers

The typical home in Ledyard is worth $419,000, 3% below the New London County typical value of $433,000 and 7% below the Connecticut typical value of $451,000.

Typical home value

$419,000

Zillow Home Value Index for Ledyard, August 2026. The middle of the market for single family homes and condos.

5 year change

+42.7%

Home values in Ledyard moved +42.7% over five years and +90.5% over ten.

Median rent

$1,547/mo

Median gross rent in Ledyard. Useful for investors running rental numbers.

Homeownership

86%

Share of occupied homes in Ledyard lived in by the owner.

Median year built

1971

Older homes often need inspection focus on roof, systems and windows.

Household income

$108,000

Median household income in Ledyard.

Mortgage planning for a home in Ledyard
Financing

Buying in Ledyard with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Ledyard home of $419,000:

  • FHA, 3.5% down: $14,663 down, loan of $404,000
  • Conventional, 5% down: $20,947 down, loan of $398,000
  • Conventional, 20% down: $83,787 down, loan of $335,000
  • VA, 0% down for eligible veterans, loan of $419,000
Selling

What is your Ledyard home worth?

Ryan and Megan price Ledyard homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Ledyard
Nearby

Towns near Ledyard

New London County

More in New London County

See the full New London County real estate guide or the Connecticut real estate guide.

FAQ

Common questions

What is the typical home value in Ledyard, CT?

The Zillow Home Value Index for Ledyard was $419,000 in August 2026, +7.8% over the past year.

What county is Ledyard in?

Ledyard is in New London County, Connecticut.

How many people live in Ledyard?

About 15,575 people as of the 2024 Census Bureau estimate, up from 15,428 in 2020.

Who are the best real estate agents in Ledyard?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Ledyard?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Ledyard own or rent?

86% of occupied homes in Ledyard are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Ledyard?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

Apply for a mortgage

Get your home value instantly

No in-person meeting or phone call needed for most addresses. See your estimated value, price range and value trend in seconds.

Coming soon in Ledyard, CT

Get coming-soon homes, pocket listings and price drops in Ledyard, CT before they hit the big home search sites.

Ledyard home values by ZIP code

The typical home in Ledyard is worth $421,273 as of August 2026, across 2 ZIP codes ranging from $416,294 in 06339 to $421,273 in 06335. Values moved +8.0% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
06335$421,273+7.5%+41.6%$412,50024
06339$416,294+8.0%+43.8%

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.