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Rhode Island real estate · Newport County

Jamestown, Rhode Island Real Estate

Homes, values and local insight for Jamestown, Newport County, Rhode Island. Typical home value $1,204,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$1,204,000Typical home value
+11.0%Home values, past year
5,494Residents (2024)
$141,000Median household income
Homes for sale

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About Jamestown

Jamestown is a distinctive Rhode Island community that offers residents a blend of local character, quality amenities, and regional convenience.

The Jamestown real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve Jamestown buyers and sellers across Rhode Island. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Neighborhood Breakdown

Explore Jamestown Neighborhoods

🏘 Downtown Jamestown

Historic center with local shops, dining, and civic institutions.

🏠 North Jamestown

Residential area with established neighborhoods and good school access.

🏡 South Jamestown

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East Jamestown

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in Jamestown

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in Jamestown.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of Jamestown near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select Jamestown areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most Jamestown properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Rhode Island homeowners insurance averages $1,400-$2,400 annually. Coastal zones require windstorm coverage.

Investment & Rental Potential

Real Estate Investment in Jamestown

💰 Long-term Buy and Hold

Steady appreciation and rental demand make Jamestown suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in Jamestown supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in Jamestown offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

Jamestown investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer Jamestown

New development zones on the outskirts of Jamestown offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from Jamestown to nearby cities via major roads and highways.

🏙 Metropolitan Hub

Jamestown residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

Jamestown supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in Jamestown

🏦 Property Taxes

Rhode Island property tax averages 1.53%. Homestead exemptions available in some municipalities. Tax rates set by town assessors.

💵 Rhode Island Tax Considerations

Rhode Island has a progressive income tax from 3.75% to 5.99%. Property taxes vary by municipality and are among the higher rates in New England. The state offers a homestead exemption and property tax relief for seniors. Car tax elimination has been phased in across municipalities.

🛒 Cost of Living

Cost of living in Jamestown aligns with regional Rhode Island averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in Jamestown averages $1,200-$2,400 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the Jamestown Life

🌳 Outdoor Recreation

Jamestown offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in Jamestown.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near Jamestown.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the Jamestown economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in Jamestown, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around Jamestown

🛣 Major Roads

Jamestown connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

Jamestown offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

Jamestown residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to Jamestown

🏗 Emerging Jamestown Zones

Expanding development areas bringing new construction to Jamestown.

📈 Market Outlook

The Jamestown market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in Jamestown

💰 Entry Strategy

Pre-approve financing before searching. Work with Jamestown-focused agents.

📈 Holding Strategy

Long-term holds in Jamestown benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Common Buyer Mistakes

Avoid These Costly Errors

❌ Skipping Pre-Approval

Get pre-approved with Ryan & Megan Winslow, Mortgage Bankers with The Federal Savings Bank, before shopping.

❌ Ignoring Total Cost

Budget for taxes, insurance, HOA, and maintenance beyond the mortgage payment.

❌ Skipping a Local Agent

A local Jamestown agent knows which streets flood, which buildings have pending special assessments, and which neighborhoods are appreciating fastest. Buyer agent services are free to the buyer in most transactions.

Market data

Jamestown by the numbers

The typical home in Jamestown is worth $1,204,000, 52% above the Newport County typical value of $791,000 and 135% above the Rhode Island typical value of $511,000.

Typical home value

$1,204,000

Zillow Home Value Index for Jamestown, August 2026. The middle of the market for single family homes and condos.

5 year change

+36.9%

Home values in Jamestown moved +36.9% over five years and +107.9% over ten.

Median rent

$1,932/mo

Median gross rent in Jamestown. Useful for investors running rental numbers.

Homeownership

87%

Share of occupied homes in Jamestown lived in by the owner.

Median year built

1976

Older homes often need inspection focus on roof, systems and windows.

Household income

$141,000

Median household income in Jamestown.

Mortgage planning for a home in Jamestown
Financing

Buying in Jamestown with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Jamestown home of $1,204,000:

  • FHA, 3.5% down: $42,134 down, loan of $1,162,000
  • Conventional, 5% down: $60,192 down, loan of $1,144,000
  • Conventional, 20% down: $241,000 down, loan of $963,000
  • VA, 0% down for eligible veterans, loan of $1,204,000
Selling

What is your Jamestown home worth?

Ryan and Megan price Jamestown homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Jamestown
Nearby

Towns near Jamestown

Newport County

More in Newport County

See the full Newport County real estate guide or the Rhode Island real estate guide.

FAQ

Common questions

What is the typical home value in Jamestown, RI?

The Zillow Home Value Index for Jamestown was $1,204,000 in August 2026, +11.0% over the past year.

What county is Jamestown in?

Jamestown is in Newport County, Rhode Island.

How many people live in Jamestown?

About 5,494 people as of the 2024 Census Bureau estimate, compared with 5,554 in 2020.

Who are the best real estate agents in Jamestown?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Jamestown?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Jamestown own or rent?

87% of occupied homes in Jamestown are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Jamestown?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Jamestown, RI

Get coming-soon homes, pocket listings and price drops in Jamestown, RI before they hit the big home search sites.

Jamestown home values by ZIP code

The typical home in Jamestown is worth $1,205,691 as of August 2026 in ZIP code 02835. Values moved +11.1% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
02835$1,205,691+11.1%+37.1%

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.