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Florida real estate · Lake County

Howey-in-the-Hills, Florida Real Estate

Homes, values and local insight for Howey-in-the-Hills, Lake County, Florida.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
1,693Residents (2024)
$93,403Median household income
88%Own their home
45Median age
Homes for sale

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About Howey In The Hills

Howey In The Hills is a distinctive Florida community that offers residents a blend of local character, quality amenities, and regional convenience.

The Howey In The Hills real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve Howey In The Hills buyers and sellers across Florida. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Notable Communities & Developments

Where to Live in Howey In The Hills

🏘 Howey In The Hills Central

Established Residential

Core residential area of Howey In The Hills featuring established homes, mature trees, and convenient access to local services.

Price Range: $262K-$487K Home Sizes: 1,400-2,800 sq ft HOA Fees: $100-$350/month CDD: Varies

Demographics: Families, professionals, long-term residents

🏡 Greater Howey In The Hills

Suburban Community

Suburban areas surrounding Howey In The Hills offering newer construction, larger lots, and quiet residential settings.

Price Range: $300K-$675K Home Sizes: 1,800-3,500 sq ft HOA Fees: $100-$350/month CDD: Varies

Demographics: Growing families, move-up buyers

Neighborhood Breakdown

Explore Howey In The Hills Neighborhoods

🏘 Downtown Howey In The Hills

Historic center with local shops, dining, and civic institutions.

🏠 North Howey In The Hills

Residential area with established neighborhoods and good school access.

🏡 South Howey In The Hills

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East Howey In The Hills

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in Howey In The Hills

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in Howey In The Hills.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of Howey In The Hills near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select Howey In The Hills areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most Howey In The Hills properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Florida homeowners insurance averages $3,500-$5,000 annually due to hurricane exposure. Flood insurance separate, often required near coast.

Investment & Rental Potential

Real Estate Investment in Howey In The Hills

💰 Long-term Buy and Hold

Steady appreciation and rental demand make Howey In The Hills suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in Howey In The Hills supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in Howey In The Hills offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

Howey In The Hills investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer Howey In The Hills

New development zones on the outskirts of Howey In The Hills offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from Howey In The Hills to nearby cities via major roads and highways.

🏙 Metropolitan Hub

Howey In The Hills residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

Howey In The Hills supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in Howey In The Hills

🏦 Property Taxes

Florida has no state income tax. Property taxes average 0.98% of assessed value with homestead exemption up to $51,411 (2026).

💵 No State Income Tax

Florida has no state income tax. This represents savings of $5,000-$30,000+ annually compared to Northeast states like Massachusetts, Connecticut, and New York. Combined with homestead exemption savings, Florida offers significant cost advantages for homeowners.

🛒 Cost of Living

Cost of living in Howey In The Hills aligns with regional Florida averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in Howey In The Hills averages $2,500-$5,000 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the Howey In The Hills Life

🌳 Outdoor Recreation

Howey In The Hills offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in Howey In The Hills.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near Howey In The Hills.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the Howey In The Hills economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in Howey In The Hills, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around Howey In The Hills

🛣 Major Roads

Howey In The Hills connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

Howey In The Hills offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

Howey In The Hills residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to Howey In The Hills

🏗 Emerging Howey In The Hills Zones

Expanding development areas bringing new construction to Howey In The Hills.

📈 Market Outlook

The Howey In The Hills market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in Howey In The Hills

💰 Entry Strategy

Pre-approve financing before searching. Work with Howey In The Hills-focused agents.

📈 Holding Strategy

Long-term holds in Howey In The Hills benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Market data

Howey-in-the-Hills by the numbers

Real numbers for Howey-in-the-Hills, updated from public data.

Median rent

$1,651/mo

Median gross rent in Howey-in-the-Hills. Useful for investors running rental numbers.

Homeownership

88%

Share of occupied homes in Howey-in-the-Hills lived in by the owner.

Median year built

1987

A newer housing stock means fewer surprises at inspection.

Household income

$93,403

Median household income in Howey-in-the-Hills.

Median age

45.3

Median age of residents in Howey-in-the-Hills.

Land area

3.1 sq mi

Land area of Howey-in-the-Hills.

Mortgage planning for a home in Howey-in-the-Hills
Financing

Buying in Howey-in-the-Hills with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team.

Selling

What is your Howey-in-the-Hills home worth?

Ryan and Megan price Howey-in-the-Hills homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Howey-in-the-Hills
Nearby

Towns near Howey-in-the-Hills

Lake County

More in Lake County

See the full Lake County real estate guide or the Florida real estate guide.

FAQ

Common questions

What county is Howey-in-the-Hills in?

Howey-in-the-Hills is in Lake County, Florida.

How many people live in Howey-in-the-Hills?

About 1,693 people as of the 2024 Census Bureau estimate, up from 1,642 in 2020.

Who are the best real estate agents in Howey-in-the-Hills?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Howey-in-the-Hills?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Talk to Ryan and Megan

Ready to move in Howey-in-the-Hills?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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