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Florida real estate

Highlands County, Florida Real Estate

Every town in Highlands County, with home values, population and local guides. Typical home value $233,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$233,000Typical home value
-1.5%Home values, past year
109,778Residents (2024)
$55,581Median household income
Homes for sale

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Overview

About Highlands County

Highlands County is home to about 109,778 people across 1017.7 square miles and 3 cities and towns with Winslow Homes guides. Median household income is $55,581 and 79% of households own their home.

Ryan and Megan compare every town in Highlands County on price, taxes, schools and commute so you choose the right fit, then handle the loan through The Federal Savings Bank.

View of Highlands County, Florida
Towns

Every town in Highlands County

Tap any town for its full guide.

TownTypical value1 yearResidents
Sebring$239,000-1.8%11,795
Avon Park$208,000-1.4%10,415
Lake Placid$239,000-1.6%2,561

About Highlands County

Highlands County in central Florida spans 1,022 square miles of rolling terrain, lakes, and agricultural land. The county was established in 1921 and retains strong ranching and farming heritage. Communities include Sebring, Lake Placid, and Arcadia, with a blend of small-town charm and outdoor recreation. The region features natural lakes for boating and fishing, citrus groves, and cattle ranches. Highlands County appeals to buyers seeking rural lifestyle with lower cost of living than coastal areas.

The real estate market emphasizes affordability with median prices between $150K-$350K for single-family homes. Rural properties range from small cottages to multi-acre ranches and equestrian estates. Lakes are primary amenities with waterfront properties priced at premium $300K-$650K range. The market attracts retirees, ranchers, and investors seeking land values and rural tranquility. Small-town communities offer tight-knit social environments and agricultural heritage.

Winslow Homes serves Highlands County buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Featured Communities

Sebring

County seat with historic downtown, medical facilities, shopping, and dining. Gateway to lake activities and rural areas. Most developed community in county.

Price Range: $180K-$400K

Lake Placid

Charming town on shores of Lake Placid with boating, fishing, and water recreation. Historic downtown with antique shops and restaurants.

Price Range: $150K-$350K

Arcadia Ranching Area

Heart of cattle ranching with large properties, equestrian facilities, and agricultural heritage. Peaceful rural setting with strong ranching tradition.

Price Range: $200K-$600K

Lifestyle & Entertainment

Water Recreation

Boating, fishing, paddleboarding on numerous lakes. Lake Sebring and Lake Placid premier destinations. Year-round water activities.

Rural Heritage

Cattle ranching, citrus groves, agricultural traditions. Rodeo events and fair showcase county heritage. Working landscape aesthetic.

Nature & Outdoor Activities

Hiking, wildlife viewing, birding in natural areas. Peace and quiet of rural Florida. Starry nights away from light pollution.

Community Events

Sebring Winter Haven Regatta, Lake Placid Catfish Festival, Arcadia Rodeo. Small-town festivals and social gatherings.

Sebring Circle Drive

Historic 4.85-mile racing circuit in downtown Sebring. Hosts professional motorsports events including 12 Hours of Sebring endurance race.

Lake Sebring Public Beach

Public beach area with picnic facilities, swimming, and water recreation. Family-friendly gathering spot.

Arcadia Rodeo Grounds

Historic rodeo venue hosting monthly rodeo events. Authentic Old West experience with livestock competitions and rope events.

Highlands Hammock State Park

Natural preserve with hiking trails, scenic boardwalks, and wildlife viewing. 9,387 acres of pristine Florida ecosystem.

Investment Opportunities

Land Banking Appreciation

Large acreage purchased $200K-$500K, held 5-10 years as area develops. Appreciation 3-4% annually with minimal maintenance.

Cottage Rehabilitation Flips

Older homes purchased $120K-$180K, renovated $40K-$80K, resold $200K-$280K. 6-9 month timelines with solid margins.

Equestrian Estate Development

Multi-acre properties with horse facilities. Purchased $300K-$500K, improved with barns/arenas, resold $400K-$700K.

Market data

Highlands County by the numbers

The typical home in Highlands County is worth $233,000, 38% below the Florida typical value of $375,000.

Typical home value

$233,000

Zillow Home Value Index for Highlands County, August 2026. The middle of the market for single family homes and condos.

5 year change

+28.0%

Home values in Highlands County moved +28.0% over five years and +116.2% over ten.

Median rent

$980/mo

Median gross rent in Highlands County. Useful for investors running rental numbers.

Homeownership

79%

Share of occupied homes in Highlands County lived in by the owner.

Median year built

1986

A newer housing stock means fewer surprises at inspection.

Household income

$55,581

Median household income in Highlands County.

Mortgage planning for a home in Highlands County
Financing

Buying in Highlands County with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Highlands County home of $233,000:

  • FHA, 3.5% down: $8,166 down, loan of $225,000
  • Conventional, 5% down: $11,665 down, loan of $222,000
  • Conventional, 20% down: $46,660 down, loan of $187,000
  • VA, 0% down for eligible veterans, loan of $233,000
Selling

What is your Highlands County home worth?

Ryan and Megan price Highlands County homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Highlands County
Nearby

Counties near Highlands County

FAQ

Common questions

What is the typical home value in Highlands County, FL?

The Zillow Home Value Index for Highlands County was $233,000 in August 2026, -1.5% over the past year.

How many people live in Highlands County?

About 109,778 people as of 2024, per the Census Bureau.

What towns are in Highlands County?

Avon Park, Lake Placid, Sebring.

Who are the best real estate agents in Highlands County?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009, with the home and the loan under one team. Call or text 386-690-5858.

Talk to Ryan and Megan

Ready to move in Highlands County?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Highlands County, FL

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