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Massachusetts real estate · Barnstable County

Bourne, Massachusetts Real Estate

Homes, values and local insight for Bourne, Barnstable County, Massachusetts. Typical home value $683,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$683,000Typical home value
+3.4%Home values, past year
20,508Residents (2024)
$95,349Median household income
Homes for sale

Shop Bourne homes

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About Bourne

Bourne is a distinctive Massachusetts community that offers residents a blend of local character, quality amenities, and regional convenience.

The Bourne real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve Bourne buyers and sellers across Massachusetts. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Neighborhood Breakdown

Explore Bourne Neighborhoods

🏘 Downtown Bourne

Historic center with local shops, dining, and civic institutions.

🏠 North Bourne

Residential area with established neighborhoods and good school access.

🏡 South Bourne

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East Bourne

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in Bourne

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in Bourne.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of Bourne near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select Bourne areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most Bourne properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Massachusetts homeowners insurance averages $1,500-$2,200 annually. Coastal properties may need additional windstorm coverage.

Investment & Rental Potential

Real Estate Investment in Bourne

💰 Long-term Buy and Hold

Steady appreciation and rental demand make Bourne suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in Bourne supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in Bourne offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

Bourne investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer Bourne

New development zones on the outskirts of Bourne offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from Bourne to nearby cities via major roads and highways.

🏙 Metropolitan Hub

Bourne residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

Bourne supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in Bourne

🏦 Property Taxes

Massachusetts property tax averages 1.14% statewide. Senior citizen and veteran exemptions available. Residential tax rate varies by town.

💵 Massachusetts Tax Considerations

Massachusetts has a flat 5% income tax rate plus a 4% surtax on income over $1M (effective 2023). Property tax rates vary by municipality. The residential exemption in some communities reduces the assessed value of owner-occupied homes. No sales tax on clothing under $175.

🛒 Cost of Living

Cost of living in Bourne aligns with regional Massachusetts averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in Bourne averages $1,200-$2,500 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the Bourne Life

🌳 Outdoor Recreation

Bourne offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in Bourne.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near Bourne.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the Bourne economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in Bourne, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around Bourne

🛣 Major Roads

Bourne connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

Bourne offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

Bourne residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to Bourne

🏗 Emerging Bourne Zones

Expanding development areas bringing new construction to Bourne.

📈 Market Outlook

The Bourne market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in Bourne

💰 Entry Strategy

Pre-approve financing before searching. Work with Bourne-focused agents.

📈 Holding Strategy

Long-term holds in Bourne benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Common Buyer Mistakes

Avoid These Costly Errors

❌ Skipping Pre-Approval

Get pre-approved with Ryan & Megan Winslow, Mortgage Bankers with The Federal Savings Bank, before shopping.

❌ Ignoring Total Cost

Budget for taxes, insurance, HOA, and maintenance beyond the mortgage payment.

❌ Skipping a Local Agent

A local Bourne agent knows which streets flood, which buildings have pending special assessments, and which neighborhoods are appreciating fastest. Buyer agent services are free to the buyer in most transactions.

Market data

Bourne by the numbers

The typical home in Bourne is worth $683,000, 10% below the Barnstable County typical value of $762,000 and 3% above the Massachusetts typical value of $662,000.

Typical home value

$683,000

Zillow Home Value Index for Bourne, August 2026. The middle of the market for single family homes and condos.

5 year change

+29.0%

Home values in Bourne moved +29.0% over five years and +94.2% over ten.

Median rent

$1,409/mo

Median gross rent in Bourne. Useful for investors running rental numbers.

Homeownership

75%

Share of occupied homes in Bourne lived in by the owner.

Median year built

1976

Older homes often need inspection focus on roof, systems and windows.

Household income

$95,349

Median household income in Bourne.

Mortgage planning for a home in Bourne
Financing

Buying in Bourne with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Bourne home of $683,000:

  • FHA, 3.5% down: $23,898 down, loan of $659,000
  • Conventional, 5% down: $34,140 down, loan of $649,000
  • Conventional, 20% down: $137,000 down, loan of $546,000
  • VA, 0% down for eligible veterans, loan of $683,000
Selling

What is your Bourne home worth?

Ryan and Megan price Bourne homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Bourne
Nearby

Towns near Bourne

Barnstable County

More in Barnstable County

See the full Barnstable County real estate guide or the Massachusetts real estate guide.

FAQ

Common questions

What is the typical home value in Bourne, MA?

The Zillow Home Value Index for Bourne was $683,000 in August 2026, +3.4% over the past year.

What county is Bourne in?

Bourne is in Barnstable County, Massachusetts.

How many people live in Bourne?

About 20,508 people as of the 2024 Census Bureau estimate, compared with 20,528 in 2020.

Who are the best real estate agents in Bourne?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Bourne?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Bourne own or rent?

75% of occupied homes in Bourne are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Bourne?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Bourne, MA

Get coming-soon homes, pocket listings and price drops in Bourne, MA before they hit the big home search sites.

Bourne home values by ZIP code

The typical home in Bourne is worth $732,610 as of August 2026, across 3 ZIP codes ranging from $648,927 in 02532 to $767,255 in 02559. Values moved +4.5% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
02532$648,927+3.1%+28.9%$549,50023
02559$767,255+4.9%+38.2%
02562$732,610+4.5%+29.9%$785,00015

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.