Join Our Team 386-690-5858
Rhode Island real estate · Washington County

Westerly, Rhode Island Real Estate

Homes, values and local insight for Westerly, Washington County, Rhode Island. Typical home value $639,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$639,000Typical home value
+8.7%Home values, past year
23,288Residents (2024)
$90,933Median household income
Homes for sale

Shop Westerly homes

Live listings open in a new tab, highest price first. Or type exactly what you want in the search bar.

Life in Westerly, RI

Westerly is Rhode Island's southwestern corner, where seven miles of sandy beach run from Watch Hill to Weekapaug. It is known for Misquamicut State Beach, the seaside resort village of Watch Hill, and the pink Westerly granite once cut from its quarries.

Westerly was incorporated on May 13, 1669, as the fifth town in the colony. It was renamed Haversham in 1686 and got its old name back in 1689. The Crumb Quarry opened in 1834, and Westerly granite was shipped out for buildings and monuments until the quarries closed in the 1950s. The 1938 New England Hurricane destroyed the houses on Napatree Point and cut Sandy Point off from the mainland. About 23,000 people live here year round, and the count nearly doubles in summer. Downtown is a walkable granite and brick village on the Pawcatuck River, facing Pawcatuck, Connecticut across the water.

Westerly neighborhoods

Downtown Westerly

The town center on the Pawcatuck River. It has the library, Wilcox Park, the Amtrak platform, historic granite buildings and most of the restaurants. ( source )

Watch Hill

A seaside village on a point of land almost surrounded by ocean and bay. It has the lighthouse, the Flying Horse Carousel, Bay Street shops, the Ocean House resort and large summer cottages. ( source )

Misquamicut

The beach strip along Atlantic Avenue. It is lined with motels, cottages, restaurants and amusements, with the state beach at its center. The busiest part of town in summer. ( source )

Weekapaug

A small shore village at the eastern end of town near the Weekapaug Breachway and Quonochontaug Pond. Beaches here include private beach areas and conservation land. ( source )

Avondale

A village along the lower Pawcatuck River known for antique colonial-style and Queen Anne-style homes. ( source )

Bradford

A northern village with its own post office and ZIP code, 02808. Part of the Bradford Village Historic District crosses into Hopkinton. ( source )

Dunn's Corners and Shelter Harbor

Two of the town's seven fire district villages. Dunn's Corners has its own elementary school. ( source )

Where locals eat in Westerly

New England tavern and cocktail bar · 18 High Street, downtown

High Hope Tavern

Local farm and fishermen ingredients, craft cocktails, and an oyster happy hour Tuesday through Friday until 6 pm in the off season. ( source )

All-day cafe, bakery and pizza · 82 High Street, downtown

Nana's Westerly

Naturally leavened breads and pastries from its own bakery, koji-boosted pizzas, and a popular Sunday brunch. ( source )

Oyster bar and global comfort food · 37 Main Street, on the Pawcatuck River

River Bar

River views, local oysters, and a bar built around mezcal, rum, craft beer and natural wine. From the Nana's restaurant group. ( source )

Smoked meats and BBQ · 169 Main Street, overlooking the Pawcatuck River

Cinder

Pork belly and brisket served on house-made naan, with vegan and gluten-free options. Garage doors open in summer and fire pits in the cold months. ( source )

Mexican · 15 Canal Street, downtown

Surf Cantina

Signature tacos, Cantina guac, skirt steak asada and margaritas, plus a pool table and lounge. ( source )

American tavern · 265 Post Road (Route 1)

Tavern 265

Lobster bisque, calamari with garlic and banana peppers, and Narragansett beer battered fish and chips. A local spot to watch the game. ( source )

Seafood and bistro · 74 Bay Street, Watch Hill

Olympia Tea Room

A family-owned Watch Hill restaurant for over 100 years, with antique mahogany booths, over 100 wines by the bottle and harbor sunsets. No reservations. ( source )

Beachfront bar and grill · 159 Atlantic Avenue, Misquamicut

Paddy's Beach Club

Elevated beach food, an oceanfront lounge, yard games and live summer concerts. Seasonal, reopening each spring. ( source )

Coffee, drinks and hangouts

Grey Sail Brewing of Rhode Island

Westerly's craft brewery, making year-round, seasonal and limited beers, with a visitor brewery on Canal Street. ( source )

Tapped Apple Winery

Tasting room on High Street for small-batch hard ciders and apple-based wines. ( source )

Knick Music Lab at The United Theatre

Live music and dance nights, including Knickerbocker All Stars blues and soul nights on the Knick dance floor. ( source )

Windjammer Surf Bar

Beachfront bar at Atlantic Beach Park on Misquamicut, open daily April through October. ( source )

Artists' Cooperative Gallery of Westerly

Member-run gallery in the 1912 Westerly train station with a new show each month and opening receptions on First Fridays. ( source )

Shopping in Westerly

Westerly Jewelry Company

Family jeweler since 1934 on High Street, selling diamonds, watches, pearls and engagement rings. ( source )

The Cheese Corner

Gourmet shop on Main Street with over 100 cheeses cut to order, platters and charcuterie fixings. ( source )

Woodmansee's Gifts & Boutique

A Broad Street shop over 120 years old selling fair-trade and locally made clothing, jewelry and baby goods. ( source )

Martin House Books

Downtown bookstore at 10 Canal Street. ( source )

Parks, beaches and nature

in town

Wilcox Park

Downtown park beside the Westerly Library, run by the nonprofit Memorial and Library Association founded in 1892. Home to Summer Pops and free summer theatre. ( source )

in town

Misquamicut State Beach

Rhode Island's most popular state beach, with lifeguards, a pavilion, showers, playground and concessions. Lots fill early on sunny summer days. ( source )

in town (Watch Hill)

Napatree Point Conservation Area

A sandy spit between Little Narragansett Bay and the ocean, protected with support from the Watch Hill Conservancy. Known for osprey, oystercatchers and piping plovers, with free naturalist walks. ( source )

in town

Westerly Land Trust preserves

Public preserves including Grills Preserve, Riverwood Preserve and Dr. John Champlin Glacier Park, with guided hikes and paddles. ( source )

Charlestown, next town east

Burlingame State Park

Built around Watchaug Pond, with a swimming beach, boat launch, fishing and the nearly 8-mile John Vincent Gormley Trail. A state campground is a short drive away. ( source )

Charlestown, next town east

Ninigret National Wildlife Refuge

Former naval landing field turned wildlife refuge, known for migratory birds, with trails and the Kettle Pond Visitor Center. ( source )

Attractions and landmarks

Flying Horse Carousel

Hand-carved merry-go-round in continuous operation since 1867, at Bay Street and Larkin Road in Watch Hill. ( source )

Watch Hill Lighthouse Museum

Free museum at the lighthouse with the original Fourth Order Fresnel lens, shipwreck records and photos of the 1938 hurricane. ( source )

Living Sharks Museum

Billed as America's first shark history museum, with free admission and a large Jaws memorabilia collection. ( source )

The United Theatre

Downtown arts center on Canal Street showing films and hosting concerts and gallery events. ( source )

Atlantic Beach Park

A Misquamicut summer tradition since 1921, with an arcade and the Windjammer Surf Bar at 321 Atlantic Avenue. ( source )

Annual events

April

Pawcatuck River Duck Race

20,000 rubber ducks race down the Pawcatuck River to raise money for local schools and nonprofits, with games and food in Donahue Park, Pawcatuck, CT. ( source )

June

Summer Pops

Free Chorus of Westerly concert in Wilcox Park ending with fireworks, cannons and the bells of Christ Church. ( source )

July and August

Colonial Theatre summer shows

Free outdoor professional theatre in Wilcox Park. The 2026 season included a Shakespeare adaptation, Merry Wives. ( source )

Summer

Misquamicut Drive-in Movies

Beachside drive-in movies run by the Misquamicut Business Association, priced per carload. ( source )

Westerly Public Schools

Elementary

Dunn's Corner Elementary, Springbrook Elementary, State Street Elementary

Middle

Westerly Middle School

High

Westerly High School

Listed for reference, not ranked. Confirm school zoning for any address with the district. ( source )

Buying in Westerly: what Ryan and Megan check

  • Watch Hill and the beach villages sit low. The Watch Hill Conservancy reports nuisance tides already flooding streets, so check flood zones, elevation certificates and flood insurance on any shore property.
  • Rhode Island's Non-Owner-Occupied Property Tax starts July 1, 2026, and Westerly requires short-term rental registration. Both matter if you plan a second home or summer rental.
  • Town Beach access on Atlantic Avenue needs a resident parking sticker bought at Town Hall. The town is also running a lead service line replacement program, so ask about the water service line on older homes.
Roads

I-95, U.S. Route 1 (Granite Street and Post Road), Route 1A, Route 3 and the Route 78 Westerly Bypass

Airports

Westerly State Airport in town (served by New England Airlines); Rhode Island T. F. Green International Airport (PVD) in Warwick for major carriers. Amtrak Northeast Regional trains stop at the Westerly platform downtown.

Providence: about 45 min Newport: about 45 min Boston: about 1 hr 30 min New York City: about 3 hr

Talk to Ryan and Megan about Westerly

Ryan and Megan Winslow, broker owners of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army Retired.

Call 386-690-5858 Email Ryan and Megan Get pre-approved

Researched and verified 2026-09-28. Businesses change; call ahead.

Market data

Westerly by the numbers

The typical home in Westerly is worth $639,000, 7% below the Washington County typical value of $690,000 and 25% above the Rhode Island typical value of $511,000.

Typical home value

$639,000

Zillow Home Value Index for Westerly, August 2026. The middle of the market for single family homes and condos.

5 year change

+38.3%

Home values in Westerly moved +38.3% over five years and +101.0% over ten.

Median rent

$1,235/mo

Median gross rent in Westerly. Useful for investors running rental numbers.

Homeownership

75%

Share of occupied homes in Westerly lived in by the owner.

Median year built

1973

Older homes often need inspection focus on roof, systems and windows.

Household income

$90,933

Median household income in Westerly.

Mortgage planning for a home in Westerly
Financing

Buying in Westerly with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Westerly home of $639,000:

  • FHA, 3.5% down: $22,351 down, loan of $616,000
  • Conventional, 5% down: $31,930 down, loan of $607,000
  • Conventional, 20% down: $128,000 down, loan of $511,000
  • VA, 0% down for eligible veterans, loan of $639,000
Selling

What is your Westerly home worth?

Ryan and Megan price Westerly homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Westerly
Nearby

Towns near Westerly

Washington County

More in Washington County

See the full Washington County real estate guide or the Rhode Island real estate guide.

FAQ

Common questions

What is the typical home value in Westerly, RI?

The Zillow Home Value Index for Westerly was $639,000 in August 2026, +8.7% over the past year.

What county is Westerly in?

Westerly is in Washington County, Rhode Island.

How many people live in Westerly?

About 23,288 people as of the 2024 Census Bureau estimate, compared with 23,352 in 2020.

Who are the best real estate agents in Westerly?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Westerly?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Westerly own or rent?

75% of occupied homes in Westerly are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Westerly?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

Apply for a mortgage

Get your home value instantly

No in-person meeting or phone call needed for most addresses. See your estimated value, price range and value trend in seconds.

Coming soon in Westerly, RI

Get coming-soon homes, pocket listings and price drops in Westerly, RI before they hit the big home search sites.

Westerly home values by ZIP code

The typical home in Westerly is worth $636,699 as of August 2026 in ZIP code 02891. Values moved +8.6% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
02891$636,699+8.6%+38.4%$605,00038

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.