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Florida real estate · Wakulla County

St. Marks, Florida Real Estate

Homes, values and local insight for St. Marks, Wakulla County, Florida.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
312Residents (2024)
$57,083Median household income
80%Own their home
60Median age
Homes for sale

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About St Marks

St Marks is a distinctive Florida community that offers residents a blend of local character, quality amenities, and regional convenience.

The St Marks real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve St Marks buyers and sellers across Florida. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Notable Communities & Developments

Where to Live in St Marks

🏘 St Marks Central

Established Residential

Core residential area of St Marks featuring established homes, mature trees, and convenient access to local services.

Price Range: $262K-$487K Home Sizes: 1,400-2,800 sq ft HOA Fees: $100-$350/month CDD: Varies

Demographics: Families, professionals, long-term residents

🏡 Greater St Marks

Suburban Community

Suburban areas surrounding St Marks offering newer construction, larger lots, and quiet residential settings.

Price Range: $300K-$675K Home Sizes: 1,800-3,500 sq ft HOA Fees: $100-$350/month CDD: Varies

Demographics: Growing families, move-up buyers

Neighborhood Breakdown

Explore St Marks Neighborhoods

🏘 Downtown St Marks

Historic center with local shops, dining, and civic institutions.

🏠 North St Marks

Residential area with established neighborhoods and good school access.

🏡 South St Marks

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East St Marks

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in St Marks

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in St Marks.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of St Marks near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select St Marks areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most St Marks properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Florida homeowners insurance averages $3,500-$5,000 annually due to hurricane exposure. Flood insurance separate, often required near coast.

Investment & Rental Potential

Real Estate Investment in St Marks

💰 Long-term Buy and Hold

Steady appreciation and rental demand make St Marks suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in St Marks supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in St Marks offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

St Marks investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer St Marks

New development zones on the outskirts of St Marks offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from St Marks to nearby cities via major roads and highways.

🏙 Metropolitan Hub

St Marks residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

St Marks supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in St Marks

🏦 Property Taxes

Florida has no state income tax. Property taxes average 0.98% of assessed value with homestead exemption up to $51,411 (2026).

💵 No State Income Tax

Florida has no state income tax. This represents savings of $5,000-$30,000+ annually compared to Northeast states like Massachusetts, Connecticut, and New York. Combined with homestead exemption savings, Florida offers significant cost advantages for homeowners.

🛒 Cost of Living

Cost of living in St Marks aligns with regional Florida averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in St Marks averages $2,500-$5,000 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the St Marks Life

🌳 Outdoor Recreation

St Marks offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in St Marks.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near St Marks.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the St Marks economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in St Marks, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around St Marks

🛣 Major Roads

St Marks connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

St Marks offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

St Marks residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to St Marks

🏗 Emerging St Marks Zones

Expanding development areas bringing new construction to St Marks.

📈 Market Outlook

The St Marks market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in St Marks

💰 Entry Strategy

Pre-approve financing before searching. Work with St Marks-focused agents.

📈 Holding Strategy

Long-term holds in St Marks benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Market data

St. Marks by the numbers

Real numbers for St. Marks, updated from public data.

Median rent

$980/mo

Median gross rent in St. Marks. Useful for investors running rental numbers.

Homeownership

80%

Share of occupied homes in St. Marks lived in by the owner.

Median year built

2001

A newer housing stock means fewer surprises at inspection.

Household income

$57,083

Median household income in St. Marks.

Median age

60.8

Median age of residents in St. Marks.

Land area

2.0 sq mi

Land area of St. Marks.

Mortgage planning for a home in St. Marks
Financing

Buying in St. Marks with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team.

Selling

What is your St. Marks home worth?

Ryan and Megan price St. Marks homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in St. Marks
Nearby

Towns near St. Marks

Wakulla County

More in Wakulla County

See the full Wakulla County real estate guide or the Florida real estate guide.

FAQ

Common questions

What county is St. Marks in?

St. Marks is in Wakulla County, Florida.

How many people live in St. Marks?

About 312 people as of the 2024 Census Bureau estimate, up from 277 in 2020.

Who are the best real estate agents in St. Marks?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in St. Marks?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Talk to Ryan and Megan

Ready to move in St. Marks?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in St. Marks, FL

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