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Florida real estate · Pasco County

San Antonio, Florida Real Estate

Homes, values and local insight for San Antonio, Pasco County, Florida. Typical home value $343,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$343,000Typical home value
-3.2%Home values, past year
1,577Residents (2024)
$89,079Median household income
Homes for sale

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About San Antonio

San Antonio is a distinctive Florida community that offers residents a blend of local character, quality amenities, and regional convenience.

The San Antonio real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve San Antonio buyers and sellers across Florida. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Neighborhood Breakdown

Explore San Antonio Neighborhoods

🏘 Downtown San Antonio

Historic center with local shops, dining, and civic institutions.

🏠 North San Antonio

Residential area with established neighborhoods and good school access.

🏡 South San Antonio

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East San Antonio

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in San Antonio

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in San Antonio.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of San Antonio near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select San Antonio areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most San Antonio properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Florida homeowners insurance averages $3,500-$5,000 annually due to hurricane exposure. Flood insurance separate, often required near coast.

Investment & Rental Potential

Real Estate Investment in San Antonio

💰 Long-term Buy and Hold

Steady appreciation and rental demand make San Antonio suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in San Antonio supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in San Antonio offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

San Antonio investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer San Antonio

New development zones on the outskirts of San Antonio offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from San Antonio to nearby cities via major roads and highways.

🏙 Metropolitan Hub

San Antonio residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

San Antonio supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in San Antonio

🏦 Property Taxes

Florida has no state income tax. Property taxes average 0.98% of assessed value with homestead exemption up to $51,411 (2026).

💵 No State Income Tax

Florida has no state income tax. This represents savings of $5,000-$30,000+ annually compared to Northeast states like Massachusetts, Connecticut, and New York. Combined with homestead exemption savings, Florida offers significant cost advantages for homeowners.

🛒 Cost of Living

Cost of living in San Antonio aligns with regional Florida averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in San Antonio averages $2,500-$5,000 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the San Antonio Life

🌳 Outdoor Recreation

San Antonio offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in San Antonio.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near San Antonio.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the San Antonio economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in San Antonio, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around San Antonio

🛣 Major Roads

San Antonio connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

San Antonio offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

San Antonio residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to San Antonio

🏗 Emerging San Antonio Zones

Expanding development areas bringing new construction to San Antonio.

📈 Market Outlook

The San Antonio market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in San Antonio

💰 Entry Strategy

Pre-approve financing before searching. Work with San Antonio-focused agents.

📈 Holding Strategy

Long-term holds in San Antonio benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Common Buyer Mistakes

Avoid These Costly Errors

❌ Skipping Pre-Approval

Get pre-approved with Ryan & Megan Winslow, Mortgage Bankers with The Federal Savings Bank, before shopping.

❌ Ignoring Total Cost

Budget for taxes, insurance, HOA, and maintenance beyond the mortgage payment.

❌ Skipping a Local Agent

A local San Antonio agent knows which streets flood, which buildings have pending special assessments, and which neighborhoods are appreciating fastest. Buyer agent services are free to the buyer in most transactions.

Market data

San Antonio by the numbers

The typical home in San Antonio is worth $343,000, 4% above the Pasco County typical value of $329,000 and 9% below the Florida typical value of $375,000.

Typical home value

$343,000

Zillow Home Value Index for San Antonio, August 2026. The middle of the market for single family homes and condos.

5 year change

+16.0%

Home values in San Antonio moved +16.0% over five years and +85.2% over ten.

Median rent

$1,000/mo

Median gross rent in San Antonio. Useful for investors running rental numbers.

Homeownership

87%

Share of occupied homes in San Antonio lived in by the owner.

Median year built

1990

A newer housing stock means fewer surprises at inspection.

Household income

$89,079

Median household income in San Antonio.

Mortgage planning for a home in San Antonio
Financing

Buying in San Antonio with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical San Antonio home of $343,000:

  • FHA, 3.5% down: $11,996 down, loan of $331,000
  • Conventional, 5% down: $17,138 down, loan of $326,000
  • Conventional, 20% down: $68,550 down, loan of $274,000
  • VA, 0% down for eligible veterans, loan of $343,000
Selling

What is your San Antonio home worth?

Ryan and Megan price San Antonio homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in San Antonio
Nearby

Towns near San Antonio

Pasco County

More in Pasco County

See the full Pasco County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in San Antonio, FL?

The Zillow Home Value Index for San Antonio was $343,000 in August 2026, -3.2% over the past year.

What county is San Antonio in?

San Antonio is in Pasco County, Florida.

How many people live in San Antonio?

About 1,577 people as of the 2024 Census Bureau estimate, up from 1,294 in 2020.

Who are the best real estate agents in San Antonio?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in San Antonio?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in San Antonio own or rent?

87% of occupied homes in San Antonio are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in San Antonio?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in San Antonio, FL

Get coming-soon homes, pocket listings and price drops in San Antonio, FL before they hit the big home search sites.

San Antonio home values by ZIP code

The typical home in San Antonio is worth $342,402 as of August 2026 in ZIP code 33576. Values moved -3.2% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
33576$342,402-3.2%+15.2%$384,99067

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.