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Florida real estate · Pinellas County

Safety Harbor, Florida Real Estate

Homes, values and local insight for Safety Harbor, Pinellas County, Florida. Typical home value $502,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$502,000Typical home value
+1.3%Home values, past year
16,972Residents (2024)
$106,000Median household income
Homes for sale

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About Safety Harbor

Safety Harbor offers diverse real estate opportunities reflecting its unique location and community character. The market features established neighborhoods and growth potential.

The Safety Harbor real estate market appeals to families, investors, and lifestyle seekers. Properties range from affordable to premium depending on specific neighborhoods and features.

Winslow Homes serves [city] buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Market data

Safety Harbor by the numbers

The typical home in Safety Harbor is worth $502,000, 35% above the Pinellas County typical value of $371,000 and 34% above the Florida typical value of $375,000.

Typical home value

$502,000

Zillow Home Value Index for Safety Harbor, August 2026. The middle of the market for single family homes and condos.

5 year change

+21.5%

Home values in Safety Harbor moved +21.5% over five years and +95.1% over ten.

Median rent

$1,719/mo

Median gross rent in Safety Harbor. Useful for investors running rental numbers.

Homeownership

84%

Share of occupied homes in Safety Harbor lived in by the owner.

Median year built

1984

A newer housing stock means fewer surprises at inspection.

Household income

$106,000

Median household income in Safety Harbor.

Mortgage planning for a home in Safety Harbor
Financing

Buying in Safety Harbor with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Safety Harbor home of $502,000:

  • FHA, 3.5% down: $17,569 down, loan of $484,000
  • Conventional, 5% down: $25,099 down, loan of $477,000
  • Conventional, 20% down: $100,000 down, loan of $402,000
  • VA, 0% down for eligible veterans, loan of $502,000
Selling

What is your Safety Harbor home worth?

Ryan and Megan price Safety Harbor homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Safety Harbor
Nearby

Towns near Safety Harbor

Pinellas County

More in Pinellas County

See the full Pinellas County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Safety Harbor, FL?

The Zillow Home Value Index for Safety Harbor was $502,000 in August 2026, +1.3% over the past year.

What county is Safety Harbor in?

Safety Harbor is in Pinellas County, Florida.

How many people live in Safety Harbor?

About 16,972 people as of the 2024 Census Bureau estimate, compared with 17,070 in 2020.

Who are the best real estate agents in Safety Harbor?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Safety Harbor?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Safety Harbor own or rent?

84% of occupied homes in Safety Harbor are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Safety Harbor?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Get your home value instantly

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Coming soon in Safety Harbor, FL

Get coming-soon homes, pocket listings and price drops in Safety Harbor, FL before they hit the big home search sites.

Safety Harbor home values by ZIP code

The typical home in Safety Harbor is worth $502,277 as of August 2026 in ZIP code 34695. Values moved +1.3% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
34695$502,277+1.3%+21.4%$572,45042

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.