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Florida real estate · Flagler County

Palm Coast, Florida Real Estate

Homes, values and local insight for Palm Coast, Flagler County, Florida. Typical home value $342,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$342,000Typical home value
-0.9%Home values, past year
106,729Residents (2024)
$71,840Median household income
Homes for sale

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Aerial view of a Florida waterfront neighborhood

Life in Palm Coast, FL

Palm Coast is a planned city built around dozens of miles of freshwater and saltwater canals, with more than 130 miles of trails linking its parks and preserves. It sits between the Intracoastal Waterway and I-95, with the beaches of the Hammock and Flagler Beach minutes away. It is now the largest city in its metro area.

ITT Community Development Corporation began developing Palm Coast in 1969 and opened its welcome center on October 29, 1970, a date the city now marks as Founder's Day. Residents voted by a two-to-one margin in September 1999 to incorporate, and the city became official on December 31, 1999. The population grew from 32,832 in 2000 to 89,258 in 2020. A quiet, spread-out city of single-family neighborhoods, golf courses and canal homes, popular with retirees, families and commuters to St. Augustine, Daytona Beach and Jacksonville. Daily life centers on trails, parks, the Town Center area and quick trips to the beach.

Palm Coast neighborhoods

Palm Harbor

East-side section home to European Village, the city-owned Palm Harbor Golf Club and Long Creek Nature Preserve, which ties into the city's saltwater canal system. ( source )

The Hammock

Unincorporated barrier island area east of the Intracoastal Waterway along A1A, home to Washington Oaks Gardens State Park, Hammock Beach resort and the Hammock Dunes club community. ( source )

Hammock Dunes

Oceanfront club community at 30 Avenue Royale with an owners association, 36 holes of golf on the Links and Creek courses, and Ritz-Carlton Residences among its luxury homes. ( source )

Grand Haven

Master-planned community run in part by a Community Development District. Residents share the Grand Haven Village Center on Waterside Parkway, the Creekside Amenity Center and the Waterside Cafe. ( source )

Town Center

The civic core around Central Avenue and Belle Terre Parkway, with Central Park, its amphitheater and fountain loop, and the Lehigh Trailhead with dog parks and community gardens. ( source )

Seminole Woods

Residential section around Sesame Boulevard, anchored by Seminole Woods Neighborhood Park with a tennis court, playground, half-mile walking trail and ball fields. ( source )

Where locals eat in Palm Coast

Asian street food · 1280 Palm Coast Pkwy SW, Palm Coast

Mamaling

Run by chef Hung Huynh of Bravo's Top Chef and his brother. Known for pho, steamed buns, ramen and Korean bulgogi tacos. Dinner only, closed Mondays. ( source )

Italian · European Village, 101 Palm Harbor Pkwy, Palm Coast

La Piazza Cafe

Family-owned restaurant inside European Village serving dinner Tuesday through Saturday. ( source )

Southern barbecue · 5862 N Ocean Shore Blvd, the Hammock, Palm Coast

Captain's BBQ

Brisket, ribs and pulled pork cooked for hours in wood-burning smokers. ( source )

Seafood · 5224 N Oceanshore Blvd, the Hammock, Palm Coast

Hammock Grill by JT's

Fresh seafood cooked Florida fish camp style, with a full bar and live music. ( source )

Italian fine dining · 4750 E Moody Blvd, Bunnell

Osteria Rustica (Bunnell)

Upscale Italian dinner spot with outdoor seating and vegan-friendly options. Reservations required. Open Tuesday through Saturday. ( source )

Seafood and beach bar · Oceanshore Blvd, Flagler Beach

Golden Lion Cafe (Flagler Beach)

Beachside restaurant and bar in its 32nd year, known for its Key lime tartar sauce, raw bar oyster happy hour and live music. ( source )

Seafood · 2805 S Oceanshore Blvd, Flagler Beach

High Tides at Snack Jack (Flagler Beach)

Old Florida oceanfront spot operating since 1947. Locals go for wild-caught seafood and Southern fried baskets. ( source )

American and seafood · 215 S Oceanshore Blvd, Flagler Beach

Funky Pelican (Flagler Beach)

Breakfast, lunch and dinner at the Flagler Beach Pier with indoor and outdoor seating and ocean views. Open daily. ( source )

Coffee, drinks and hangouts

European Village

Mixed-use square in Palm Harbor with condos above shops and restaurants. It hosts the Palm Coast Farmer's Market on Sundays from 12 to 4 p.m. ( source )

Central Park in Town Center

Brick walking loop around a fountain with an amphitheater. Hosts Food Truck Tuesday, Arbor Day and Egg'Stravaganza. ( source )

Palm Coast Lanes

24-lane bowling center with a bar and grill, arcade, billiards and cosmic bowling Friday through Sunday nights. ( source )

City Repertory Theatre

Local theater company staging plays and musicals at 160 Cypress Point Pkwy. ( source )

Coquina Coast Brewing Company (Flagler Beach)

Brewery a few blocks from the sand on Moody Blvd, pouring house beers like its cream ale and pumpernickel porter plus guest taps. ( source )

Shopping in Palm Coast

European Village

About 36,000 square feet of shops and restaurants below condos on Palm Harbor Pkwy. ( source )

Serendipity Marketplace

Vendor market with artisan craft items and crafting classes taught by the owners and vendors. ( source )

Central Avenue shops (Flagler Beach)

Six-block stretch of independent boutiques in downtown Flagler Beach. ( source )

Flagler Beach Farmer's Market (Flagler Beach)

Saturday market from 9 a.m. to 1 p.m. ( source )

Parks, beaches and nature

in town, on A1A in the Hammock

Washington Oaks Gardens State Park

Nearest state park. Formal gardens set in an oak hammock plus a coquina rock shoreline on the Atlantic. Louise and Owen Young bought the land in 1936 and gave it to the state in 1965. ( source )

north Palm Coast

Princess Place Preserve

1,500-acre county preserve where Pellicer Creek meets the Matanzas River. Its 1888 hunting lodge is Flagler County's oldest intact structure. ( source )

in town

James F. Holland Memorial Park

26-acre city park with an 11,000-square-foot splash pad, dog park, sugar mill themed playground, courts and a 3/4-mile walking trail. ( source )

in town, Palm Harbor

Long Creek Nature Preserve

Nine-acre preserve between Long Creek and College Waterway with boardwalks, fishing and a kayak launch. ( source )

in town

Lehigh Trail

6.7-mile trail on an old railroad spur bed along the Lehigh Canal. The Town Center trailhead has dog parks and community garden plots. ( source )

about 15 miles south

Gamble Rogers Memorial State Recreation Area (Flagler Beach)

145-acre park between the ocean and the Intracoastal with beach, boat ramp and camping. The beachside campground and day-use lot were closed for improvements as of June 2026. ( source )

about 15 miles north

Fort Matanzas National Monument (St. Augustine)

National Park Service site with a coquina watchtower completed in 1742 on Rattlesnake Island, plus about 300 acres of dunes, marsh and maritime forest. ( source )

Attractions and landmarks

Marineland Dolphin Adventure (Marineland)

Billed as the world's first oceanarium. Offers dolphin swims and encounters, shark and sea turtle feedings and a historical museum on A1A. ( source )

Whitney Sea Turtle Hospital (Marineland)

Opened in October 2015 to rehabilitate sick and injured sea turtles and return them to the ocean. ( source )

African American Museum and Cultural Center of Florida

Nonprofit museum on US 1 founded in 1991 by the African American Cultural Society, with exhibits and youth programs. ( source )

Palm Coast Historical Society Museum

Local history museum inside James F. Holland Memorial Park. ( source )

Hammock Beach Golf Resort & Spa

Oceanfront resort with golf courses by Jack Nicklaus and Tom Watson, a spa and a 91,000-square-foot water park with a lazy river. ( source )

Annual events

April

Palm Coast Songwriters Festival

Four days of songwriters telling the stories behind radio hits, centered at the Daytona State College Palm Coast amphitheater. ( source )

Every other month starting in March, third Tuesday

Food Truck Tuesday

Rotating food trucks at Central Park in Town Center. ( source )

October

Creekside Music & Arts Festival

Annual fall music and arts festival listed on the county tourism calendar. ( source )

December

Palm Coast Holiday Boat Parade

Lighted boats parade through the waterways for the holidays. ( source )

Flagler County Public Schools (Flagler Schools)

Elementary

Belle Terre Elementary School, Old Kings Elementary School, Rymfire Elementary School, Wadsworth Elementary School, Bunnell Elementary School (Bunnell)

Middle

Buddy Taylor Middle School, Indian Trails Middle School

High

Flagler-Palm Coast High School, Matanzas High School

Listed for reference, not ranked. Confirm school zoning for any address with the district. ( source )

Buying in Palm Coast: what Ryan and Megan check

  • Canal-front homes need a flood zone check, an elevation certificate and a seawall inspection. Palm Coast has 46 miles of freshwater and 23 miles of saltwater canals, and saltwater canal lots carry more storm exposure.
  • Ask about CDD assessments and HOA fees. Communities such as Grand Haven are run in part by a Community Development District, which adds a line to the tax bill.
  • Confirm whether the address is inside city limits. The Hammock is unincorporated Flagler County, which changes services and taxes, and some routes to the island use the Hammock Dunes toll bridge.
Roads

I-95 splits the city with exits 284, 289 and 293. US 1 runs along the west side, SR 100 links Town Center to Flagler Beach, and A1A runs through the Hammock. The Hammock Dunes Bridge is a toll bridge to the barrier island.

Airports

Daytona Beach International (DAB) is about 40 minutes south. Jacksonville International (JAX) is about 1 hour 15 minutes north. Orlando International (MCO) is about 1 hour 30 minutes away. Flagler Executive Airport serves private planes locally.

Flagler Beach: about 15 min St. Augustine: about 35 min Daytona Beach: about 35 min Jacksonville: about 70 min Orlando: about 85 min

Talk to Ryan and Megan about Palm Coast

Ryan and Megan Winslow, broker owners of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army Retired.

Call 386-690-5858 Email Ryan and Megan Get pre-approved

Researched and verified 2026-09-28. Businesses change; call ahead.

Market data

Palm Coast by the numbers

The typical home in Palm Coast is worth $342,000, 2% below the Flagler County typical value of $349,000 and 9% below the Florida typical value of $375,000.

Typical home value

$342,000

Zillow Home Value Index for Palm Coast, August 2026. The middle of the market for single family homes and condos.

5 year change

+8.6%

Home values in Palm Coast moved +8.6% over five years and +71.3% over ten.

Median rent

$1,747/mo

Median gross rent in Palm Coast. Useful for investors running rental numbers.

Homeownership

80%

Share of occupied homes in Palm Coast lived in by the owner.

Median year built

2002

A newer housing stock means fewer surprises at inspection.

Household income

$71,840

Median household income in Palm Coast.

Mortgage planning for a home in Palm Coast
Financing

Buying in Palm Coast with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Palm Coast home of $342,000:

  • FHA, 3.5% down: $11,979 down, loan of $330,000
  • Conventional, 5% down: $17,113 down, loan of $325,000
  • Conventional, 20% down: $68,452 down, loan of $274,000
  • VA, 0% down for eligible veterans, loan of $342,000
Selling

What is your Palm Coast home worth?

Ryan and Megan price Palm Coast homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Palm Coast
Nearby

Towns near Palm Coast

Flagler County

More in Flagler County

See the full Flagler County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Palm Coast, FL?

The Zillow Home Value Index for Palm Coast was $342,000 in August 2026, -0.9% over the past year.

What county is Palm Coast in?

Palm Coast is in Flagler County, Florida.

How many people live in Palm Coast?

About 106,729 people as of the 2024 Census Bureau estimate, up from 89,230 in 2020.

Who are the best real estate agents in Palm Coast?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Palm Coast?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Palm Coast own or rent?

80% of occupied homes in Palm Coast are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Palm Coast?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Palm Coast, FL

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Palm Coast home values by ZIP code

The typical home in Palm Coast is worth $383,010 as of August 2026, across 2 ZIP codes ranging from $321,497 in 32164 to $383,010 in 32137. Values moved +0.1% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
32137$383,010+0.1%+10.1%
32164$321,497-1.4%+9.4%$339,49580

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.