Answers from broker owners Ryan and Megan Winslow
Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes
New homes meet current building codes, which often lowers insurance, and they carry builder warranties. Many builders offer rate buydowns and closing cost incentives.
Resale homes often sit on larger lots in established neighborhoods, and prices are more open to negotiation.
Yes. The builder's sales agent represents the builder. Your own broker reviews the contract, the incentives, and the inspection at no cost to you in most cases.
Written by Ryan and Megan Winslow, broker/owner of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army retired. About Ryan and Megan.
Updated 2026-09-28. General information, not legal, tax or insurance advice.
