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Florida real estate · Walton County

Miramar Beach, Florida Real Estate

Homes, values and local insight for Miramar Beach, Walton County, Florida. Typical home value $655,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$655,000Typical home value
-0.3%Home values, past year
8,587Residents (2024)
$97,159Median household income
Homes for sale

Shop Miramar Beach homes

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About Miramar Beach

Miramar Beach is a Okaloosa County community offering diverse real estate options and strong community values. Located in central Florida, the area combines small-town charm with accessibility to major employment centers. The community features established neighborhoods, quality schools, and outdoor recreation opportunities.

The real estate market in Miramar Beach offers moderate pricing and solid appreciation potential. Median prices around $665,000 make the area accessible for families and investors. Properties range from modest single-family homes to larger estates, with good rental demand from families and professionals seeking value and community.

Winslow Homes serves buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Lifestyle & Entertainment

Family Community

Safe neighborhoods, good schools, parks, and family activities.

Outdoor Recreation

Parks, trails, and natural areas for outdoor enthusiasts.

Local Community

Strong community feel with local events and gatherings.

Miramar Beach Downtown

Local shops, services, community center, and gathering spaces.

Miramar Beach Parks & Recreation

Public parks with playgrounds, trails, and open green space.

Investment Opportunities

Single-Family Rentals

Family homes rented to working families. 5-6% cap rates. Steady tenant demand.

Buy & Hold Appreciation

Purchase and hold for long-term appreciation. 3-4% annual expected. Low entry cost.

Master-Planned Community Rentals

Homes in amenity communities. Family appeal. 4-5% cap rates. Lower vacancy.

Market data

Miramar Beach by the numbers

The typical home in Miramar Beach is worth $655,000, in line with the Walton County typical value of $655,000 and 74% above the Florida typical value of $375,000.

Typical home value

$655,000

Zillow Home Value Index for Miramar Beach, August 2026. The middle of the market for single family homes and condos.

5 year change

+9.5%

Home values in Miramar Beach moved +9.5% over five years and +70.9% over ten.

Median rent

$2,097/mo

Median gross rent in Miramar Beach. Useful for investors running rental numbers.

Homeownership

77%

Share of occupied homes in Miramar Beach lived in by the owner.

Median year built

1997

A newer housing stock means fewer surprises at inspection.

Household income

$97,159

Median household income in Miramar Beach.

Mortgage planning for a home in Miramar Beach
Financing

Buying in Miramar Beach with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Miramar Beach home of $655,000:

  • FHA, 3.5% down: $22,910 down, loan of $632,000
  • Conventional, 5% down: $32,728 down, loan of $622,000
  • Conventional, 20% down: $131,000 down, loan of $524,000
  • VA, 0% down for eligible veterans, loan of $655,000
Selling

What is your Miramar Beach home worth?

Ryan and Megan price Miramar Beach homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Miramar Beach
Nearby

Towns near Miramar Beach

Walton County

More in Walton County

See the full Walton County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Miramar Beach, FL?

The Zillow Home Value Index for Miramar Beach was $655,000 in August 2026, -0.3% over the past year.

What county is Miramar Beach in?

Miramar Beach is in Walton County, Florida.

How many people live in Miramar Beach?

About 8,587 people as of the 2024 Census Bureau estimate.

Who are the best real estate agents in Miramar Beach?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Miramar Beach?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Miramar Beach own or rent?

77% of occupied homes in Miramar Beach are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Miramar Beach?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Get your home value instantly

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Coming soon in Miramar Beach, FL

Get coming-soon homes, pocket listings and price drops in Miramar Beach, FL before they hit the big home search sites.

Miramar Beach home values by ZIP code

The typical home in Miramar Beach is worth $652,423 as of August 2026 in ZIP code 32550. Values moved -0.4% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
32550$652,423-0.4%+9.4%$750,00097

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.