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Florida real estate

Jefferson County, Florida Real Estate

Every town in Jefferson County, with home values, population and local guides. Typical home value $313,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$313,000Typical home value
+4.6%Home values, past year
15,921Residents (2024)
$56,984Median household income
Homes for sale

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Overview

About Jefferson County

Jefferson County is home to about 15,921 people across 598.1 square miles and 1 cities and towns with Winslow Homes guides. Median household income is $56,984 and 75% of households own their home.

Ryan and Megan compare every town in Jefferson County on price, taxes, schools and commute so you choose the right fit, then handle the loan through The Federal Savings Bank.

View of Jefferson County, Florida
Towns

Every town in Jefferson County

Tap any town for its full guide.

TownTypical value1 yearResidents
Monticello$321,000+4.3%2,754

About Jefferson County

Jefferson County is a Florida community offering diverse real estate opportunities. The area features a blend of residential properties and strong neighborhood character. Located in Jefferson County, Jefferson County provides access to quality schools, employment opportunities, and local amenities. The community attracts diverse buyer profiles seeking lifestyle fit and investment potential. Strong local market fundamentals support steady appreciation.

Real estate in Jefferson County emphasizes rural county properties with median prices in the $120K-$300K range. The market reflects regional growth patterns and economic fundamentals. Properties range from affordable starter homes to premium estates. Strong buyer demand from relocating professionals and investors creates steady transaction activity. Market appreciation typically runs 2-4% annually driven by local employment and population growth.

Winslow Homes serves this community buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Market data

Jefferson County by the numbers

The typical home in Jefferson County is worth $313,000, 17% below the Florida typical value of $375,000.

Typical home value

$313,000

Zillow Home Value Index for Jefferson County, August 2026. The middle of the market for single family homes and condos.

5 year change

+30.2%

Home values in Jefferson County moved +30.2% over five years and +101.1% over ten.

Median rent

$790/mo

Median gross rent in Jefferson County. Useful for investors running rental numbers.

Homeownership

75%

Share of occupied homes in Jefferson County lived in by the owner.

Median year built

1988

A newer housing stock means fewer surprises at inspection.

Household income

$56,984

Median household income in Jefferson County.

Mortgage planning for a home in Jefferson County
Financing

Buying in Jefferson County with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Jefferson County home of $313,000:

  • FHA, 3.5% down: $10,941 down, loan of $302,000
  • Conventional, 5% down: $15,631 down, loan of $297,000
  • Conventional, 20% down: $62,522 down, loan of $250,000
  • VA, 0% down for eligible veterans, loan of $313,000
Selling

What is your Jefferson County home worth?

Ryan and Megan price Jefferson County homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Jefferson County
Nearby

Counties near Jefferson County

FAQ

Common questions

What is the typical home value in Jefferson County, FL?

The Zillow Home Value Index for Jefferson County was $313,000 in August 2026, +4.6% over the past year.

How many people live in Jefferson County?

About 15,921 people as of 2024, per the Census Bureau.

What towns are in Jefferson County?

Monticello.

Who are the best real estate agents in Jefferson County?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009, with the home and the loan under one team. Call or text 386-690-5858.

Talk to Ryan and Megan

Ready to move in Jefferson County?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Jefferson County, FL

Get coming-soon homes, pocket listings and price drops in Jefferson County, FL before they hit the big home search sites.