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Florida real estate · Baker County

Glen St. Mary, Florida Real Estate

Homes, values and local insight for Glen St. Mary, Baker County, Florida.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
504Residents (2024)
$51,691Median household income
62%Own their home
29Median age
Homes for sale

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About Glen St Mary

Glen St Mary is a distinctive Florida community that offers residents a blend of local character, quality amenities, and regional convenience.

The Glen St Mary real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve Glen St Mary buyers and sellers across Florida. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Notable Communities & Developments

Where to Live in Glen St Mary

🏘 Glen St Mary Central

Established Residential

Core residential area of Glen St Mary featuring established homes, mature trees, and convenient access to local services.

Price Range: $262K-$487K Home Sizes: 1,400-2,800 sq ft HOA Fees: $100-$350/month CDD: Varies

Demographics: Families, professionals, long-term residents

🏡 Greater Glen St Mary

Suburban Community

Suburban areas surrounding Glen St Mary offering newer construction, larger lots, and quiet residential settings.

Price Range: $300K-$675K Home Sizes: 1,800-3,500 sq ft HOA Fees: $100-$350/month CDD: Varies

Demographics: Growing families, move-up buyers

Neighborhood Breakdown

Explore Glen St Mary Neighborhoods

🏘 Downtown Glen St Mary

Historic center with local shops, dining, and civic institutions.

🏠 North Glen St Mary

Residential area with established neighborhoods and good school access.

🏡 South Glen St Mary

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East Glen St Mary

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in Glen St Mary

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in Glen St Mary.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of Glen St Mary near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select Glen St Mary areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most Glen St Mary properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Florida homeowners insurance averages $3,500-$5,000 annually due to hurricane exposure. Flood insurance separate, often required near coast.

Investment & Rental Potential

Real Estate Investment in Glen St Mary

💰 Long-term Buy and Hold

Steady appreciation and rental demand make Glen St Mary suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in Glen St Mary supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in Glen St Mary offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

Glen St Mary investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer Glen St Mary

New development zones on the outskirts of Glen St Mary offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from Glen St Mary to nearby cities via major roads and highways.

🏙 Metropolitan Hub

Glen St Mary residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

Glen St Mary supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in Glen St Mary

🏦 Property Taxes

Florida has no state income tax. Property taxes average 0.98% of assessed value with homestead exemption up to $51,411 (2026).

💵 No State Income Tax

Florida has no state income tax. This represents savings of $5,000-$30,000+ annually compared to Northeast states like Massachusetts, Connecticut, and New York. Combined with homestead exemption savings, Florida offers significant cost advantages for homeowners.

🛒 Cost of Living

Cost of living in Glen St Mary aligns with regional Florida averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in Glen St Mary averages $2,500-$5,000 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the Glen St Mary Life

🌳 Outdoor Recreation

Glen St Mary offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in Glen St Mary.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near Glen St Mary.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the Glen St Mary economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in Glen St Mary, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around Glen St Mary

🛣 Major Roads

Glen St Mary connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

Glen St Mary offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

Glen St Mary residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to Glen St Mary

🏗 Emerging Glen St Mary Zones

Expanding development areas bringing new construction to Glen St Mary.

📈 Market Outlook

The Glen St Mary market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in Glen St Mary

💰 Entry Strategy

Pre-approve financing before searching. Work with Glen St Mary-focused agents.

📈 Holding Strategy

Long-term holds in Glen St Mary benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Market data

Glen St. Mary by the numbers

Real numbers for Glen St. Mary, updated from public data.

Median rent

$1,012/mo

Median gross rent in Glen St. Mary. Useful for investors running rental numbers.

Homeownership

62%

Share of occupied homes in Glen St. Mary lived in by the owner.

Median year built

1977

Older homes often need inspection focus on roof, systems and windows.

Household income

$51,691

Median household income in Glen St. Mary.

Median age

29.6

Median age of residents in Glen St. Mary.

Land area

0.5 sq mi

Land area of Glen St. Mary.

Mortgage planning for a home in Glen St. Mary
Financing

Buying in Glen St. Mary with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team.

Selling

What is your Glen St. Mary home worth?

Ryan and Megan price Glen St. Mary homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Glen St. Mary
Nearby

Towns near Glen St. Mary

Baker County

More in Baker County

See the full Baker County real estate guide or the Florida real estate guide.

FAQ

Common questions

What county is Glen St. Mary in?

Glen St. Mary is in Baker County, Florida.

How many people live in Glen St. Mary?

About 504 people as of the 2024 Census Bureau estimate, up from 468 in 2020.

Who are the best real estate agents in Glen St. Mary?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Glen St. Mary?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Talk to Ryan and Megan

Ready to move in Glen St. Mary?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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