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Florida real estate · Washington County

Ebro, Florida Real Estate

Homes, values and local insight for Ebro, Washington County, Florida.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
246Residents (2024)
$69,167Median household income
62%Own their home
41Median age
Homes for sale

Shop Ebro homes

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About Ebro

Ebro is a distinctive Florida community that offers residents a blend of local character, quality amenities, and regional convenience.

The Ebro real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve Ebro buyers and sellers across Florida. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Neighborhood Breakdown

Explore Ebro Neighborhoods

🏘 Downtown Ebro

Historic center with local shops, dining, and civic institutions.

🏠 North Ebro

Residential area with established neighborhoods and good school access.

🏡 South Ebro

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East Ebro

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in Ebro

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in Ebro.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of Ebro near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select Ebro areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most Ebro properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Florida homeowners insurance averages $3,500-$5,000 annually due to hurricane exposure. Flood insurance separate, often required near coast.

Investment & Rental Potential

Real Estate Investment in Ebro

💰 Long-term Buy and Hold

Steady appreciation and rental demand make Ebro suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in Ebro supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in Ebro offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

Ebro investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer Ebro

New development zones on the outskirts of Ebro offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from Ebro to nearby cities via major roads and highways.

🏙 Metropolitan Hub

Ebro residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

Ebro supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in Ebro

🏦 Property Taxes

Florida has no state income tax. Property taxes average 0.98% of assessed value with homestead exemption up to $51,411 (2026).

💵 No State Income Tax

Florida has no state income tax. This represents savings of $5,000-$30,000+ annually compared to Northeast states like Massachusetts, Connecticut, and New York. Combined with homestead exemption savings, Florida offers significant cost advantages for homeowners.

🛒 Cost of Living

Cost of living in Ebro aligns with regional Florida averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in Ebro averages $2,500-$5,000 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the Ebro Life

🌳 Outdoor Recreation

Ebro offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in Ebro.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near Ebro.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the Ebro economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in Ebro, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around Ebro

🛣 Major Roads

Ebro connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

Ebro offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

Ebro residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to Ebro

🏗 Emerging Ebro Zones

Expanding development areas bringing new construction to Ebro.

📈 Market Outlook

The Ebro market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in Ebro

💰 Entry Strategy

Pre-approve financing before searching. Work with Ebro-focused agents.

📈 Holding Strategy

Long-term holds in Ebro benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Common Buyer Mistakes

Avoid These Costly Errors

❌ Skipping Pre-Approval

Get pre-approved with Ryan & Megan Winslow, Mortgage Bankers with The Federal Savings Bank, before shopping.

❌ Ignoring Total Cost

Budget for taxes, insurance, HOA, and maintenance beyond the mortgage payment.

❌ Skipping a Local Agent

A local Ebro agent knows which streets flood, which buildings have pending special assessments, and which neighborhoods are appreciating fastest. Buyer agent services are free to the buyer in most transactions.

Market data

Ebro by the numbers

Real numbers for Ebro, updated from public data.

Median rent

$929/mo

Median gross rent in Ebro. Useful for investors running rental numbers.

Homeownership

62%

Share of occupied homes in Ebro lived in by the owner.

Median year built

1980

A newer housing stock means fewer surprises at inspection.

Household income

$69,167

Median household income in Ebro.

Median age

41.8

Median age of residents in Ebro.

Land area

4.7 sq mi

Land area of Ebro.

Mortgage planning for a home in Ebro
Financing

Buying in Ebro with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team.

Selling

What is your Ebro home worth?

Ryan and Megan price Ebro homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Ebro
Nearby

Towns near Ebro

Washington County

More in Washington County

See the full Washington County real estate guide or the Florida real estate guide.

FAQ

Common questions

What county is Ebro in?

Ebro is in Washington County, Florida.

How many people live in Ebro?

About 246 people as of the 2024 Census Bureau estimate, up from 236 in 2020.

Who are the best real estate agents in Ebro?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Ebro?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Talk to Ryan and Megan

Ready to move in Ebro?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Ebro, FL

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