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Florida real estate · Citrus County

Crystal River, Florida Real Estate

Homes, values and local insight for Crystal River, Citrus County, Florida. Typical home value $271,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$271,000Typical home value
-1.2%Home values, past year
3,661Residents (2024)
$52,112Median household income
Homes for sale

Shop Crystal River homes

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About Crystal River

Crystal River sits on the Nature Coast, famous for crystal-clear springs and manatee viewing. Located 90 miles north of Tampa, it offers peaceful waterfront living with strong conservation focus. The area features abundant natural springs, lush vegetation, and dedicated eco-tourism infrastructure. Abundant wildlife and pristine waters make it unique among Florida destinations.

The market caters to nature lovers, retirees, and outdoor enthusiasts. Homes range from modest cottages to luxury waterfront estates. Spring-front properties command premium prices. Tourism, fishing, and eco-tourism industries drive the market with steady demand from remote workers and retirees.

Winslow Homes serves Crystal River buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Market data

Crystal River by the numbers

The typical home in Crystal River is worth $271,000, in line with the Citrus County typical value of $272,000 and 28% below the Florida typical value of $375,000.

Typical home value

$271,000

Zillow Home Value Index for Crystal River, August 2026. The middle of the market for single family homes and condos.

5 year change

+15.1%

Home values in Crystal River moved +15.1% over five years and +101.6% over ten.

Median rent

$913/mo

Median gross rent in Crystal River. Useful for investors running rental numbers.

Homeownership

61%

Share of occupied homes in Crystal River lived in by the owner.

Median year built

1984

A newer housing stock means fewer surprises at inspection.

Household income

$52,112

Median household income in Crystal River.

Mortgage planning for a home in Crystal River
Financing

Buying in Crystal River with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Crystal River home of $271,000:

  • FHA, 3.5% down: $9,477 down, loan of $261,000
  • Conventional, 5% down: $13,538 down, loan of $257,000
  • Conventional, 20% down: $54,152 down, loan of $217,000
  • VA, 0% down for eligible veterans, loan of $271,000
Selling

What is your Crystal River home worth?

Ryan and Megan price Crystal River homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Crystal River
Nearby

Towns near Crystal River

Citrus County

More in Citrus County

See the full Citrus County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Crystal River, FL?

The Zillow Home Value Index for Crystal River was $271,000 in August 2026, -1.2% over the past year.

What county is Crystal River in?

Crystal River is in Citrus County, Florida.

How many people live in Crystal River?

About 3,661 people as of the 2024 Census Bureau estimate, up from 3,554 in 2020.

Who are the best real estate agents in Crystal River?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Crystal River?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Crystal River own or rent?

61% of occupied homes in Crystal River are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Crystal River?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Get your home value instantly

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Coming soon in Crystal River, FL

Get coming-soon homes, pocket listings and price drops in Crystal River, FL before they hit the big home search sites.

Crystal River home values by ZIP code

The typical home in Crystal River is worth $296,469 as of August 2026, across 2 ZIP codes ranging from $251,987 in 34429 to $296,469 in 34428. Values moved +0.8% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
34428$296,469+0.8%+22.7%
34429$251,987-2.3%+11.8%

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.