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Florida real estate · Dixie County

Cross City, Florida Real Estate

Homes, values and local insight for Cross City, Dixie County, Florida. Typical home value $158,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$158,000Typical home value
+6.9%Home values, past year
1,816Residents (2024)
$43,958Median household income
Homes for sale

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About

Living in Cross City

Cross City is a community in Dixie County, Florida, home to about 1,816 people across 1.8 square miles of land. The median household income is $43,958 and 80% of households own their home. The median home was built in 1977.

Nearby you will find Fanning Springs, Horseshoe Beach, Bell. Ryan and Megan help buyers compare Cross City with these towns on price, commute and lifestyle.

Homes in Cross City, Florida
Market data

Cross City by the numbers

The typical home in Cross City is worth $158,000, 29% below the Dixie County typical value of $221,000 and 58% below the Florida typical value of $375,000.

Typical home value

$158,000

Zillow Home Value Index for Cross City, August 2026. The middle of the market for single family homes and condos.

5 year change

+22.8%

Home values in Cross City moved +22.8% over five years and +133.3% over ten.

Median rent

$778/mo

Median gross rent in Cross City. Useful for investors running rental numbers.

Homeownership

80%

Share of occupied homes in Cross City lived in by the owner.

Median year built

1977

Older homes often need inspection focus on roof, systems and windows.

Household income

$43,958

Median household income in Cross City.

Mortgage planning for a home in Cross City
Financing

Buying in Cross City with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Cross City home of $158,000:

  • FHA, 3.5% down: $5,532 down, loan of $153,000
  • Conventional, 5% down: $7,903 down, loan of $150,000
  • Conventional, 20% down: $31,613 down, loan of $126,000
  • VA, 0% down for eligible veterans, loan of $158,000
Selling

What is your Cross City home worth?

Ryan and Megan price Cross City homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Cross City
Nearby

Towns near Cross City

Dixie County

More in Dixie County

See the full Dixie County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Cross City, FL?

The Zillow Home Value Index for Cross City was $158,000 in August 2026, +6.9% over the past year.

What county is Cross City in?

Cross City is in Dixie County, Florida.

How many people live in Cross City?

About 1,816 people as of the 2024 Census Bureau estimate, up from 1,693 in 2020.

Who are the best real estate agents in Cross City?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Cross City?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Cross City own or rent?

80% of occupied homes in Cross City are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Cross City?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Cross City, FL

Get coming-soon homes, pocket listings and price drops in Cross City, FL before they hit the big home search sites.

Cross City home values by ZIP code

The typical home in Cross City is worth $165,402 as of August 2026 in ZIP code 32628. Values moved +2.9% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
32628$165,402+2.9%+14.5%

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.