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Florida real estate · Sumter County

Coleman, Florida Real Estate

Homes, values and local insight for Coleman, Sumter County, Florida. Typical home value $185,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$185,000Typical home value
+7.7%Home values, past year
789Residents (2024)
$51,389Median household income
Homes for sale

Shop Coleman homes

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About Coleman

Coleman is a distinctive Florida community that offers residents a blend of local character, quality amenities, and regional convenience.

The Coleman real estate market serves a range of buyers including first-time homeowners, growing families, professionals, and retirees. Properties include single-family homes, condominiums, and townhouses across various price points and styles that reflect the area's architectural heritage and modern development.

Winslow Homes LLC and Ryan & Megan Winslow serve Coleman buyers and sellers across Florida. Ryan and Megan Winslow provide both real estate brokerage and mortgage services as Mortgage Bankers with The Federal Savings Bank (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Neighborhood Breakdown

Explore Coleman Neighborhoods

🏘 Downtown Coleman

Historic center with local shops, dining, and civic institutions.

🏠 North Coleman

Residential area with established neighborhoods and good school access.

🏡 South Coleman

Quiet residential streets with a mix of homes and convenient commuter access.

🏢 East Coleman

Expanding area with newer construction and family-friendly amenities.

Specialty Housing

Unique Property Types in Coleman

🌊 Lake and Pond Access

Properties with lake, pond, or reservoir access where available in Coleman.

💧 Stream and River Properties

Homes near local waterways offering natural settings and scenic views.

Flood Zones & Insurance Impact

What Every Buyer Must Know

🔴 Zone AE (High Risk)

Some areas of Coleman near waterways may fall in AE flood zones. Verify specific property with FEMA flood map.

🟡 Zone X-Shaded (Moderate Risk)

Moderate flood risk exists in select Coleman areas near wetlands or drainage basins.

🟢 Zone X (Minimal Risk)

Most Coleman properties are in Zone X (minimal flood risk). Flood insurance optional but may be recommended.

Insurance Tip: Florida homeowners insurance averages $3,500-$5,000 annually due to hurricane exposure. Flood insurance separate, often required near coast.

Investment & Rental Potential

Real Estate Investment in Coleman

💰 Long-term Buy and Hold

Steady appreciation and rental demand make Coleman suitable for long-term wealth building.

🏘 Rental Property Investment

Rental demand in Coleman supports cash flow strategies for single-family and multifamily properties.

🔧 Fix and Hold

Older properties in Coleman offer value-add opportunities through renovation and modernization.

⚠️ Investment Risks

Coleman investment risks include regional market volatility, property tax changes, and insurance cost increases. Work with experienced agents to assess individual opportunities.

New Construction

Where New Homes Are Being Built

🏗 Outer Coleman

New development zones on the outskirts of Coleman offer modern construction and newer floor plans.

Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.

Commute Pockets

Drive Times & Work-From-Anywhere

🚌 Regional Employment Centers

Convenient access from Coleman to nearby cities via major roads and highways.

🏙 Metropolitan Hub

Coleman residents commute to regional metropolitan areas for employment and entertainment.

💻 Remote Work Lifestyle

Coleman supports remote workers with reliable broadband access, quiet residential settings, and home office-friendly properties.

Taxes & Cost of Living

Your Dollar in Coleman

🏦 Property Taxes

Florida has no state income tax. Property taxes average 0.98% of assessed value with homestead exemption up to $51,411 (2026).

💵 No State Income Tax

Florida has no state income tax. This represents savings of $5,000-$30,000+ annually compared to Northeast states like Massachusetts, Connecticut, and New York. Combined with homestead exemption savings, Florida offers significant cost advantages for homeowners.

🛒 Cost of Living

Cost of living in Coleman aligns with regional Florida averages. Housing remains the largest expense category.

🏥 Insurance Costs

Homeowners insurance in Coleman averages $2,500-$5,000 annually. Coverage varies by property age, value, and risk factors.

Lifestyle & Community

Living the Coleman Life

🌳 Outdoor Recreation

Coleman offers parks, trails, and outdoor recreation opportunities year-round.

🍽 Dining and Culture

Local restaurants, cafes, and cultural venues provide community gathering spaces in Coleman.

🛒 Shopping and Services

Local retail, services, and major shopping areas accessible within and near Coleman.

Jobs & Economy

Employment & Economic Drivers

🏥 Local Services

Retail, professional services, and hospitality anchor the Coleman economy.

💼 Regional Employment

Residents also commute to regional employment centers for professional opportunities.

💼 Remote Work & Entrepreneurship

Remote work grows as a major economic factor in Coleman, supported by quality broadband and home-office friendly properties.

Transportation & Commuting

Getting Around Coleman

🛣 Major Roads

Coleman connects to major highways and arterials providing access to regional destinations.

🚲 Biking & Walking

Coleman offers walkable neighborhoods and bike-friendly areas in the town center and residential zones.

✈️ Airport Access

Coleman residents access regional airports within reasonable driving distance for domestic and international travel.

New Development & Growth

What's Coming to Coleman

🏗 Emerging Coleman Zones

Expanding development areas bringing new construction to Coleman.

📈 Market Outlook

The Coleman market outlook remains positive with steady demand, moderate appreciation, and balanced inventory conditions expected through 2026.

Investment Insights

Real Estate Investment in Coleman

💰 Entry Strategy

Pre-approve financing before searching. Work with Coleman-focused agents.

📈 Holding Strategy

Long-term holds in Coleman benefit from regional appreciation trends.

DISCUSS INVESTMENT STRATEGY

Common Buyer Mistakes

Avoid These Costly Errors

❌ Skipping Pre-Approval

Get pre-approved with Ryan & Megan Winslow, Mortgage Bankers with The Federal Savings Bank, before shopping.

❌ Ignoring Total Cost

Budget for taxes, insurance, HOA, and maintenance beyond the mortgage payment.

❌ Skipping a Local Agent

A local Coleman agent knows which streets flood, which buildings have pending special assessments, and which neighborhoods are appreciating fastest. Buyer agent services are free to the buyer in most transactions.

Market data

Coleman by the numbers

The typical home in Coleman is worth $185,000, 52% below the Sumter County typical value of $388,000 and 51% below the Florida typical value of $375,000.

Typical home value

$185,000

Zillow Home Value Index for Coleman, August 2026. The middle of the market for single family homes and condos.

5 year change

+8.6%

Home values in Coleman moved +8.6% over five years.

Median rent

$953/mo

Median gross rent in Coleman. Useful for investors running rental numbers.

Homeownership

80%

Share of occupied homes in Coleman lived in by the owner.

Median year built

1977

Older homes often need inspection focus on roof, systems and windows.

Household income

$51,389

Median household income in Coleman.

Mortgage planning for a home in Coleman
Financing

Buying in Coleman with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Coleman home of $185,000:

  • FHA, 3.5% down: $6,490 down, loan of $179,000
  • Conventional, 5% down: $9,271 down, loan of $176,000
  • Conventional, 20% down: $37,085 down, loan of $148,000
  • VA, 0% down for eligible veterans, loan of $185,000
Selling

What is your Coleman home worth?

Ryan and Megan price Coleman homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Coleman
Nearby

Towns near Coleman

Sumter County

More in Sumter County

See the full Sumter County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Coleman, FL?

The Zillow Home Value Index for Coleman was $185,000 in August 2026, +7.7% over the past year.

What county is Coleman in?

Coleman is in Sumter County, Florida.

How many people live in Coleman?

About 789 people as of the 2024 Census Bureau estimate, up from 651 in 2020.

Who are the best real estate agents in Coleman?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Coleman?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Coleman own or rent?

80% of occupied homes in Coleman are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Coleman?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Coleman, FL

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