Every town in Clay County, with home values, population and local guides. Typical home value $336,000.
Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes
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Clay County is home to about 236,760 people across 604.6 square miles and 5 cities and towns with Winslow Homes guides. The largest are Middleburg, Green Cove Springs, Orange Park, Keystone Heights. Median household income is $86,094 and 76% of households own their home.
Ryan and Megan compare every town in Clay County on price, taxes, schools and commute so you choose the right fit, then handle the loan through The Federal Savings Bank.

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| Town | Typical value | 1 year | Residents |
|---|---|---|---|
| Middleburg | $327,000 | -0.6% | 11,911 |
| Green Cove Springs | $340,000 | -0.8% | 10,087 |
| Orange Park | $311,000 | -0.9% | 8,993 |
| Keystone Heights | $286,000 | +3.1% | 1,566 |
| Penney Farms | · | · | 835 |
The typical home in Clay County is worth $336,000, 10% below the Florida typical value of $375,000.
Zillow Home Value Index for Clay County, August 2026. The middle of the market for single family homes and condos.
Home values in Clay County moved +19.0% over five years and +88.4% over ten.
Median gross rent in Clay County. Useful for investors running rental numbers.
Share of occupied homes in Clay County lived in by the owner.
A newer housing stock means fewer surprises at inspection.
Median household income in Clay County.

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Clay County home of $336,000:
Ryan and Megan price Clay County homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Typical value $252,000 · 28,075 residents
Area guide →Typical value $295,000 · 1,055,159 residents
Area guide →Typical value $218,000 · 77,301 residents
Area guide →334,928 residents
Area guide →Typical value $266,000 · 15,738 residents
Area guide →Typical value $315,000 · 29,325 residents
Area guide →The Zillow Home Value Index for Clay County was $336,000 in August 2026, -0.5% over the past year.
About 236,760 people as of 2024, per the Census Bureau.
Green Cove Springs, Keystone Heights, Middleburg, Orange Park, Penney Farms.
Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009, with the home and the loan under one team. Call or text 386-690-5858.
17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.
Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.
No in-person meeting or phone call needed for most addresses. See your estimated value, price range and value trend in seconds.
Get coming-soon homes, pocket listings and price drops in Clay County, FL before they hit the big home search sites.