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Massachusetts real estate · Hampden County

Chester, Massachusetts Real Estate

Homes, values and local insight for Chester, Hampden County, Massachusetts. Typical home value $310,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$310,000Typical home value
+3.0%Home values, past year
1,221Residents (2024)
$87,308Median household income
Homes for sale

Shop Chester homes

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About Chester

Chester is a residential town in Hampden County providing living with strong Mountain town and Affordability. The community develops civic pride and family values.

The housing market reflects regional positioning with diverse home types. Properties range from modest to premium estates. Buyer pool includes families, commuters and professionals seeking quality living.

Winslow Homes serves this town's buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Market data

Chester by the numbers

The typical home in Chester is worth $310,000, 13% below the Hampden County typical value of $355,000 and 53% below the Massachusetts typical value of $662,000.

Typical home value

$310,000

Zillow Home Value Index for Chester, August 2026. The middle of the market for single family homes and condos.

5 year change

+30.5%

Home values in Chester moved +30.5% over five years and +82.5% over ten.

Median rent

$1,141/mo

Median gross rent in Chester. Useful for investors running rental numbers.

Homeownership

83%

Share of occupied homes in Chester lived in by the owner.

Median year built

1953

Older homes often need inspection focus on roof, systems and windows.

Household income

$87,308

Median household income in Chester.

Mortgage planning for a home in Chester
Financing

Buying in Chester with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Chester home of $310,000:

  • FHA, 3.5% down: $10,850 down, loan of $299,000
  • Conventional, 5% down: $15,499 down, loan of $294,000
  • Conventional, 20% down: $61,998 down, loan of $248,000
  • VA, 0% down for eligible veterans, loan of $310,000
Selling

What is your Chester home worth?

Ryan and Megan price Chester homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Chester
Nearby

Towns near Chester

Hampden County

More in Hampden County

See the full Hampden County real estate guide or the Massachusetts real estate guide.

FAQ

Common questions

What is the typical home value in Chester, MA?

The Zillow Home Value Index for Chester was $310,000 in August 2026, +3.0% over the past year.

What county is Chester in?

Chester is in Hampden County, Massachusetts.

How many people live in Chester?

About 1,221 people as of the 2024 Census Bureau estimate, compared with 1,226 in 2020.

Who are the best real estate agents in Chester?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Chester?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Chester own or rent?

83% of occupied homes in Chester are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Chester?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Chester, MA

Get coming-soon homes, pocket listings and price drops in Chester, MA before they hit the big home search sites.

Chester home values by ZIP code

The typical home in Chester is worth $312,067 as of August 2026 in ZIP code 01011. Values moved +2.5% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
01011$312,067+2.5%+26.8%

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.