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Massachusetts real estate · Suffolk County

Chelsea, Massachusetts Real Estate

Homes, values and local insight for Chelsea, Suffolk County, Massachusetts. Typical home value $525,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$525,000Typical home value
+0.9%Home values, past year
40,245Residents (2024)
$72,220Median household income
Homes for sale

Shop Chelsea homes

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About Chelsea

Chelsea is a residential town in Suffolk County providing living with strong Urban Boston and Diverse housing. The community develops civic pride and family values.

The housing market reflects regional positioning with diverse home types. Properties range from modest to premium estates. Buyer pool includes families, commuters and professionals seeking quality living.

Winslow Homes serves this town's buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Market data

Chelsea by the numbers

The typical home in Chelsea is worth $525,000, 30% below the Suffolk County typical value of $751,000 and 21% below the Massachusetts typical value of $662,000.

Typical home value

$525,000

Zillow Home Value Index for Chelsea, August 2026. The middle of the market for single family homes and condos.

5 year change

+13.6%

Home values in Chelsea moved +13.6% over five years and +67.0% over ten.

Median rent

$1,859/mo

Median gross rent in Chelsea. Useful for investors running rental numbers.

Homeownership

29%

Share of occupied homes in Chelsea lived in by the owner.

Median year built

1938

Older homes often need inspection focus on roof, systems and windows.

Household income

$72,220

Median household income in Chelsea.

Mortgage planning for a home in Chelsea
Financing

Buying in Chelsea with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Chelsea home of $525,000:

  • FHA, 3.5% down: $18,392 down, loan of $507,000
  • Conventional, 5% down: $26,275 down, loan of $499,000
  • Conventional, 20% down: $105,000 down, loan of $420,000
  • VA, 0% down for eligible veterans, loan of $525,000
Selling

What is your Chelsea home worth?

Ryan and Megan price Chelsea homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Chelsea
Nearby

Towns near Chelsea

Suffolk County

More in Suffolk County

See the full Suffolk County real estate guide or the Massachusetts real estate guide.

FAQ

Common questions

What is the typical home value in Chelsea, MA?

The Zillow Home Value Index for Chelsea was $525,000 in August 2026, +0.9% over the past year.

What county is Chelsea in?

Chelsea is in Suffolk County, Massachusetts.

How many people live in Chelsea?

About 40,245 people as of the 2024 Census Bureau estimate, compared with 40,746 in 2020.

Who are the best real estate agents in Chelsea?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Chelsea?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Chelsea own or rent?

29% of occupied homes in Chelsea are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Chelsea?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Chelsea, MA

Get coming-soon homes, pocket listings and price drops in Chelsea, MA before they hit the big home search sites.

Chelsea home values by ZIP code

The typical home in Chelsea is worth $525,661 as of August 2026 in ZIP code 02150. Values moved +0.9% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
02150$525,661+0.9%+14.0%$479,00030

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.