Answers from broker owners Ryan and Megan Winslow
Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes
After the 2021 Surfside collapse, Florida passed laws requiring milestone structural inspections and structural integrity reserve studies for many condo buildings three stories and taller. Associations must fund reserves for key components.
Many older buildings raised monthly dues or passed special assessments to fund repairs and reserves. Two similar units carry very different costs depending on the building's finances.
Ask for the milestone inspection report, the reserve study, the current budget, recent meeting minutes, and any pending special assessments. Review them during your contract review period.
Written by Ryan and Megan Winslow, broker/owner of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army retired. About Ryan and Megan.
Updated 2026-09-28. General information, not legal, tax or insurance advice.
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