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Florida real estate · Manatee County

Anna Maria, Florida Real Estate

Homes, values and local insight for Anna Maria, Manatee County, Florida. Typical home value $1,876,000.

Reviewed and updated October 3, 2026 by Ryan and Megan Winslow, Winslow Homes

Ryan and Megan Winslow Broker Owners3,000+ homes soldSince 2009 REALTOR®4 states broker in FL, MA, CT, RIU.S. Army RetiredBest of Central MA winners
$1,876,000Typical home value
-2.2%Home values, past year
1,016Residents (2024)
$98,938Median household income
Homes for sale

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About Anna Maria

Anna Maria Island is an exclusive barrier island off Manatee County's coast, home to one of Florida's most desirable and expensive real estate markets. The small island community (population ~1,500) features pristine Gulf beaches, upscale residential properties, and a laid-back island atmosphere. Island culture emphasizes preservation, limiting commercial development. Strong environmental stewardship protects natural resources and maintains island character. Considered one of Florida's best beach destinations.

Anna Maria Island real estate focuses on beachfront and near-beach properties with premium pricing reflecting location. Properties range from modest beach cottages to multimillion-dollar estates. Waterfront properties dominate value. Limited inventory and strong buyer demand support consistent appreciation. Buyers include wealthy retirees, investors, and second-home owners seeking exclusive beach living. Seasonal appreciation from snowbirds seeking winter escapes.

Winslow Homes serves Anna Maria buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services (Ryan Winslow NMLS #2426605 | Megan Winslow NMLS #2692933). Get pre-approved at www.winslowloan.com or call 386-690-5858.

Featured Communities

Beachfront Properties

Direct Gulf beachfront homes with sand access, sunset views, and water recreation. Premium pricing. Most exclusive properties.

Price Range: $1,200,000 - $3,000,000

Near-Beach Properties

Properties within walking distance of beaches. Beach access but without direct waterfront. Still premium pricing.

Price Range: $550,000 - $1,200,000

Island Interior

Island properties not directly beachfront. Still premium compared to mainland. Island community appeal.

Price Range: $400,000 - $800,000

Waterfront Non-Beach

Bay and canal front properties with boat access. Water views without direct Gulf front. Strong appeal for boating enthusiasts.

Price Range: $600,000 - $1,500,000

Island Condos

Condominium buildings with beachfront or near-beach locations. Lower entry price than single-family. Rental potential.

Price Range: $300,000 - $900,000

Lifestyle & Entertainment

Beach Recreation

Swimming, shelling, paddleboarding, beach walks. Sand access central to lifestyle. Daily beach culture.

Water Sports

Boating, fishing, kayaking. Protected bay and Gulf access. Excellent for water enthusiasts.

Island Dining & Shops

Waterfront restaurants, beach bars, local shops. Casual island atmosphere. Strong seasonal activity.

Nature Preservation

Beach nesting turtles, bird sanctuaries, natural preservation. Eco-conscious community.

Island Beach

Pristine Gulf beaches with white sand. Swimming, shelling, sunbathing. Daily focal point of island life.

Anna Maria Island Pier

Iconic fishing pier with sunset views. Gathering place. Excellent fishing and photography location.

Waterfront Restaurants

Casual island dining with Gulf views. Fresh seafood. Beach bar atmosphere. Iconic local gathering spots.

Investment Opportunities

Seasonal Rental Properties

Buy beachfront or near-beach, rent to seasonal tourists. 8-12% gross yields common. Winter season demand strong.

Waterfront Appreciation

Water properties appreciate 6-8% annually. Limited supply supports consistent values. Minimal effort required.

Condo Rental Conversion

Buy condos, convert to vacation rentals. Generate 6-10% cash returns. Turnkey investment.

Market data

Anna Maria by the numbers

The typical home in Anna Maria is worth $1,876,000, 360% above the Manatee County typical value of $408,000 and 400% above the Florida typical value of $375,000.

Typical home value

$1,876,000

Zillow Home Value Index for Anna Maria, August 2026. The middle of the market for single family homes and condos.

5 year change

+11.8%

Home values in Anna Maria moved +11.8% over five years and +105.6% over ten.

Homeownership

95%

Share of occupied homes in Anna Maria lived in by the owner.

Median year built

1974

Older homes often need inspection focus on roof, systems and windows.

Household income

$98,938

Median household income in Anna Maria.

Median age

63.9

Median age of residents in Anna Maria.

Mortgage planning for a home in Anna Maria
Financing

Buying in Anna Maria with the right loan

Ryan and Megan are mortgage bankers with The Federal Savings Bank, lending in all 50 states. You get the home and the loan from one team. On a typical Anna Maria home of $1,876,000:

  • FHA, 3.5% down: $65,674 down, loan of $1,811,000
  • Conventional, 5% down: $93,821 down, loan of $1,783,000
  • Conventional, 20% down: $375,000 down, loan of $1,501,000
  • VA, 0% down for eligible veterans, loan of $1,876,000
Selling

What is your Anna Maria home worth?

Ryan and Megan price Anna Maria homes from recent sales, not guesses. Send your address and you get a free market analysis, with no obligation.

Home for sale in Anna Maria
Nearby

Towns near Anna Maria

Manatee County

More in Manatee County

See the full Manatee County real estate guide or the Florida real estate guide.

FAQ

Common questions

What is the typical home value in Anna Maria, FL?

The Zillow Home Value Index for Anna Maria was $1,876,000 in August 2026, -2.2% over the past year.

What county is Anna Maria in?

Anna Maria is in Manatee County, Florida.

How many people live in Anna Maria?

About 1,016 people as of the 2024 Census Bureau estimate, up from 968 in 2020.

Who are the best real estate agents in Anna Maria?

Ryan and Megan Winslow of Winslow Homes have sold over 3,000 homes since 2009 and are licensed in Florida, Massachusetts, Connecticut and Rhode Island. Call or text 386-690-5858.

How do I get pre-approved to buy in Anna Maria?

Apply at www.winslowloan.com. Ryan and Megan are mortgage bankers with The Federal Savings Bank and lend in all 50 states, including FHA, VA and conventional loans.

Do most people in Anna Maria own or rent?

95% of occupied homes in Anna Maria are owner occupied, based on the 2019 to 2023 American Community Survey.

Talk to Ryan and Megan

Ready to move in Anna Maria?

17 years, over 3,000 homes sold, and one team for the home and the loan. Call or text 386-690-5858.

Sources: U.S. Census Bureau 2024 population estimates and 2019 to 2023 American Community Survey; Zillow Home Value Index, August 2026. Numbers update as new data is released. Talk to Ryan and Megan for current sold prices on your street.

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Coming soon in Anna Maria, FL

Get coming-soon homes, pocket listings and price drops in Anna Maria, FL before they hit the big home search sites.

Anna Maria home values by ZIP code

The typical home in Anna Maria is worth $1,876,779 as of August 2026 in ZIP code 34216. Values moved -2.2% over the last 12 months at the middle ZIP code.

ZIPTypical value12 months5 yearsMedian sale, Mar to May 2026Days on market
34216$1,876,779-2.2%+11.6%$1,791,25075

Sources: Zillow Home Value Index through August 2026 and the Redfin Data Center ZIP code tracker, March to May 2026. Ask Ryan and Megan for a value for your own home.