Lower your payment, shorten your term or put your equity to work, with Megan and Ryan, Mortgage Bankers with The Federal Savings Bank.
Replace your loan with a new rate or term, such as 30 years to 15, or an adjustable rate to a fixed rate.
Borrow more than you owe and take the difference in cash for improvements, debt payoff or education.
For current FHA loans: lower the payment with less paperwork and often no new appraisal.
The VA Interest Rate Reduction Refinance Loan: a simpler path to a lower rate for VA borrowers.
Homeowners 62 and up use their equity with no monthly mortgage payment while they live in the home.
Pay points, or ask the seller for a credit, to lower the rate on a purchase or a refinance.

Megan and Ryan run the break-even math on your real numbers before you decide.

Equity is your home value minus what you owe. Check your value, then ask about a cash-out refinance or a reverse mortgage.
Instant answers on programs, payments, towns and homes, any time, in English or Spanish. Ryan and Megan follow up personally.
Estimates from your inputs only. Not a loan offer, rate quote or approval. Ryan and Megan, Mortgage Bankers with The Federal Savings Bank (NMLS #411500), confirm real numbers.
Megan Winslow, Mortgage Banker, NMLS #2692933. Ryan Winslow, Mortgage Banker, NMLS #2426605. Mortgage Bankers with The Federal Savings Bank, NMLS #411500, lending in all 50 states. Equal Housing Lender. Rates, payments and programs are examples, change daily and depend on credit, property and loan program. This is not a commitment to lend. Verify at NMLS Consumer Access.
Apply online in about 15 minutes, or call or text Megan and Ryan with a question first.